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ti4120�84� (C) "Lender" is WELLS FARGO BANR, N.A. Lender is a r11�TIONAL ASSOCIATION organized and existing under the laws of �HE Lender's address is 101 NORTH PBILLIPS iTNITED STATES AVENUE, SIOIIX FALLS, SD 57109 Lender is the beneficiary under this Security Instrument. ID) "Trustee is WELLS FARGO FINANCIAI� NATL BNR C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 (E) "IVote" means the promissory note signed by Borrower and dated �CTOBER 15, 2012 . The Note states that Borrower owes Lender NINETY SE'VEN THOIISAND AND 00/100 Dallars (IT.S. $******97, 000. 00) plus interest. Borrower has promised to pay this debt in regulaz Periadic Payments and to pay the debt in full not later thanNOVE1�ER O1, 2027 . (F! "Property" means the property that is described below uuder the heading "Transfer of Rights in the Property. ° (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and aIl sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable] : 0 Adjustable Rate R.ider � Condominium Ri.der � 5econd Home Rider 0 Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider 0 Ofher(s) [specify] (I) "Applicable Law" means all conirolling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law} as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similaz organization. (K) "Electronic Funds Trensfer" means any transfer of funds, other than a transaction origina.ted by check, draft, or similar paper instrument, whicfi is initia.ted through an electronic temunal, telephonic instrument, computer, or magnetic tape so as to order, inst�ct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-af-sale tiansfers, automated teller machine transactions, transfers initia.ted by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3, (M► "Miscelleneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by any third pariy (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destrucfion of, fhe Property; (ii) condemnation or other taking of all or any part of the Properiy; (iii) canveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Properiy. NEBRASKA-Singla Femily-Fannie Mae/Fraddie Mac UNIFORM INSTRUMENT Form 3028 1/01 VMP � VMPBINEt {11061.00 Wolmrs Kluwer Finarxial Servicm Paga 2 of 77