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�0120904� (C) "Lender is BANK OF DONIPHAN Lender is a CORPORATION organized and existing under the laws of THE STATE OF NEBRASKA Lender's address is P 0 BOX 270, DONIPHAN, NE 68832•D270 Lender is the beneficiary under this S�urity Instrument. (D) "Trustee" is WEST GATE BMIK, IT SUCCESSORS AND IOR ASSIGNS (E) "Note" means the promissory note signed by Borrower and datefl 10-242012 . The Note states that Borrower owes Lender SIXTY EI6HT THDUSAND EI6HT HUNDRED AND NDI100 Dollars (U.S. $ 68,800.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than 11•01�2027 , (F1 "Property" means the pro�rry that is described below under the heading "Transfer of Rights in the Property." . (G) "Loan means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Tn. �.t+enr �� executed by Borrower. The following Riders aze to be exeeuted by Borrower [check box as applicable]: � Adjustable Rate Rider � Condominium Rider � S�ond Home Rider 0 Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider 0 VA Rider ❑ Biweekly Payment Rider ❑ Other(s) [s�eifYl (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effeat of law) as well as all applicable final, no�appealable jud.icial opinions. (J) "Commun'rty Association Dues, Fees, and Assessments" means all dues, fees, assessments and other chazges that are imposed on Borrower or the Properry by a condominium association, homeowners association or similaz organization. (K) "E{ectronic Funds Transfer" means any transfer of funds, other than a iransaction originated by che�k, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic in. �Tn�,+±, computer, or magnetic tape so as to order, instruct, or authorize a financial institurion to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are describefl in Se�tion 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proc�ds paid under the coverages descn'b� in Section � for: (i) damage to, or destruction of, the Property; (ri) condemnation or other taking of all or any part of the Properry; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Properry. NEBRASKA-SingFa Fam9y-Fannie Mae/Fredi6e Mac UNIFORM INSTRUMENT Form 3028 1/01 YMP � VMPBINEI (71061.� Wohers Kluwer Rnatudal Sarvices Page 2 of 17