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<br /> � TppETHEq WiTH atl the Ynpmvements now or hereafter erected on the propeAy, and ali oasamsnta,apPurtonanees, end
<br /> tDduroa now or heroeftn a psR of thp property.AIt repieceReeenro and eddslone ehall also be aovared by thb Soaurit�r InsUument.
<br /> AN of ths torpolnp b rota�red to h tAt9 Seaurity InsWment as the �PropeAy�"
<br /> BOFROWER COVBNANT8 thAt Borrower Is lawfUlty eelrad of the estate hereby aonvoyed and has tho �ight to grant and
<br /> _:•�, convey the Property artd thut tbo Property is unnnaumbored�axaept tor encumbmnaes of rocord. Borrower warranla and wl� C0�
<br /> .`•''� dofand generc�N the tltis to Ue PropeAy apnhat ap okima end dee�ands,subjaot to any enaumbranees of reoord. �
<br /> � THIB SECUAITY INSiRUMHNT oombhos unNorm oovenAnts for nationtt use and non�unfPortn oovenants wRfi IYniied
<br /> ' n varlattona by Jurisdictton to conetitute a unitorm secudty msuumcnt cove*inp roel propeM•
<br /> � UNIFOAVI COVENANTS. 8ortoiver and Lender ooven8nt end egreo as foibw8:
<br /> � 1.P�yment o4 Prinofpal and Interest; Prepayment and Late Charpes.aorrower snau pramptry aar wrsn �
<br /> duo the rNOpal oi and Interest on the deDt evidenced by the Note end any prepayment and kts oharpas dus undsr the Nota.
<br /> `l�.�a+r��ir�Sse Tauca��c� leacuean�e. �'�.�+bJ:Ct to CDPt'.CCbl�I�ty or!o e w►itten wBMe�bY L6rtder.BortOwet sheil p8y �
<br /> ` � to L�ndK on ths day monthy payments are due under the Noto.until the Note Is P4� h�+�•a sum("Funda'��or. (��ea ar
<br /> ., taxes tnd �ase�ammts whbA m�y attah priortqr over this Secuhty Inahument as s lian on the Prope�ty; (b) Yeart�r =
<br /> ::�•+�- payrt�nts or Qround ronta on the Property.M any; (o) yearhr he��rd or properh► hsuranca premiums: (d}yearty tbed inaurance
<br /> - ���"°� promiums. M any;(s)yetiip mortpage Nsurance premiums,U eny;end(q anY auma payabb by Betrowei to I.mnder h acaordance
<br /> - "� wilh the provisbna ot parepreph 8, h Iteu of the payment ot monpage hsurance premiuma. These Itema are oa�bd "Heorow
<br /> � itema' t�nder may,at any tfrtie, eolleot and hotd Funds B c�n amount not to exeeed the me�dmum amount a Iender for a __
<br /> hsdcralry e�isted mpRgage ban mAy requke tor Bo�rowe�e esaow aceaunt under the fedmel Reai Estate Sattlement Procedures
<br /> ' � Aot of 1974 as tmended from ttne to ttne,12 U.S.C.�2601 et soq. ('RESPA'), uniess �rtother I�w th�t apPfbs to M►e Funds �
<br /> � seto a lesair amount. It ao,Lsnder may,at 8ny ttne,collect and hqld Funds h an amount not to exceed the tesser amaunt —
<br /> Lender may esthiate Ne amount ot Funda due on the beais ot cu�rent data and re�sonabb estMOlas of e�enditures of future
<br /> Esorow Items or othetwise in eccordance wkA epplicabta taw.
<br /> The Funda BhaU be hald In en Institutloo whoso depoelts are heured by a federat agency,hstrumentaitty,ar entity((naludMB
<br /> � ^" Lender,H Lender ts suoh en hsUditbn)or h any Fedami Home t.oan Bank. Lender ahail appry the Funds to pay the Esctow
<br /> " Itema.Lende►mUy not aAarpe Borrower for holdhg and epphfi� �e Funds.annualry anarysing the escrow account,or vertying
<br /> . -? tha Esero�a Itema, unbss Lender pays Borrower htc►rest an the Funda end appliCabte taw P�� �� to mYke suoh a
<br /> ::�:�. charge. Howover, lsr►der maY �equlre BoROwer to pay a on�Ume aharpe for an hdepen�t reaf eatate teu r6partinp se�vira =
<br /> . , used by Lende► b conneotbn w�h this ban, unless aPPQceble i�w provWes otAenwlse. t?nless en apreatt�t Is ma�e cr
<br /> •�;�ti�,N,
<br /> r�.. eppticebb taw requires nterest to be paid,I.ende►shall no! be nequired to pay 8orrowc�r enY ht�est or eamMgs on the Funds.
