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� <br />- <br />0 - <br />� � <br />N � <br />� � <br />-�i <br />� - <br />- <br />� <br />� <br />�� <br />� <br />� <br />� <br />6�� <br />� � <br />�� <br />WHEN RECORDED, MAIL TO: <br />Ezchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308-382-2900 <br />�� <br />6� o <br />�� <br />(Space Above This Line For Recording Data] <br />DEED OF TRUST <br />! <br />� <br />� <br />� <br />� <br />�'1 <br />� <br />�• <br />�"1 <br />���y <br />'�O <br />ae <br />P��1 <br />�'.r� <br />DEFIMTIONS <br />r.� <br />�' _ <br />�---� <br />D ,v <br />r �� <br />t r`. , c `J <br />�, �' ' '—'� <br />� �� � rv <br />� ,:_ <br />;; J rv <br />,_+ �°_, � <br />"'' � <br />,:, <br />_; �'` N <br />, � <br />� i c�' - L - <br />-� �- ....LL: <br />v� > <br />n � <br />O -� <br />C A <br />Z --�i <br />� rn <br />� o <br />o � <br />�', z <br />Z rT7 <br />n w <br />r � <br />r �. <br />cn <br />� <br />v <br />`. � <br />� <br />r� <br />�� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) °°Security Instrument" means this document, which is dated October 12, 2012, together with all Riders to this <br />document. <br />(B) °°Borrower" is Juan M Fernandez and Rocio Fernandez, husband and wife, as joint tenants. Borrower is the <br />trustor under this Security Instrument. <br />(C) "Lender" is Ezchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Boz 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />under this Security Instrument. <br />(D) KTrustee" is Ezchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Boz 5793, Grand Island, Hall County NEBRASKA 68802. <br />(E) °`Note" means the promissory note signed by Borrower and dated October 12, 2012. The Note states that Borrower <br />owes Lender ONE HUNDRED TWENTY THOUSAND ONE HUNDRED FIFTY AND NO/100 Dollars <br />(U.S. $120,150.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the <br />debt in full not later than November 1, 2019. <br />(F) °°Property" means the properiy that is described below under the heading "Transfer of Rights in the Properly." <br />NEBRASKA Single Family-Fannle Mae/Freddle Mac UNIFORM INSTRUMENT Form 30Z8 7/01 <br />Page 1 of 12 ( ) ��,,,�p� <br />ios. inc. Borrower s Initial �' <br />N <br />O <br />F—e <br />i13 <br />n <br />� <br />� <br />_,C <br />U'1 <br />� <br />