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<br />(D) `Trustee" is c����c��i�sri�i�i�1��������
<br />First American Title
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<br />��� G � LOAN �: 1208R3B00321755
<br />InsurancelCompan_y
<br />(E� "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS Is the beneflclary
<br />under this Security Instrument MERS is organized and existing under the laws of Delaware, and has
<br />an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(� "Note" means the promissory note signed by Borrower and dated oCrosER 12, 2012.
<br />The Note states that Borrower owes Lender ***ONE HUNDRED THIRTY NINE THOUSADTD THREE
<br />HU�DRED THIRTY AND HOI100**************************************************
<br />******************,t,t**,t*,t,t,t******,t***,t,t,t*****,r,t*********,t,t*,t*,r,r,r**,t,t* Dollars
<br />(U.S. $139, 330.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than NOVEN�ER 1� 2042 .
<br />(G) "Property" means the property that is described below underthe heading "Transfer of Rights in the
<br />Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late
<br />charges due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "R(ders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />O Adjustable Rate Rider � Condominium Rider 0 Second Home Rider
<br />O Balloon Rider � Planned Unit Development Rider 0 Other(s) [speciiyJ
<br />D 1-4 Family Rider � Biweekly Payment Rider
<br />� V.A. Rider
<br />(J) "Appllcable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(In "Community Assoclatlon Dues, Fees, and Assessments" means all dues, fees, assessments
<br />and other charges that are imposed on Borrower or the Property by a condominium association,
<br />homeowners association or similar organization.
<br />{L) "Electronlc Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to
<br />debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated
<br />tellermachinetransactions, transfers initiated bytelephone, wiretransters, and automated clearinghouse
<br />transfers.
<br />{M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Mlscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds
<br />paid by any third party (other than insurance proceeds paid under the coverages described in Section
<br />5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part
<br />of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as
<br />to, the value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default
<br />on, the Loan.
<br />(P) "Perlodlc PaymenY' means the regularly scheduled amount due for (i) principal and interest under
<br />the Note, plus (i� any amounts under Section 3 of this Security Instrument.
<br />(Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its
<br />implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to
<br />fime, or any additional or successor legislation or regulation that governs the same subject matter. As
<br />used in this Security Instrument, "RESPA° refers to all requirements and restrictions that are imposed
<br />in regard to a�federally related mortgage loan" even 'rf the Loan does not qualiiy as a"federally related
<br />mortgage loan" under RESPA.
<br />(R) "Successor In Interest of Borrower" means any party that has taken title to the Property, whether
<br />or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's
<br />successors and assigns) and the successors and assigns of MERS. This Security Instrument secures
<br />to Lender: (7 the repayment of the Loan, and all renewals, extensions and modifications of the Note;
<br />and (ii) the pertormance of Borrower's covenants and agreements under this Security Instrument and
<br />the Note. For this purpose, Borrower irrevocably gCants and conveys to Trustee, in trust, with w r of
<br />. ,;�: � Initials: � ���C''�
<br />NEBRASKA-S(ngle Famlly-Fannle Mae/Freddla Mac UNIFORM INSTRUAAENT Form 30281/01
<br />Onllne Documents, Inc Page 2 Of 11 NEEDEED 1108
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