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201208789 (C) "Lender" is E4UITABLE BANK Lenderisa Savings Bank organizcd and eusting under�lie laws of TH E STATE 0 F N E B RAS KA. Lendersadciressis 113 N LOCUST ST Pd BOX 160 GRAND :SLAND NE 68802-016G Lender is the beneficiary under this Security liistrument. (D) "Trustee" is EQUITABLE BANK (E) "Nofe" mcxns the promissory note signedby Borrower uid dated OCtobe r 12, 2012 . The Note statesthatBorrowero�ves[,ender SIXTY SEVEN THOUSAND AND 00/100 Dollazs (U.S. $67,000.0 C )plus interest. Borrower has promised io pay this debt m regular Periodic Payments and to pay the debt in full not later than N o vembe r 1, 202; . (� "PYoperty" means 4he propzrty that is described below iuider the Iieading "TransPer o£Rights in tha Praperty." � � (G) "Laan" means the debt evideaced by the Note, phvs interest, any prepayinent chazges azid late charges etne under the Note, and all susns due undcr this Security Instr�ent, plus interest. (H) "Riders" means all Riders to tYus Security Instrument that are cxecuted by Borrowc7. The follo�ring Riders are to be eYecuted.by Borrower [check baY as�applicable]: �Adjuskable Rate Rider � Cond�minium Rider 0 Second Home Rider �Balloon Rider � Pl�nned Unit Deveionment Fcider � 1-4 Famiiy Rider �VA Rldzr � Biweekly payment Rider 0 Qther(s) [specify� (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulalions, ordinances and admiuistrative rules and orders (that hav�the effect of law) as well as all applicable final, non-appealable judicial opinious. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and otha � chazges that are imposed on Borrower or the Property by a condominium assc�ciation, homeowners association or similar organization. (K) "Elecfronic Funds Transfer" means any transf r of fimds; other than a transacrion originatad by check, draft, or sunilar paper instaunent, which is initiated thirough an electronic tennina7., telephonic instnunent, compirter, or magnetic tape so as to order, instruct, or authorize a fmancial institution to deUit or credit an account. Such term ineludes, but is not limited tq point-of-sale transfers, autoinated teller machine transactions, fransfers iniriaCed by telcphone, wire transfers; aud automated clearinghoase h-ansfers. (L) "Escrow Items" means those items that are described in Sectian 3. (M) "M iseelfaneous Proceeds" aneans any compensation, settlemet�t, award ef dnmages, or proceeds paid by any thircl party(oTher:han insurance proceed�paid under the coverages describcd in Section 5) far: (i) damage to, or destrucrion oF; thc Property; (ii; condemnaticm or other talting of a11�r any part of the Property; (iii) conveyance in lieu of condemnation; or(iv�inisrepresentations of, or oinissior�s as to, Yhe value and/or condition of khe Yrcne zaoezasi NEBWISKA-SingleFamily-FannieMaelFreddieMaclJNIFORM MSTRU1dENT Form30281/Ot VM P� VSA P6(NE�(1105) \Nolters Kluwer Financial Services Pege2 of 1]