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<br /> • . s�; tiul'i,ituntitdly Cyulv:�ICnt rm+rtgiigc insuruncc cavcrugc iti n�t uvuilablc. &�rruwer�hall pay tu I.cnJcr rarb nwnth u sum cquat tu
<br /> , .. , , i�rre•twcltih t►f thc ycarly mo�1gubc inauruncc pmmium bcing puid by Burruwcr whcn thr inrurancc cuvcragr i:�n����,�.�:,��a<<� � __
<br /> . be ii�cffcrt.Le:ndc�u•ill :�ccpt, utie und retuin thcrc pe►yments ati n los� re.ervc in licu ��I' murtgugc in+uruncc. IA�ti� rescrve � _
<br /> -- �'�'� • p'uyments nmy nn longcr bc r�yuirul. :it thc uptiott of l.endcr,if m�irt�ugc in.rurance cuveragc(in thr nmuunt anJ li�r thr peri�ui �
<br /> ; thut Lcnder �eyuir<sl prrnidcd hy un in.rurcr upproved by L.cndcr aguin brromc+uvailublc and i.��baiincd. B�irruwer.hull pay � -
<br /> '�' thc prcmiums rcyu�ral tu maintain utungubc in�ur:tntix: in cftcrt, ur tu pruvidc u lurs rc+�rvr. until the rcyuircmcnt ti�r numgugc a -
<br /> , . , insur,�nrc c�xi� in uc�vrcluncc with uny writtcn u�rw�:mc�nt.hctwccn Bnrruwer und L.cndcr ur applicaM�I�iw. _
<br /> �� 9. Ina�tlnn.l..:ndcr or ita ag�nt.mny mafic cc:�tinntshlo rntric�,up�m and inspertium uf Ihc Pro�xrty. l.cndcr.hutl givc �
<br /> � Borrowcr nati4c ut thc t ime uf or pdnr�a an in�pccA�m �p►�.ifying reusi,nuMir rausc fi�r the in.rptctfi�n. _
<br /> ' ` 10. Cnt��em�ailun.'f'hc pruc�cdn ut'a��y suard ��c cl,�in� t�ir dau�ag�+. dir�ct or �uns�qucntial. in cunl�cctiim �vith ;u�y
<br /> '�� canJemnatiun ar othcr tukin�of any part of thu Pm4x rty, ur fur cnnveyunrc in licu i�t condemnation, ure hcrcby u�.i�!ncJ and � �
<br /> shnil be paid t��l.endcr.
<br /> In the event of�totul t:�king uf thd Proporty. thu pc�n.ccJx shull bc upplicd to thc tiums seruh�i Ny this Scrurity Instrumcnt,
<br />�':��=--'"� whether ar nat then due.�vith any exce�� paid to B��rrawer.In thc event of u partial taking uf'ih� Propcny in whirh th� f'uir
<br /> market valua of thc Property immediataly befi�re thu tukiqg in equul t��ur�;rcutcr thun the umoum of dic,um.r.erured by thix
<br />' .� • Security Instrurnent immodiutoly before tha tuk4ng.uniar�s��irrower and Lende�otherwisc agfee in wn�in�, thc,um,,ecured by
<br /> this Sccurity lnstrumont shatl be mduccd by thu am�unt.��t thw proceeds multiplied by the follrnving frtu:tion: lu) the tutal �
<br /> , , umount of the sumssecurai immodiutoly bofore tha tuking�JiviJed by(b)the fair m�rket value of the Property immediatcly
<br /> befure the taking. Any balance shall be puid u� Brnxqwor. In.the event of a p•rrtial takin�t of the Property in which the fuir
<br /> • niarket�•alua of thc�Property immcdiutaly heforQ tha tuk(n� iF lasy thnn thc amount of thr sumy secural immediatcly before the
<br />`�' -. � , takfng, unless Borrower and Lcndar�th�rwi�;c agree in.w�i.dng or unless applicuble low otherwise pravides, the pmceedv shaU
<br />; . Qe applied to the sums secured by thi�Security inhtrumwnt.whether or not the sums are then due.
<br /> � �, If the Property is abandon4d by Barrower,ur if'. aitar nntice by Lender to Borrawer that the ccmJemnor offers to makc an
<br />'�:.- : :; award or settie a cleim for dumuga�,. Borruwer f•rilH ti►respnnd to Lender within 30 days ufter the date thr notice is given.
<br />_ - Lender is authorized tu cullc�:t uud upply tha pi�+cr�t�. at it�option,either to testoration or repair of thc Property ar to thc sums -
<br /> ,�,;;,,; secured by this Securiry Instrumont,whether or nut then due.
