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201208989 reyuircd by ItFiSPA, and Borrower sha11 pa�y to Lender the vnomit necessary to malce up tlie deficiency in ticoordance with RESPA, but in no inore than 12 monfhly paymcnts, Upon p�yinet�t in full of all sttms secured by t7�is Security]iistrumcnt, Lcndcr shall prampfly rofund Co Borrower nny Funds held Uy Lender. 4. Charges; Liens. Borro�uer sl�all pay all t�xcs, assc.esmente, charges, fines, ¢nd iinpoaitions atl�ibutabla to �1ie Property which can attttin priority ovec this Security Inst�vment, leasehold pa}nnenfs or growid rents on the Property, if any, �nd Community Association Dues, Fees, aud Assessinenfs, if any. To the exteiit th�t H�csc iteme are L�scrow Items, Boxrowar shall pay thein in Che mam�er providcd in Sccfion 3. Borrower sl�all pmn�pily discharge any lien which hzs �riorit'�y over this Security fnsh�mnent nnlesti Borrower: (a) �g�ees in wrtting to the pa}m�ent of tho obligtdron secured by the lien in a menner acceptable to Lender, but oiily so long as Borrowc-� is performing such agr•eeme�tt (b) contests the lien in good faiUi by, or defends �gainet enforccii�anf of che lien in, legal proeeeding�which in Lender's opivion operate to prevenf flze anforccincnC of the lien while those proceedtngs are pendrng, but only until such pinceedings nre conclucied; or (c) secm as fi�om the bolder oP tl�c]icn an agreeineii[s�tisfectory to Lender suborcllnaking the lien Yo Yhis Secm'ity Instr umcuC. If Lendet determines that any part o�P tihe Property is sub,ject to a lion �vhicl� can atfain priority over this Security Instranenti, Lender may b�vc Borrowcr a notice idenfifyiug the lien, Wifhin 10 days of the date on which tha�t�notice is givcn, l3orrower ehnll snlisfy the lien or take one or more of hhe actions set fortli above in this Sccfion 4-. Lcnder m�y require I3orrower to pay a on�ti�ne cl�ttrge for a real estate tn:c verification aud/or reporYuig servioe used by Lender in connection with this Loan. G. Property Insurance. Borrower sha71 keej� tl�n i�i�proveinenCs now existing or hereafter erecYed on the Property insured agaitvyt loas Uy fire, ha�ards inoluded within t}ie term"extended coverage," and any othcr hazards including, buC noC linvted to, eaz•thqualces and floods, for whicl�Lcnder requires insurznce. This insiu�rmce�sha(I be maintttined in Uie amom�ts (including deductible ledels) �nd£or the periods Yhat Lender � requires. What Lender requiros pursuane Co [he preceding senYancas can cliange dw ing tl�e term of thc Lcran. The insnrance carrier providing the insw'ance shall be chosen by Ron owcr subjecC Co Lender's right to disappro-vc Bo�rowex's choice, which righE s1�a11 n�t bc cxcrcised nvreasonably. Lender may require Borrower to pay, in connection with this Lozar, ei(1ier:.(a)a.on�tit2ie chaA'ge for flood zonc dcCennination, cerCification and traclring servioes; or(U) n one-�iine cl�aige for flood zoi�c dctaininaLion and oartification services and subsequent charges each time remappuigs or siinilar changes owur which reAsonably mighC wffect snch detarminntion or certification. B�rrower sh�l1 21so 6e xes�onsible£or the payment of a��y fees imposed by Uie Federal F.mcrgcncy 11�anngement Ageucy in connectiou with the reView of any flooci zone determination resul�ing fi�oin an objeedon by Borrower. If Borrower fails to n�iainfziin any of fhe covarages described abovo, L,cnder may obtnin inatvnnce covexage, at Lenclex's option and Borrower'e expe��so. L,c,��der is iu�icier no olaligfltion to purehase zny particulax type or amouut a£coverage, Therefore, such coverage eh�ll oover Lender, bttti might or might not protcct Borrowec, Borrower's eqizity in the Property, or the conYents oP the Property, against any risk, hazard or lin6ility uid might prc�vide greater o4•lesser coverage than was prcviously in eFfecC. Iiorrower nclmowledges El��tt ihe cost of the ii�isurance coverage so obtained migl�t significantly exceed Ehe oost of inswanoe that�Borrower cotild hflve oUtained. Any�nounYs disUurecd by Lender under this Section 5 shall Uecome additional ft�Uti of Borrower secm�ed by fhis Secm�ity Inshnment. Thesa amomits s1u11 l�ear intcrc:st at tl�c NoCe raCe fxoni Lhe date of cllsbtiirsen�e�ze and ehall be payable, with such intorust, upon noCice fiom Lender to Borrower requesring payment. zaooeaae NEBRASKA-5ingle Fam Ily-Pennie M ea7FretlAie M aG�N IP02rol INSYRUM EN'I' Gorm 3020 1107 �p�y VM PB(NE)(1105) bValrorc Nluwcr Pinonaial Servlces Pn9e 6 af 71