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�� <br />�� <br />N � <br />0 <br />�� <br />� �� <br />N �� <br />0 �� <br />� — <br />� �� <br />� �� <br />N - <br />�� <br />� <br />� <br />�.. <br />.., <br />� <br />� <br />� <br />� <br />� <br />� <br />p��� <br />7C = <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />� �' <br />� <br />� <br />a <br />[Space Above This Line For Recording Data] <br />,- _ . <br />D� • v <br />r r;" '--i <br />� <br />ca , CrJ <br />:i _ � <br />fTl r'-. <br />,,, , <br />_, ,_ ? <br />{ � t�l <br />� <br />' } r '' � C�) <br />� ,. <br />r <br />' � �� <br />�'� !� . O <br />�� �_ . <br />iJ) 9 <br />MIN:100416700022451059 <br />n N <br />O -1 <br />C � <br />z <br />� m <br />--c � <br />�-. -,� <br />- r� <br />- ��t <br />:� <br />j - �;J <br />�-' y� <br />f r "� <br />= <br />� � <br />cn <br />( r� <br />DEED OF TRUST <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR <br />ITS AUTHORIZED AGENT. <br />DEFII�IITIONS <br />Words used in multiple sections of this document aze defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regazding the usage of words used in this document are also provided in <br />Section 16. <br />(A) `�Security Instrument" means this document, which is dated October 30th , 2012 , <br />together with all Riders to this document. <br />(B) `Borrower" is Robert Matthew Volf and Ashley Marie Volf, husband and wife <br />Borrower is the trustor under tlus Security Instrument. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) uTrustee" is CharterWest National Bank 201 South Main Street PO Bog 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrumen� MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated October 30th , 2012 . The <br />Note states that Borrower owes Lender One Hundred Seventeen Thousand Seven Hundred Forty and <br />00/100 Dollars (U.S. $117,740.00 ) plus interest. Borrowerhas <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />November 1, 2042 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n °LRiders" means all Riders to this Security Insmiment that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider � Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider VA Rider <br />(,n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannle Mae/Freddie Mac IJNIFORM INSTRUMENT (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 908795 Creative Thinldng, Inc. <br />GOTO(0023773b) <br />N <br />0 <br />t—� <br />iJ <br />C.� <br />(1� <br />F-�-` <br />C.L� <br />N <br />� �� <br />�/ � <br />�'C 4�U � <br />