|
�
<br />-
<br />—
<br />�
<br />N �
<br />e =
<br />N �
<br />0 -
<br />� —
<br />N °
<br />N �
<br />�
<br />�
<br />�
<br />�
<br />, � �
<br />�.
<br />�,
<br />� �
<br />�
<br />�- .:,
<br />� .J
<br />�_.. �
<br />�"��
<br />D )
<br />r r ;� �
<br />r i M1'i —I
<br />a, � �> ';-
<br />� � ��`• r�
<br />� � �� ;�'� o
<br />P 6�7 �, �
<br />c n � ".7
<br />--i -^:�
<br />� �i
<br />j c �, �.,
<br />�, :;; � ,_,
<br />� a, �` �
<br />P � 5 ._ .
<br />n V '
<br />Q' �
<br />C �
<br />a rn
<br />--�
<br />-� o
<br />o T
<br />-" z
<br />= fTl
<br />D ��
<br />r— �J
<br />r �
<br />v'�
<br />�
<br />n
<br />� .�
<br />�
<br />cn
<br />N
<br />O
<br />�
<br />i e.)
<br />L'7
<br />��
<br />�
<br />�
<br />N
<br />THIS INSTRUMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />NMLS COMPANY IDENTIFIER: 446443
<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street �d
<br />GRAND ISLAND, NE 68801 � �
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("5ecurity Instrument") is made on October 22, 2012. The grantors are RODNEY S
<br />HARMS and CAREESE M HARMS, HUSBAND AND WIFE, whose address is 1724 BRIDLE LN, GRAND
<br />ISLAND, Nebraska 68803-2251 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who
<br />sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section tifled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend
<br />R Baack, Attorney whose address is P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary
<br />is Home Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws
<br />of the United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). RODNEY S HARMS and CAREESE M HARM5 owe Lender the principal sum of Eleven
<br />Thousand Three Hundred Eighty-two and 37/100 Dollars (iT.S. $11,382.37), which is evidenced by the note,
<br />consumer loan agreement, or similar writing dated the same date as this Security Instivment (the "Note"), which
<br />provides for periodic payments ("Periodic Payments"), with the full debt, if not paid eazlier, due on October 26,
<br />2018. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covena.nts and agreements
<br />under this Security Instrument and the Note. For this purpose, Bonower, in consideration of the debt and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following descnbed
<br />property located in the COiJNTY of HALL, State of Nebraska:
<br />Address: 1724 BRIDLE LN, GRAND ISLAND, Nebraska 68803-2251
<br />Legal Description: LOT TWENTY-TWO (22), WESTERN HEIGHTS THIItD SUBDIVISION IN
<br />THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower waxrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 226.32. Bonower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 22632 at least three business days prior to the execution of the Note and this Security
<br />Instrument, or as otherwise required by 12 CFR 22631. Bonower and Lender fiuther acknowledge and agree that
<br />this Security Instrument will secure additional debt subject to 12 CFR 226.32 only if Lender satisfies the necessary
<br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Bonower shall prompfly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />� 2004-2011 Campliance Syatems, Inc. 9BAD-39DA - 201112.0.485
<br />Consumer Real Estate - Sxuriry Instrument DL2036 Pege 1 of 6 w'�'•�pli��sYg��•�
<br />
|