<br /> =• Untess Lendernnd Borro�ver otherwise agree in writing. any applicatian of proceeds to principaI sh�ll not extend or
<br /> y~��+F�;;�:�` ' postpone tha dua date of tha manthly paymente regerred to inparagraphs 1 and 2 ar change the amount oi such payments.
<br /> �=� � � •.;i � 11.B�orrower Not Releas�Forbeurauce�y Lender Not a Wa(ver.Bxtension af the time for payment or modificutton
<br />;..,r,..:•'r�.
<br /> .,� of nmortizatfon of the sums securcd by�tht�Security Instcument �ranted by L,ender to any successor in interast of Borrower sh�l1
<br />_�,};,4;� - nat operate ro releasz tha lisbitity of the origlnal �orrower or Borcower's successors in interest.Lender shaN not be required to
<br />- • cummence proceedings against any succeswr in intcrest or refuse to extend time for payment orotherwlse modify amortization
<br />=`•'':����a�,� of tha stuns secutr.A by this Stti:urlty In�:trument by reason of uny demand made by the original Borrower or Borrower's
<br />-;;,.�.::; .
<br />� °�-r•a successors in intereu. Any forbearance by L.ender in exercising any right or remedy shnll not be a waiver of or preclude the
<br />-�T"'T?� exer�iseofany righton romedy.
<br /> _�—"'�`� 12. Successors aad Assfgna�ound; Joint and Several Liability; Casigners. The covenants and agreements of this
<br /> --°" """'�� Security Instrument shallibind�and benefit the successors and assigns of Leader and Borrower, subject to the provisions of
<br />�_-�F.f���
<br /> _-� •+ P�S�P= i7. 8orruwcr a 4'UYtJliiiitlS :u�d �g�cxri�cu�.i �huti be j�iat ,innd 524ZF3I. AF3Si I�"viTOKCT whcs cc�-�iga, ilsis Secur'sty _
<br /> _:,�`i.'s. : Instn�memt but does npt,aaecut� the Note: (a) is rn-signing this Security Instrument only to mortgage,grant xnd rnavey that
<br /> '-'"' ' Borrower's intenst.imtha Aroperty under the terms of this Security Instrument; (b)is not peasanally obligated to pay the sums
<br /> Lr:�;.��.
<br /> -'=�='-' secured by diis Securit�•dnstrument:and(c)agrees that Lender and any other Borrower may agree to extend,modify,farbear or
<br />������ mr.lce any-accornmodo�ibns with regard to the terms of this Security Instrument or the Note without that Borcower's cot�ent.
<br />�'�,� 13:Loan Charges.If the loan secured by this Security Instrument is sub'ect to a law which sets maximum loat�charges.
<br /> -__.�� and that law is finally interpreted so that the interest or other loan charges ro�lected or ta be collected in connection with the
<br /> .�-�.xa:�'"'� loan oxceed the perntitted limit�, then:(a)any such toan charge shall be reduced by the amount necessary to reduce the charge
<br />�-:�a�� to the pe,rmltted lirnir, and(b)any sums already collected from Bonower which exceeded pernutted limiu witi be refunded to
<br />_�� Borrower. Lender may choose to make this refund by reducing the principal owed under tha Note or by making a dirert
<br />:�.���� payment to Borrower. If a refund mduces principal, the reduction will be treated as a partial prtpayment without any
<br /> -y=�`°`,,� prepayment charge umler the Note.
<br /> --°_�� 14.NoHces�Any notice to Borrower provided for in this Security Instrument shall be�iven by delivering it or by mailing
<br />------- it by fiqst elass mail unless applicable}aw requires use of arather method. The notice shali be directed to the Property Address
<br />--�s::� or any other address Borrowec designates by notice to Lender. Any notice to Lender ahail be given by first class mail to
<br /> Lender's address stated her+�in or any other address Lender desi�nates by notice to Borrower. Any notice provided fpr in this
<br /> __.__ Security Instrument shall be deemed ta have been given to Borrower or Lende�when given as provided in this paragraph.
<br /> - - 15.Governing I.:aw; Severability. 1'his Security Instrument shall be g�vemed by federal law and the law of the
<br /> -;,-� jurisdiction in which the Pe'operty is located. In the event that any provision or dause of this Securiry [nstrument or the Note
<br /> conflIcts with appliwble law,9uch conflict shall not affect othar.provisions of this Security Insteument or the Note which can be
<br /> -_-_ --_—= given effect withoutthe conflicting provision.To this end thc provisions of this Security Instrument and the Note are declered
<br /> -= to be severable.
