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<br /> '' `` ,' �' `, TO(iE7'HER WITH all the improveme�t.c now or hereafter ereexed on the property,aud all easemeuts.apPurtenances,and �`: a
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<br /> fixtures now or hereafter a part af the ptopeny. A11 repla�eme�s �d addirions sdall alss be sovered by this Security ': '.:�.
<br /> .`:�.. ,.' Instnunent. AU of the foregoing is referred to in this Security Instrume�as the"Prope►ty."
<br /> BORROWER COVENANfS that Boirower is lavvf»liy seised of the estate hemby oonveyed and has d►e right to grani and
<br />,�,� `���; �nvey the Prope�ty and that the P�vperty is unencam6ereA.except for enwmb�of record. Bnrrawer warrants and wi�! - .
<br /> defend geaerally the titte to the Froperty against ap clsims and demands.subje�to mry encumbranoes of record ". "�
<br /> . THIS SECURITY INSPRUMENT oombines aniform covenants for aaiiomal use and non-uaiform coveaants with limited `.
<br /> � '� ' Variatit►nc I?Y��{7SdICUOD LO CODStIWIC 8I1DIfUT[n 52Clliltyl in +meni Coveiing ieal pt+operiy � � y-
<br /> ,. � UAiIFORM C0I/FNANfS.Borrower and I�nder oovenant and agree as follows: . �
<br /> •`.`.,� I.Paym�3 of Pc�indpal and Int�t; �epaYment and Late Ctiatges. Bormwer shall pmmpflY PaY when due the ��,�
<br /> .�.a P�PaI of and itrtrterest on the debt evid�oed�j the Note aod�Y PT�PaD�and late char8es dae under the Note. .
<br /> , .••� � 2,F�dg fas Tax�and insmsaoe.Snbject to applicable!aw os to a written waiver by I,ender. Borrower s6aI1 pay w
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<br /> .-� Lendea on the day monttily paymenu are due�u the Note.unt�th6 Note is paid in full.a sum('Funds")for.(a)yearly ta�c�.s
<br /> " � :� .� and assessrnents ttriuch way attain p�Iority over this Secxtrity in �m t as a lien on the Property;(b)Yearly teasehold payments `':' '.
<br />� � � -' ` or gom�d rems on t�e Praperty.if anY;�c)Y�Y h�rd oI pmperty insutsuCe prem�oms:(d)Ye�Y fl�1DC�'-'�"'ce P�t�• .�;`�
<br /> ,:. ..:.� insu n �r r_t-
<br /> ` '"M, b'��I'•; �'�' e i�azanoe premiums;if an ,and(�aay su�ns FaYat+le by Borrower to Lender,in accorclaance with -
<br /> ..�.� if amr:(e)Y�Y m�T�b'a8 Y. n - ..,_'
<br /> ' `t the p,maYisioas of parag�aph 8.emm!�of t6e payment of aimrt�age insuranQe pre�uros.Thrse items ate called"Escrow Items.° ,
<br /> : , ' 1xnc�r=may.at aay time,ooL��d hotd Funds in an a�r.at not to exceed the maximum awnunt a lender fv�a�€edetaliy �,�=�
<br /> ` ; k,.;} re��mortgage toan raaq��-!^�for Bomuwer's escrow�ovount under the fedeml�ml Estate Settlement Pra�Act of F _._
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<br /> . . ,..3: 1974 as amended from time to uza�. ir2 iT.�.��ction 26p1 et seq-("RFS�A°).nnless armther Taw tt�at applies to the Funds
<br /> ' " �� a s�s a tesser amount. If so. L.ender may. 2��''�e, collect and hotd Fands in an amount ant,tai racaeed the tesser amouat. . �;.-
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<br /> . :';r, L I�r�.►er may estimate the amo�mt of Fuads�a°.na the i�s of current data and reasoxiabt�esrimates of expenditure.s of fuUUe � �c__
<br /> ��..��;;... .�. _:,�: F.sts��Items or otherN±ise in acoordance avith a�plicab2�Iar�c. ;:.;,_
<br />- : �' ' .' `.�� The Fands �!I be��d i�an instR��whose¢���uits are�sur�by a fede�at agency� instram�aln5'• °r e�. �_:_.