<br /> �'�"� � Borrower and lendar may a�ree h wrRinp, however, that interest ehail be paidl nn the Funds. Lender shall a�o to Borrower�
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<br /> ;tk� .; w@hout eNarOe.en annuat secounthg of the Funds,showlrey asdas and debRS to the Funds and the purpose for whieh each
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<br /> ,5.;;;;.; debft to tfie Funds was made. The Fund3 are ptedged as add3�aal Security tor ail sums secured by the Securihr t�sUume^t.
<br /> ;rf��=`�' i}the Funda haid by tsnder exseed the an►ounts pertnRted ta be held by applieabte taw.Lender shall�ceount to Borro�aar
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<br /> fcr the eDa;ess Funds h acoordance wKh ths regutrert�ents o1 aPA�a4�te Iaw•�t the amount o4 the Funds hald by Len at any
<br /> $��P Y Lender the amyount n�eceses►I�to melce up t e deflClenoy.s Borrowerg e aU meke u?tlte�QetiCI�CY N n0 re than
<br /> � trroNa monthy paynse�►ts,at Lenders sote dlscretion.
<br /> • ,` UPon PaYment h tull ot aR sums secured by this Securly InsWment, Lender shad prompttr c6tund to 8onower ar►y Funds
<br /> Ne[d by Lender. If,unQer pareynWh 21.Lender sha0 acquYe or eeil Me Proparty.lende4 P►tor to the atquts�n o�r�tiY�th��e
<br /> . �.:- r :. pro�e�►yr. sne�e�aN enr Fonae ne�a nr�ene�er a��ne���r��sson or sa�a�a sx���s� _. - -
<br /> . Securky lnsbumint.
<br />'' ' . pgrgprapt►s 1�M�'2 She11�0e ap�bdEfl�.to�Y OreW�t c�due undet ttle Nots:�d.�amour►ta at4Ytbie tmder _
<br />?;:-�. ��- paTaptapA�thYd..to intamst due;Pourth�to pnc�ipat due; end teaL to eey tate aharpes due under the Note.
<br /> 4. CI1Ar��g, (.iEfttl. Bortower shatl pay aB texas,assossments. oharpes, flnes er�d Impoaidons atOr�uhbk tcs tAc
<br /> ., ,�i���� Properly wt►toh may attatn PrbritY over this 3eourMy tnstrument,snd taasehoW paYments or Qround'renta.�eny. 8orrower•sht�ri
<br /> '�.._ :• ��-k�ro�r'; pey these obUpaticn8 tn the manner provtded h Pa►aO►aPt�4� or B not paid h M�t mnnner� sorra�w�r shnil pe1► Mem on LSne
<br /> �;,�1'�,- ' dk�ectiy to lhe person owed payrt�ent. Borrower shaU prompthl ��h� ��ap notkes of emounts W be pald under thts
<br />�' ptuepraph. if Borrower malces these payments dlrecly, Bortower shali prompty fumtsh to Lender �ecslpts mvidetf�ng Na
<br />-.�Y ... '�';`�F'�i.. psyments•
<br />'� : . ";�,.,�.i., Borrower shal!promptry dischtug0 anY Iien whbh Das Prbrity over thls Sacurihr insWment unlzss Bo►rower. (a)e9rees h
<br />- � writhp to the Payment ot Me obli�atbn seeured by the lien r► a manner aeeeP�b to lenderi N)contasts h �ood hRh the
<br />�''',:;T'":,.��' Yen by. or defmds agahst entorcemer►t of the Uen N.Ie�ei Drooeedinpa whbA In Me Lenders aphton oA�� to ptevent the
<br /> ��'�;' . ento�+e�nent of Me ItenD or(o)aecures from Ma hoider ot the lien an apreern�K s�fact°ry to Lantler auDordlnttinp ths IMn to
<br /> `;a��.'�"`�" thls SeCUtAY InStrutnBnG If L6nder detennhes thst eny Dert ot the PropeA�►is eubleot to a Ren whleh msY Bttain Prfo►Ry Over this
<br />-i�;���. g��y �����,l,ender may pire Bortower a notke IdenlYYinp the Aen•Borrower shali satisty ths Ibn or teke one or more of
<br />;�:�;, ..-. .
<br />= Y�:";:.`: : tho aodona set toRh ebove wkAb 10 days of the pNhO ot nolkk�.