<br /> - ---_�, 16.Borrower's Copy. Borro�ver shall be given one conformed copy of the Note and of this Security InstTUment.
<br />"°°°-°'a 17.Transfer of t�e Pcaperty or a Beneficia!Interest In Bomower.If alf or any part of the Property or any interest in It
<br /> - — is sold or trensferred(or if•a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person)without
<br /> --.�:.� I.ender's pdor written consent. Lender may, at its.aptian, require immediate payment.in full of all sums secure� by this
<br /> Secudty Instrument.}[a�wever,this option shall not be exercised by Lender if exercise is proSubited by federai Iaw as of the date
<br /> _—_= of this Security Inswment.
<br />------_ = If I.ender ezeniscs this option, Lender shell give Borrower notice of accelerauon. The nodce shalt provide a period of not
<br /> —==_ — less tl�an 30 days fcar� the date the notice is delivered or mailed within which Borrower must pay �li swns sec�red by this
<br /> - _�-�a-�' Securiry Instrument.If Bomower fails to pay these sucns priar to the expiiration of ihis period.Lender may invoke any.remodies
<br /> _�-��`=�'` pemutted by this Sewriry Instr�ament without further noUce or demand on Borrower.
<br />�l'- '�'�� �`�""' 18. Borro�vet's Ri�ht tm $teanstate. If Bomower maets certain conditions, 1Ronower shall have the right'ta have
<br /> •=="�- �:
<br />=�=<-••`�<.,�
<br /> _ : •- • enforcement of this Secunty InstrWment discontinued at any time prior to the earfier of: (a)3 days (or such other period as
<br />����,y;.°?�st.. ' applicable �aw mny specify for reinstatement) before sale of the Property:pursuant to any power of sale contained in this `
<br />��--,,,:'-- Security Insvument;or(b>entry of a judgment er+forcing this Security Instrument.Those condidons are that Borrower:(a)pays
<br /> I.ender all sums which then woWd be due under this Security Instrument and the Note as if no acceleration had occurred;(b)
<br />�-F � " cures any default of any other covenants or agre�ments; (c)pays all expenses incurred in enfarcing this Security Instivment.
<br /> °" �." including.but not limited to,reasonable.attomeys'fees;and(d)takes such action as I.endec may m,nsonably require to assure
<br />' :__<..:;�� � thai the lien of this Security Instrument. I.ender's rights in the Property and Borrower's obligation to pay the sums secured by
<br /> — ..:_ o_ r_ ..a .V�
<br /> -�'�710er"' U118 �t'UTI� 1115[f111RBI1I SI1811 continue uncnanged. iipun IIIIR�I'dICIt[Ctll Oy WiiVwci, ittto .muacij auai�uutiiu aa�u MN
<br /> s�^`•�•, ,{., .,�� obligntions secured hemby shall remain fully effective as if no acceleration had oocurred. However,this right to reinstate shnll
<br /> • • >> not upply in the caseof aoceleration under paragraph 17.
<br />, ;_ 19. Sale of Note;Chun�;e of Loan Servicer. The Note or a partial tnterest in the Note (together with this Security
<br /> - Instmment)may be sotd one or mone times without prior notice to Borrower.A sale may result in u change in the entity(known
<br /> - us the"I.oan Servicer")that rnl[ects monthiy payment�due under the Note and ihts Security Inmument.There also may be one =
<br />= ' or more chan$es of the L.oan Servicer unrelated to a sale�f the Note. If there is a cluu��e of the Loan Servicer,Ban+ower will be -
<br />= given written notice of tde rhange in accordance with paragraph 14 above and applicable law.The aotice will state the name and
<br /> � address of the new I.oan Servicer und the uddress to which payments should be made. The notice wiU also contain any other
<br /> ' information reyuirai by applicable luw.
<br /> " � 20. Hazardou+Substitnces. Borrower shull not rau�e ur permit the presence, use.disposal, storage.or release of any
<br /> . Hazundoas Substances un ur in the Property. Bo;rower shall not do, nor allow anyone else to do, s�nn}rthing affecting the
<br /> _ - ��] Prnperty that is in vioiation of uny Envirunnienta{Luw. The prccec3iog iwa sentestce.s s!�!! not s�yly to the preseare, n�e, ar _.
<br />_'�'- .J' stornge on the Pnnpcny of smaii quunntics of iim�u�oua Subr;tui►�i-�thai d�e ge;�iaily rc�:�niceai tu ik up�ivpiiaii:tv i�a�ai ,
<br /> ' residentiul uses urtd to maintenuncc of the Propeny.
<br /> v,a��or e Fotm 3028 8180
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