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�0�208�3� <br />BY SIGNING BELOW, Bonower accepts and agr�s to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and rec;orde� with it. <br />��.-v��/ (SealJ <br />Kri sten A Penner -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for addirional parties and signatures. <br />FHA Deed af Trust-NE 4/96 <br />YMP 0 VMP4R(NE) (1109) <br />Woiters K�uwer Financial Services Page 9 of 10 <br />