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�o�2o�s4� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />• u\J � (Seal) <br />Je ca J. Nickman -9orrower <br />���/1 I I I / �C��Mht/1 (Seal) <br />Robyn N Nickman -eorrower <br />(Seal) <br />-Bortower <br />(Seal) <br />-Borrower <br />[Space Below 7hls Line For Acknowledgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 18 th day of October, 2012 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Jessica J. Nickman <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N Diers Ave, Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: � !',� , � ��I' / <br />� � ��. <br />� �� <br />Lmda M Glause -Notary Pubuc <br />GEfdERAL NOTARY - State of Nebraska <br />� LINDA M. GLAUSE <br />My Comm. Exp. Dec. Z, 201 � <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Fortns Inc. (800) 446-3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />