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<br />Loan No: 101258590
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<br />DEED OF TRUST
<br />(Continued)
<br />�0�20916�
<br />Page 3
<br />Property, including without limitation, the Americans �th Disabilities Act. Trustor may contest fn good faith any
<br />auch lew, ordinence, or regulation and withhold compliance during any proceeding, including appropriate appeals,
<br />so long as Trustor has notified Lender in writing prior to doing so and so long as, in Lender's sole opinion, Lender's
<br />interests (n the Property are not jeopardized. Lender may require Trustor to post adequate security or a surety
<br />bond, reasonably satisfectory to Lender, to protect Lender's interest.
<br />Duty to Protect. Trustor agrees neither to ebendon or leave unattended the Property. Trustor shell do all other
<br />ecta, in addition to those acts set forth above in this section, which from the character end use of the Property are
<br />reaeonebly necessary to protect and preserve the Property.
<br />DUE ON SALE - GOIUSENT BY LENDER. Lender may, at Lender's option, declare immediately due end payebie all sums
<br />secured by this Deed of Trust upon the sale or transfer, without Lender's prior written consent, of ell or eny part of the
<br />Real Property, or any interest in the Real Property. A"sale or transfer" means the conveyance of Real Property or any
<br />right, titlQ or Inte►est In the Real Property; whether legal, beneficiel or equitable; whether voluntary or involuntary;
<br />whether by outripht sale, deed, instellment sele contract, lend contract, contract for deed, leasehold interest with a
<br />term ereater than three (3) yeara, lease-option contract, or by sale, assignment, or transfer of any beneHcial interest in
<br />or to any tand trust holding title to the Real Property, or by eny other method of conveyence of an interest in the Real
<br />Rroperty. Hp�pvpr. thie option shall not be exercised by Lender if such exercise is prohibited by federal law or by
<br />Nebreake IQw.
<br />TAXES AND UEN9. The following provisions relating to the taxes and liens on the Property are part of this Deed of
<br />Truat:
<br />Paymerrt. Trustor shall pay when due (end in all events prior to delinquency) all taxes, special taxes, essessmenta,
<br />cMarg�a {inaludln� water and sewer), fines and impositions levied egainst or on account of the Property, and shelt
<br />pay when due alI cleims for work done on or for services rendered or material furnished to the Property. Trustor
<br />ahall maintefn the Property free of all Ilens having priority over or equal to the interest of Lender under this Deed of
<br />Trust, except for the lien af taues and assessments not due and except as otherwise provided in this Deed of
<br />Trust.
<br />Right to CoMest. TrusSOr may withhold payment of any tex, assessment; or claim in .connection with a good faith
<br />dispute ovsr the obligetion to pey, so long es Lender's interest in the Property is not jeopardized. If a lien arises or
<br />is flled es e result of nonpayment, Trustor shall within fifteen (15) days after the lien arises or, if a lien is filed,
<br />within fifteen (15) days after Trustor has notice of the filing, secure the discharge of the lien, or if requested by
<br />Lender, deposit with Lender cesh or a sufficient corporate surety bond or other security satisfactory to Lender in en
<br />amount sufficient to discherge the lien plus any costs and attorneys' fees, or other cherges that could accrue ae a
<br />result of a foreclosure or sale under the Ilen. In any contest, Trustor shall defend itself and Lender and shall satisfy
<br />any edverse judgment before enforcement ageinst the Property. Trustor shall name Lender as an additional obligee
<br />under eny surety bond furnished in the contest proceedings.
<br />Evidence of Peyment. Trustor shall upon demand furnish to Lender satisfactory evidence of payment of the taxes
<br />or assesements and shell authorize the appropriate governmentat officiel to deliver to Lender et any time a written
<br />statement of the taxes end easessments egainst the Property.
<br />Notice of Con�truction. Trustor shall notify Lender at least fifteen (15) days before any work is commenced, any
<br />aervices are furnished, or eny materials are supplied to the Property, if any mechanic's lien, materialmen's lien, or
<br />other Ilen could be asserted on account of the work, services, or meteriels. Truator will upon request of Lender
<br />fumish to Lender advance assurences setisfactory to Lender thet Trustor can and will pay the cost of such
<br />improvements.
<br />PROPERTY DAMAOE INSURANCE. The following provisions relating to insuring the Property are a part of this Deed of
<br />Trust.
<br />Mafrrtenence of Insurence. Trustor shall procure and maintain policies of fire insurance with stendard e�ctended
<br />coverage endorsements on a fair value basis for the full insurable velue covering all Improvements on the Real
<br />Property in an amount sufficient to avoid application of any coinsurance clause, and with a standard mortgagee
<br />clause in fevor of Lender. Trustor shall elso procure and meintain comprehensive general liability insurance in such
<br />coverage emounts as Lender may request with Trustee end Lender being named as additional insureds in such
<br />Ifability Insurence policies. Additionally, Trustor shell maintein such other insurance, including but not limited to
<br />hazard, buainess interruption, and boiler insurance, as Lender may reasonably require. Policies shall be written in
<br />form, amounts, coverages and basis reasonably ecceptable to Lender and issued by a compeny or companles
<br />reasonebly ecceptable to Lender. Trustor, upon request of Lender, will deliver to Lender from time to time the
<br />policiea or certificetes of insurance in form satisfactory to Lender, including stipulations that coverages will not be
<br />cancelled or diminished without at least ten (10) days prior written notice to Lender. Each insurance policy also
<br />shall include en endorsement providing that coverage in favor of Lender will not be impaired in any way by any act,
<br />omission or default of Trustor or any other person. Should the Real Property be located in an erea designeted by
<br />the Director of the Federal Emergency Management Agency as a special flood hazard area, Trustor agrees to obtein
<br />end maintain Federal Flood Insurance, if eveitable, for the full unpaid principal balance of the loan and any prior
<br />liens on the property securing the loan, up to the maximum policy limits set under the National Flood Insurence
<br />Progrem, or es otherwise required by Lender, and to maintain such insurance for the term of the loen.
<br />Appltcetion of Proceeds. Trustor shell promptly notify Lender of any loss or damage to the Property. Lender mey
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