<br />�?y` 'n Sh,,. 5. 0'1it�fd or PropeKy Inaurance.Bomov+er sAW keep the ImArovements now exiatinp ot hueaRor arooted on th�
<br />- , :,F(:}�7i,� PhODenY HSt��ed�h5t IOSS b�l fl�e. he:trds holudod w[tf�ht lhe 20rt11'6Xlellded COVe�dQ9" eDd it�ly OlhBr hBT6(dS�hC11dI118
<br /> __` .. floods or floodlnp.for whiCh lende►requYes hsu�anee. Thb insurenoe shatl be mahfahed N the amouMS end for the perbds
<br /> '�`�". -,F'~ that Lender requtes. The hsurence car►ier provtdhp tha inaurance s�aD be chosen by Borrower avbjeat to Lenders epprovat
<br /> - ... �, whbA shali oot be unrensonabb wRhheld. tt Bortower fa9s to mair�Y� cover�9a des�b�d above�Lender+iuiY,at Lenders
<br /> _����` optbn�obtah covere0e to P�Lenders riphta h the ProPe�1Y h acaordance wfth Para0nt9A 7.
<br /> "" . All tnsurance po0aks and renewals shaq ba acceptabla to Lender and shsll hclude a stenderd martD�OB oiausa. Lender
<br />'�f�'��,r-� shalt have the dpM to hold tAe PoUotes and renewals. It l.endor re4ulros.Botrowar shalt promytiy•pNe to Lender aY�ta of
<br /> Y+"-�,�:�" -
<br /> _� . . lendar mtymm�ice P►of of toas�rtot made P�PW y Bortowarwer shaA oka P��notYx to ttre ihsun�noe curier and L�nder.
<br />�" ' � Unlsss lender and Bortower otherwise apree h wrRinp,hsuruece proceeds sha0 be appYed to reatotatbn or rspaM ot ths _
<br />= �; �� Property demaped.H the restoratlon or repaY b eaonomtasA�l fsnable end Lendets securk�r b not I9ESened.If the�sstontbn or
<br /> re�paU�s not seonomtcally teeaibb or Lendera security woub be I�saened.the hsursncs proceeda.eAaN bs applisd to the sums
<br /> •S, se�ured bY.thi9 bl9curily InsUvment. whether or not then due, wfth any excess Patd to 8ortower. it Botrower�tbandons the
<br /> • � � Fropsr3y,or does not answer wkhh 30 day3 s�otice lrom isr�der that the Insurance oanier hse o!(ered to seitle a c1aMn.then
<br /> �; Lender may coDect the tnsurence Oroceeds. lsnder may use the proceeds to repatr or restore the PropoRy or to pay sums
<br />-• seCUred by this SeCUrUy�nsUument,whether ar not then due. TAe 34daY Perlod�"W begin unhen the nOtiee i9 81vOn•
<br /> � A, Unless Lender and Bortower othenufse apree h wrding, any epp�katbn ot proceeds to pnc�ipat shatl not e�dertd or =
<br /> . • ��• � posipone the due date of the monthy paymenta relerced to In Dere9rePhs 1 end 2 or ehenge the emouM of the parrt�ents• If
<br /> `�;�� � y under pare8reph 21 the Property ts ecquired by lender, 8ortowefs rigM to any hsurence poi�ies and proceeds resuRhg irom
<br />- � s Esmepe to the Property prlor to the acqulsRton ahail pasa to lender to the e�Qertt of Ne sums by Mis Sacur9y ►nstrument
<br />- . "• : ; Ynmediateb G�to the ecQutsfibn.
<br /> � ° 1 6. Occupancy� PreaerveNon� Maintenanee and Pratecttoro of th� Property; Bo�ower's Loan -
<br /> - - ----- _ _ • -----� -- � - . . ._-�,---- ..�.M _.
<br /> , - -f I4PPt[cetton; LE3al.'h01na.BortOw6r 88811 OCCUPY�9smDRSe,erto use ute nuwul ao o........o.o r.....�....�..�...^ .._--
<br />- sbdy daye after Me exeeutfon of thb Securlqr �nstrument end ahaH cor�thue to accuAY 1he Propaty na Borrowe�s pnc�pal
<br /> - residertce for at tea&2 ono year eRer tAe dats of occupnno�l�uniess Lender oiherwise s9rees h wrkh9.whieh consortt shsN not
<br /> pa unroasonabty wkhheld,or unbaa extenuatire ctcumstanoas o�dst whtsh are beyond 8orrowers oontroG Borrower ahaD not
<br />= destrpy.damape or h�patr the Property,sitow the PropeRy to deteriorete, or oomm�weste on Ne PropeAy.Borrower shaU be h
<br /> � ., h for(eRure ot the Property or oth�is�e materlalry knpat the uen rec a'ted by�is�SecuHlY�nstrument or Lenders s�curnY InteresL
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