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�Oi20��� <br />IN WI'I'NESS WHEREOF, Borrower(s) l�s eYec�tted this VA Guaranteed Loan and Assumption Policy <br />Rider. <br />BRIAN T SCHMIDT -13orrowor <br />-Borrower <br />-Borrower <br />-Bocrowar <br />-Horrower <br />-Hocrower <br />-Borrower <br />-Borrower <br />Q�-538R (0310) Page 3 of 3 <br />