' ~ Loan No: 101258035
<br />DEED OF TRUST
<br />�4120890�
<br />(Continued)
<br />Page 5
<br />preemptad by federal law, the laws of the State of Nebraska whhout regard to its conflicts of law provisions. This
<br />Deed of Trust has been accepted by Lender tn the Stata of Nebraska.
<br />Cholce of Venue. If there is a lawsuit, Trustor agrees upon Lender's request to submit to the jurisdiction of the
<br />courts of Hell County, State of Nebraska.
<br />Time is of the Essence. Time is of the essence in the performance of this Deed of Trust.
<br />Waiver of Homestead Exemption. Trustor hereby releases and waives all rights and benefits of the homestead
<br />exemption lews of the State of Nebraske es to all Indebtedness secured by this Deed of Trust.
<br />DEFINITIONS. The following words shall have the following meanings when used in this Deed of Trust:
<br />Beneflciary. The word "Beneficiary" means Five Points Benk, end its successors and assigns.
<br />Borrower. The word "Borrower" means RICHARD L GEIST JR and TAMRA S GEIST and includes all co-signers
<br />and co-makers signing the Credit Agreement and all their successors and essigns.
<br />Credit Agreement. The words "Credit Agreement" mean the credit egreement dated October 18, 2012, With
<br />credit limit of $30 ,000.00 from Trustor to Lender, together with all renewals of, extensions of, modificationa
<br />of, refinancings of, consolidations of, and substitutions for the promissory note or agreement. The maturity dete of
<br />this Deed of Trust is December 1, 2017.
<br />Daed of Trust. The words "Deed of Trust" mean this Deed of Trust among Trustor, Lender, and Trustee, and
<br />includes without limitation all essignment and security interest provisions relating to the Personal Property end
<br />Rents.
<br />Environmental Laws. The words "Environmental Laws" mean any and all stete, federel end locel statutes,
<br />regulations end ordinences relating to the protection of human health or the environment, including without
<br />limitetion the Comprehensive Environmentel Response, Compensetion, and Liability Act of 1980, es amended, 42
<br />U.S.C. Section 9601, et seq. ("CERCLA"), the Superfund Amendments and Reauthorization Act of 1986, Pub. L.
<br />No. 99-499 ("SARA"1, the Hazardous Meterials Transportation Act, 49 U.S.C. Section 1801, et seq., the Reaource
<br />Conservation and Recovery Act, 42 U.S.C. Section 6901, et seq., or other applicable state or federal lewa, rules,
<br />or regulations adopted pursuant thereto.
<br />Event of Defeult. The words "Event of Deteult" mean eny of the events of default set forth in this Deed of Trust in
<br />the events of default section of this Deed of Trust.
<br />Existing Indebtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Uens
<br />provision of this Deed of Trust.
<br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures,
<br />mobile homes affixed on the Real Property, facilities, edditions, replacemerlt� and���ther eoPratfiuctio�, on the Real
<br />Property. " ' {
<br />Indebtedness. The word "Indebtedness" means all;principql,;interest, and other amount& costs and expensea
<br />payable under the Credit Agreement or Releted Documents, togethe� with °�11 renewals of, extensions of,
<br />modifications of, consolidations of and substitutions for the Credit Agreement or Related Documenta and any
<br />amounts expended or advanced by Lender to discharge Trustor's obligatfons or expenses incurred by Trustee or
<br />Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as
<br />provided in this Deed of Trust.
<br />Lender. The word "Lender" means Five Pofnts Bank, its successors and sssigns. The words "successors or
<br />assigns" mean any person or company that acquires any interest in the Credit Agreement.
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personel
<br />property now or hereafter owned by Trustor, and now or hereafter atteched or effixed to the Real Property;
<br />together with all eccessions, perts, and edditions to, all replecements of, and all substitutions for, any of such
<br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of
<br />premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property" means collectively the Reat Property and the Personal Property.
<br />Real Property. The words "Real Property" mean the real property, interests end rights, as further described in this
<br />Deed of Trust.
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit egreementa, loan
<br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security
<br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter
<br />existing, executed in connection with the Indebtedness.
<br />Rents. The word "Rents" means ell present and future rents, revenues, income, issues, royaltfes, profits, and
<br />other benefits derived from the Property.
<br />Trustee. The word "Trustee" means Five Points Bank, whose address is P.0 Box 1507, Grend Islend, NE
<br />68802-1507 end eny substitute or successor trustees.
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