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201208789 <br /> 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of tl�e time for pa}nnent or <br /> modificaTion of ainartization of the sum.s secured by fhis Securify Ins1rument granted by Lendcr to Boaower <br /> ar any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any <br /> Successors in Interest of Borrower. Lender shall not be required to commence proceedings again�C any <br /> Successor in Tntzrest of Borrower or to refue to�tend time for payment or otherwise nodify amortization <br /> af tha stuns secured by th:s Security Instrument by xeasoa of any deanand made bp the originai Botrov,2r or <br /> any Successors in Intcres�t of Borrower. Any Porbcarance by Lender in exercising any right or remedy <br /> including, without lunitatiov Lend�'s acceptance of payinents from third persons, en�ties or S�ccessors in <br /> Interest of Borrowex or in amounts less than the arnount then due, shall nof be a waiver of or preclude the <br /> e�ercise of�y right or remedy. <br /> 13. Join# and Several Liability; Co-signers; Successors and Assigns Bound. Borroa�er co�enants and <br /> agrces that Borrower's obligalions and liability 9ha11 be joivt and several. However, any Borrowes who <br /> co-si�us tl�is Security Iflstnunent but&oes not execffie the Note(a"co-signer"): (a) is co-si�ing this <br /> Security Instrument only to mortgage, granc and convey the co-sig�er's interest in the Property under the <br /> terms of this Security Instrument; (b)is not personally obligated to pay the suins secured by this Security <br /> instrument; and(c} agrces t3iat Lender and a�y ptfier Bocrower aan agree to extend, modify, forbeaz or make <br /> any accommodations with regard to rhe tcrrns of this Security Instriunent or the Note withouf the co-signer's <br /> consent. <br /> Subject to the provisions of Section 18, any$uccessor in Interest of Borrower who assLunes Borro�+er s <br /> obligations under this Seciarity Instrument in writing, and is approved by Lender, shall obtain all of <br /> Borrowei s rights and benefits under this Security instrument, Bono�ver shall not Ue released from <br /> Borrower's qbligafions anfl liability under th3s Security Insfrument unless Lender agrees to such release in <br /> writing. The covenants and agezments of this Security Iiistrument shall bind(except as provided in Secrion <br /> 20) and benefit the successors and assigns of I,ender. <br /> 14. Loan Charges. Lender may charge Borrower fees for services perforn�ed in connecrion with Borrower s <br /> default, for tl�e purpose of pmtectiug iendu's uiteres�t in the Properry and rights under this Security <br /> Instnunent, including, $ut not limited to, attomeys' fees, pioperty inspeckon and valoation fees. In regazd to <br /> any other fees, the absence of express authority in tkus Security Instrument to chazge a specific fee to <br /> Borrower shall not be construed as a prohibition on the chuging of such fce. Lender may not charge fces <br /> that are expressly prohibited by this Security Instruuient or by Applicable Law. <br /> If the Loan is su6ject to a law which sets m�imum loan charges, and that law is finally interpreted so that <br /> the interest or other loan charges collec,-tcd or to be collected in connection with the I,oan exceed the <br /> pemutted lunits, then: (a) any such loan charge shaL' be reduced by the amount necessary�co reduce the <br /> charge to the penxutted limit; and(b)any sums alreadv collccted fiom BoLrower which exceeded permitted <br /> lixnits wil] be refimded to Boaower. Lender may choose to make this refund by reducing the principat owed <br /> uuder the Note or by making a direct payinent to Borrower. If a refund reduces priflcipal, the reduction.will <br /> ba�eated as a partial prepaymeat without any prepayment cbarge(whether or not a prepaymeut charge is <br /> pro�2ded for under the Note). Borrower's lcceptance of any such refund made 6y dircct payment to <br /> Borrower will consrituze a waiver of any right of action Borrowcr might haue azising out of such overcharge. <br /> 7 5. Notices. All notices�nven by Borrower or Lender in connecrion with this Security Instrument must be in <br /> wrifing. Atry notice to Boaower in conueetion wlth this Security Inshument sha11 be deeined to have been <br /> given to Borrower when mailed by fsst class inul or when actually delivered Co Borrower's notice address if <br /> sent by other means. Notice to any one Borrower shall constitute noticc tq all Borrowers unless Applicable <br /> Law expressly requires otherwise. The notice address shall.be the Property Address unless Boirower has <br /> zaoazasi <br /> NEBRqSKIt-Single Famity-Fannie MaelFretldle Mac IINIFORM INSTRUMFhT Form 3028 V0� <br /> VbIP OO VMP6(NEJ(1105) <br /> Y'Jolte;s Kluw er Financial Senices Page t 1 of 11 <br />