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201208989 designated a sulistitute notice address Uy uotice to iznder. Ron�ower shall proinptly noYiPy Leucler of Borrowcr's ohange of address. If Lcndcr speei#ics a pirocedurc for reportrng Sorrowe�'s cl�azige of acldres9, fhen Borrower shall only re�ort a change of address ilu�ough Chat specified procediu-e. There inay be only one designated notice nddress tiinder Lhis Secnrity InsLntment at any onc tima. Any notice to Leiider ehall be give�i by delivering 3t or by mailiug it by first class mail to Leuder's address etated hereiu unless Lender lxas desi�iEtted anotl�er address by notice ta 13orrower. Auy noCice in coimection wit'h t�ie Securiry Tnsri�umont shall not be deemed to have been given lo Lencler pntil ttchtal ly received by Lenden LP any nolice required by tliia Seemity Imclrumenti is also required nnder Applicable Law, the A�licable Law requirement will antisfy flie corresponding requiremant under this Secw�ity Inatrument. 16. Governing Law; Severability; Rules of Construction. This Secwity Instrumant shall be governed by Pederal law and the Iaw of the jurisdiction in which the Prope�ty is looated. Al] riglrts and obligations containcd in this Sccurity Insdrument are subject to auy requirements and liinilatione of Applioablo Law. Applicable L2w inighC explicitly or implieitly nllow the�arties to agree by conhaot or it might be silent, but such si(ence shflll not be construed as a prolubiGon agatnst agreeinent by coiiW act. In the event that auy provision or clause of tl�is Security Instrument or tl�c Note eoi�Plicts with Applieablo Law, such confliot ahal1 nof affect othcr provisions o�t fliia Security I�isirusnent or the Note which oan be given effeol without the oonllicting provisian. As asod in this SccuriCy Instrument: (a) words of the m�sculiue gender ehall inenn nnd include corresponding neuter words or words of the feminine gender; {b)words iu the singular shall inean aud'uiclude 11ie pluial and vice versa; �nd (c)the word"may" gives sole discretimt wiYl�out any obligation to take any action. 17. Borrower's Copy. Borrower sh�ll be given one copy of the Nofe and of this Security Instrnment. 18. Trat�sfer of the Property or a Beneficial Interest `n Borrower. As uaed in tlus Section 18, "lnterest in the Property"means any legal or beneficia] o�terest in tho 1'roperty, includiug, bu[�iot]imitcd 40, lhose Uenetioial inteteets transforrccl iu a Uond Por deeci, oontraet for deed, installment seles oontract or escrow �grccmont, the intent of which is the h nnsfer of title by Borrower at a listiue date to a�urchaser. Cf�ll or any part of t�he Pra�erty or any Interest in the Property is sold or tiransPen�ed(or if Bon�ower is not a natural person and a beneficinl intereaY in Borrower is sold or trai�sferred) withont l,ender's prim writtc7� cousent, Lei2der may requirc immcdiate�paymenC iii fiiIl of all sums eecm•ed by this Security Tnstrument. Elowever, Uiis option shall no[be exereisul by Lender if suoh exercise is prol�ibited Uy Applieable].aw, P£Lender exercises this option, Leuder shell give Borrower noYice oP acceleratiion. Tha uotioe sl�all provide a period oPnot less than 30 daya firota the date the notice is �iven 'rn ticcortianco witl� Sccti�sn 15 within wl�icl� Borrower muet pay all sums secured Uy t1�is Sccurity Insl��Lm�ent. If I3orrower fails to pa}� these sums prior to the e�irafion of fUis periocl, Lender mtiy invoke cuiy remedies permitYed by tlus Security InsUument w'rthout furtl�cr notice oe demnncl on Borcower. 19. BoROwer's Right [o Reihstate After ACCeleration. If Borxower meets certain conditi,onsy ,Borrowcr ehallliaue the right to havo enf'orcainant of this Security insf�uinent cliscontimied af u�y fime prior to Che earlieat of: (a) 'tive days before sale of tUe Property ptu suant Co any power of sale containecl iu tl�is 3ecurity Instirtsinent; (b) such otUor period ae A��plical�le Law mighC apecify Por the termination of Borrower's right fo reinstate; or(c) e�ttry of ajncigment enforcing this SeewiYy Ilistnuneni'. Tliose condiEions aa�e t17at 13orrowe�-: (a)pays Lender all sutns which then wonld be due w�der tl�is Secu��ity Instrtnncnt and thc Notc as iP no ncceleration had occurred; (b) cw'es any default oP any o�her covenents or agreements; (c)pnys all expenses incmred in enforcing this 3ecurify Insfr�tmeut, including, but not liinitied Yo, reasonable atCorneys' fees, property ii�spccfion aud valuation Peas, and other tees incurred for the purpose of protecling Lendcr's intcrest zryoozenz NEeRASKA-Sin�IcFamily-FannleMaelfreddleP.lac OMFORNI INSTRl1MENl Form 3020 7I07 VMP OO VMF'6(NE)(11061 �lNoltare I(luwar f-inancial Services Page 1Y of 1Y