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�� <br />��� <br />� <br />N � <br />0 <br />� �� <br />e <br />- <br />� - <br />N �� <br />�� <br />�� <br />�� <br />� <br />`�� <br />�.:, . <br />� <br />i�:i�_ <br />�� <br />;V ,, r ; <br />�,. <br />��a �e:� <br />� <br />17'1 <br />� <br />� A � <br />t'� {� � <br />� � <br />� <br />5 <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />� a� <br />� r �� <br />�,� r- �`� ' <br />��i R�' � c-� -,' . <br />c� <br />� 5 . � <br />_i7 " <br />4 � <br />I' _�; r �.._., <br />' � I 1 <br />r*: <br />I <br />�� r -_ <br />i I ,� , <br />; �, ,:: , <br />i ' � ;- ; .;�. . <br />� _� , <br />[Space Above This Line For Recording Data] <br />n N <br />O -i <br />C � <br />Z <br />� m <br />-` o <br />C� � <br />-�'� f <br />_� �;, <br />f� �7 <br />r ;� <br />rn <br />.� <br />�, <br /><: �� <br />r-� <br />c� <br />v <br />i:. � <br />--1 <br />r\� <br />_r' <br />-_ � <br />� <br />u� <br />.- , <br />N <br />MIN:100416700020351988 <br />DEED OF TRUST <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR <br />ITS AUTHORIZED AGENT. <br />DEFIrTITIONS <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated October 24th � 2012 , <br />together with all Riders to this document. <br />(B) �Borrower" is Tami M Jansen, a single person <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Box 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delawaze, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Borrower and dated October 24th , 2012 . The <br />Note states that Borrower owes Lender One Hundred Forty One Thousand and 00/100 <br />Dollars (U.S. $141,000.00 ) plus interest. Borrower has <br />promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than <br />November 1, 2042 <br />(G) KProperty" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� ��Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n uRiders" means all Riders to this Security Insmiment that are executed by Bonower. The following Riders <br />are to be executed by Bonower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider � Planned Unit Development Rider � Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider VA Rider <br />(.n "Applicable Law" means all controlling applicable federal, state and local sta,tutes, regulations, ordinances <br />and adminisirative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA–Single Family–Fannie Mae/Freddie Mac UNIFORM INSTRUMEN'I' (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 907975 Creative Thinldng, Inc. <br />N <br />0 <br />��a <br />T`.3 <br />� <br />� <br />CI� <br />_� <br />N <br />.5� <br />�� � <br />GOTO(00235134) <br />� � <br />