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�0�2G9�1N <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />, C1 �.�CdC! � <br />(Seal) <br />Patri ci a A Gerl ach -Borrower <br />(Seap <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP � VMPB(NE) (1105) <br />Woltera Kluwer Financial Services Page 18 of 17 <br />