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<br /> puyments may no longer b�required.at the option df Lenda. if inurigage insurancc coverage(in tlt�lelnount�ar►dfi3rihe��riad
<br /> thut Lender requires)pravided by un insurer approvcd by Lender again becomcw ava�lable and is obteined. Bonower shall puy
<br /> the premium.g required to mnintain mortgage in.gumrtce in effect.or to provtde u loss reFerve.until the requirement for mortgage
<br /> insurance enda in accordance with any wdtten agreemene between Borcower and l.ender or flpplicable tuw.
<br /> 9. Inspectton.Lender or its agent nwy make reasonabie entdes upon and inspectlons of tl�e Property. L.ender shall�ive
<br /> Borrower notice ut thc time of or pRar to an inspection sperifying reasonnble cause for the fnspection.
<br /> t0. Copdemnmtton. 'The pmceeds af any nward or clnim far damages. dtrect or consequential, in connectton with any
<br /> condemnation or other taking of uny patt of the Property,or for conveyance jn lieu of condamnation,are hereby assigned and
<br /> shnt�he paid to Lender. �
<br /> In the event of a total takjng of the Properly,the procecds shall be applied to the suma secured by this Sec�un hi h the faztr
<br /> whether or not then due, with any excess paid to Bormwcr. In the event of a partial taking of the Propercy
<br /> mtuket value of the Property immediately before the talcing is equal to ar greater than the amount af the sums secured by this
<br /> Secuiity Inyuument immediately before the taking. unless Borrower and Lender othetwlse agree in writtng.the sums secured by
<br /> thls Security Instrument shall be reduoed by the amount of the proceeds multiplied by che folluwing fraction: imm�a��
<br /> amount of the sums secured imme�fiately before the taking, divided by(b)the fair market value of the Propetty Y
<br /> befare the taking• AnY balance shall be pald to Borrower. In the event of a partial taking of the Pragei'ty in which the fair —
<br /> market value of the Property immediately before che taking is less than the amount of the sums secured iiamediate�Y 6efore the
<br /> taking�unless Borrower and L.ender otherwise agre�in writing ar unless applicable iaw otherwise provides,the proceeds shall .
<br /> be applied to the sums secwed by.th�s Security Instrument wheiher or not the aums are then due.
<br /> if the property is abandoned by Borrower,ur if,after notioe by I.ender to Borrower that the condemnor offers to make aa
<br /> award or settte.a c1alm for damages,Borrower fails to reapond to T.ender within 30 days after�1ne date the notice is given;
<br /> i.emter is authoriz.ed to milect and apply the praceeds,at ita opdon,either to restotation ar repair.off ehe I'raparty aT to fha surris
<br /> secureti by this Secunty insuument.whei3�er o��►at ti�n due.
<br /> L7nless Lender aad Horrower otherwlae agree in writing, any application of pmc�eds w principal sh�ll not extend or
<br /> postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such paymenu.
<br /> ll.Barrower Noi Iteteased;Forbearance By I.ender Not a Watver.E�ctension of the tfnia for paym�nt or modificatioa
<br /> of amortizadon of the sums secured bY this Securlty Instrument granted by Lender w any successor in interest of Borrower shell
<br /> not operate to release the liability of the original Borrower or Borrower's successors in interest.Lender shall not be required tu
<br /> comjnence proceed[nga against any sucxessor in interest or refuse to extend time for payment or otherwise modify amortization
<br /> of the sums secured by ehis 5ecurity Instcument by reason of eny demand madc by the original Borrower or Borrower's
<br /> successors in interest. Any forbearence by Lender in exercising any r�ght or remedy shail rtot be a waiver of or prec9ude the
<br /> exercfse of any rjght or remody.
<br /> 3�. g��� su1 Ascigns Boundt Joint and Sever4l Li�biiity; Co-sigrters. Tha wvenants and ngreements of this
<br /> Secarity Instrument shall bind und benefit the successors and�u+sig��s of Lender ond Borro�er, subjecc to ihn p�+ivfs€�r�;af
<br /> p�rograph 17, Borrowet's covenants arcd agreements shall be jolnt and several. My Eorrower Who casigns thls Securfty
<br /> Insuument but does not execute the Note:(a)is co-sibmins this Securiry Insuument only to mortgage. grant and convey that
<br /> Bomower's interest in the Propercy under the terms of this Securlry Instniment;(b)is not personally obligated W pay the sums
<br /> secumd by this Securiry Instrument;aud(c)a8rces that Lender and eny other Borrower may agree to extend.modifY.forbear or
<br /> �e�y acoommodations with regard to the termc of this Security Instrument or the Note withquA t6at Borrov�+er's consent.
<br /> 13.Luan Charges.If the loan secure�i by this Security Insuuaient is subject to a law wl�ah bets mazi�r►um loan charges.
<br /> and that law ls finally intecpreted so that the interest or other loan char�es colle,cte�or W be call�cted in connecdon with the
<br /> loan exceed the pecmitted l�nits•then: (a)any such loan charge shall be reduced by the ansnunt rtecessary to reduce the charge
<br /> to the pemnitted llmit;and(b)anY sums already c°Il�fr°m Borrower wluch exceeded permitted limiu will be refwided to
<br /> Bort+ower. Lender may choose to make this cefund by reciucing the grlucipal owed under;the�l�iote 6t 6y making a direct
<br /> payment to Borrower. If a refund reduoes pxincipal, the reituaron:wlll be treated as a gartial prePaYment without any
<br /> prepayment charge under the Note. � �
<br /> ' 14.Noticee.Any aorice to Borrower provided for in this Seivri�}!Instrumcnt shall be given by delivering It or by mailing
<br /> it by first class mail unless applicabla law requ3res use of another methbd.The notice shall be directod to t1►e Prop�rty Address •
<br /> or any other addr�ss Borrow'er designates by notice to Lender.My notice co Lender sha(1 be given by first class matl to
<br /> I,ender's addms,s stated herein or any other"addre.ss 1-ender desigaates.by abtice co Borrower. Any notice provided for in this
<br /> - Security Instrumtnt�shali be deemed to hav�been given to Borrower ar Ler�der when gtven as provide�l in this paragraph• '•
<br /> � 15.Governing Law; Severability. Thts Security Instn�ment sha11 be governed by federat Iaw and the law of tite �
<br /> jurisdiction in vVhich the Property is located.In the eveat d�at any provisIon or c(ause of this Securlty Instrun►ent,.or the Pto�o. '
<br /> given effect witfio�n�thee conflictin�provision�.To�tlu'�s�end Yhe pmv sions of Security In truiaem and the NQOte are d lared
<br /> to be severable..
<br /> 16.Borrowei''s CaPY•Borrower shal!be given one conformed oopy of the Note and of this Securlty Insttument.
<br /> Form 3028 9190
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