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�01208924 (C► "Lender° is �LLS FARGO BANR, N.A. Lender is a �TIONAL ASSOCIATION organized and existing under the laws of THE UI�TITED STATES Lender's address is 101 NORTH PBII.LIPS AVENIIE, SIOUX FALLS, SD 57104 Lender is the beneficiary uuder this Security Instrument. (D) "Trustee"is WELLS FARGO FINANCIAL NATL BNR C/O SPEC. SERV., PO BOX 31557, SILLINGS, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated �TOBER 17 , 2012 . The Note states that Borrower owes Lender ONE BUDIDRED SEVENTY THOIISAND ONE SUNDRED SIXTY THREE AND 00/100 Dollars (LT.S. $*****170,163. 00) plus interest. Borrower bas promised to pay this debt in regulaz Periodic Payments and to pay the debt in full rxot later thanNOVE1�IDER O1, 2042 , (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Properiy." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instruntent, plus interest. (H) "Riders° means all Riders to this Security Instrument that are executed by Borrower. The following Riders aze to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider � Condominium Rider 0 Second Home Rider ❑ Balloon Rider ❑ Plarmed Unit Development Rider ❑ 1-4 Family Rider � VA Rider ❑ Biweekly Payment Rider � Other(s) [specify] (1) "Applicable Law" means all controlling applica.ble federal, sta.te and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. {J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other chazges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. {K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, dra.ft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, poinf-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. !L) "Escrow Items" means those items that are described in Section 3. (M) "Miscell�neous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by any third party (other than insurance proceeds paid under the wverages described in Section 5) for: (i) damage to, or destruction of, the Properly; (ii) condemnation or ofher taldng of all or any part of the Property; (iii) conveyance in lieu of condemna.tion; or (iv) misrepresentations of, or omissions as to, the value and/or condition af the Property. NEBRASKA-Single Famlly-Fannia Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 7/01 VMP � VMP81NE1 �1106).00 Woltara Kluwer Financial Sarvices Pape 2 of 77