<br /> . ;�.':;'` Cmc[uding Len�..�',��.+�ndar is s��an instim�rr.�r��y or ia any Federal Aame Loan Bank.Leuder si�aii�ig the Funds to pa�►the � _-
<br /> . . . '�°.�:.� ., _�: th�Funds.ani►yeltY ana�Y�the escrow acoounE,an _ ._;.-
<br /> .. . ..< .,:j Fsccau+itemv.L�r snay not charge Bm�vvc�for boi�g and aPP�� --
<br /> . , . verifying the Escrow ttemg,untess Leades pays Bornuwer iatemst on the Funds and appiirable law pemnts Le�d�r�u make such -
<br />_ .. .. ' '�'�� a ehar8e. However,Lender may re�vin Borrower to pay a one•time charge for an independeat real estate tax n�ecting setvice �
<br /> � . , .�': used bq Lender in conaection with dus toan, untess applicable law pmvides otherwise. LTnless an agreement is wade or s_
<br /> :. .''��: ' r:' applicabte law re�uices interest to be paid.l.ender shall aot be required to pay Borrower any inte�est or eamings on tHe�unds. �:-_;_
<br /> ���._; "� `� $orrower and lRMer may agr�e in wdting.however,that interest shall be paid on the Fuads. Lende�shaU�lve to Borrower, --
<br /> � ::."�A without ct�rge, an annual aocoun6ag of the Fuuds.showing ccedits and debits to the Funds and We purpose�or which eacb __
<br /> �`'. �. `,�; de6it to the FunQs w�made.'The�ands are pledge�as md�IiGu,us�nx;�uity fot a�t suc�ac�cucd bY ttris Sea�ritY Insh�m_Pnt. �.
<br /> . "1:� 'If the Funds helA by l.ender exceed the amaunts pera�itted.to 6e hetd by applica6Ie law.Lender ahall aocount to Borrower __
<br />- . � .����:t for the eacess Funds in acoordance with the requinemments af applicable taw. If the amount of the Funds held by Lender at suy g __
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<br /> . � . �.'°A f d m e is no t su f t lcien t t o p a y t h e E s c n n w I t e m s w h e n d u e,I.e n d e r�a a y so noti f y Borrower in wridn g,and.in such rdse Bomuwer
<br /> -=� � sha11 pay to Lender the amnunt necessary to make up the d�ciency. Borrowe�shall mnlce up the Qeficiency in no mose thaa —
<br />-- �� � . r; tarelve monthiy payraenu,at I.cnder's sote discretion. � _
<br /> - �. � . ..'':� : Upon paymeat in full of atl sutns secvred by tt�is Security Instrument. Lender shall promptly refand to Borrower aay �_ _-
<br /> � .• ��� �� ' :� � Fuads held by Lender.If,under patagrap8 2I.Lender shalt acquire or sell the Property,Lender.priar w the acquisition or�ate __;
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<br /> � �'��` of the Property,sl�a11 app1Y anY Fands held by Lender at the time of acquisition or sale as a credit against the sums secured by __
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<br /> - . .. , this Security Ir�munent. - .
<br />- . � � � �':, 3.Appllcagfon o8 Papments.Unless applicable law psovides otherwjse.al!payments received by Lender under pazagraphs �,,: _
<br />- • 't ; 1 and 2 shail be applied:fi�st,w any prepayment chaages due under the Note:second,to amonnts payab2e uader paragraph 2:
<br /> -- �,F :..:...'. • third. o interest dae: ourth.to nncipal due;and last,w any tate c es due ander the Note. �`".�
<br /> � f p' � �:,-:.
<br /> � . � 4.Chargp°s;Ltens.Borrower shall pay all taxes,a5sessments.charges,fines aad impositiaffs r,�szibutuble w the Progeitg �-..,,
<br /> . �. ..
<br /> - � • � ' which may attain priority over this Security Instrument.and Ieasehold payments or ground rents,if any. Borsower sha11 pay
<br /> � ' these obligations in the manner provided in paragraph 2,or if not paid in that manner.Borrower shall pay th�on dme directly � �� `
<br /> __. to the person owed payment.Borrower sha11 promptly furatsh to Lender ail norices of amounts to!�e paid ander this paragraph. `�°
<br /> " •• � If Borrower makes these paymeats ditectly,Borrower shall pmmptly fumish to Lender raxipts evi�rcing the payments. �. ��y
<br /> � , Borrower shall promDUy discharge suy tien whIch has prtoriry over this Securtty Iaswment --�.'ess Borrower:(a)agrees in
<br /> , . � <� . � writtng to We payment of the obligation secc�:ed by the lieo in a manner sooeptable to Lender.(b)rvntests in good faith the lien
<br /> ` by. or defends agaiast enforcerru�nt of the tien in, leg�al proceedings which in tIte l,ender's opinion operate to prevent the .
<br />_ � enforcement of the lien;or(c)secures kom the hoider of�he lien an agreement satisfactory to l.ender subordinating the lien w _
<br /> � • . S this Securiry lnstnunent.If Lender detemilnes that any part of the Property is subject to a Iten which may attain priority over
<br /> - '_ ' � � this Security Jnswment.lxnder may give Borrower a narice identifying the lien.Borrower si�all satisfy the lien or take one or
<br /> � more of the actions set forth above within 10 days of the giving of notice. �
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