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�012087
<br />1111064865
<br />in Section 16.
<br />(A) "Security Instrument" means this document, which is dated OCTOB$R 5, 2012 together with all
<br />Riders to this document.
<br />(B) "Borrower" is JASON L RBLLBR AND RATHERYN A R$LL13R, HIISBAND AND WIFE AS
<br />JOINT TENANT3 WITH RIdHT OF 3IIRVIVORSHiP. Borrower is the trustor under this Security
<br />Instrument.
<br />(C) "Lender" is C�REAT wSST13RN Bp,NR. Lender is a CORPORATION organized and existing under the
<br />laws of 30IITH DAROTA. Lender's address is 200 !s lOTS 3TREBT SIIITE 100, SIOUX FALL3,
<br />3D 57104.
<br />(D) "Trustee" is ORF.AT WESTERN BANR.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under
<br />this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address
<br />and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(� "Note" means the promissory note signed by Borrower and dated oCTOBER 5, 2012. The Note states
<br />that Bonower owes Lender NINBTY TSOIISAND THREE AND 00/100 Dollars (U.S.
<br />$94, 003 . 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay
<br />the debt in full not later than NOVEI�ER 1, 2042.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(I-� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(n "Riders" means all Riders to this Security Instrument that are executed by Borrower. 1'he following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider
<br />❑ Balloon Rider
<br />❑ 1-4 Family Rider
<br />� VA Rider
<br />❑ Condominium Rider ❑ Second Home Rider
<br />❑ Planned Unit Development Rider O Biweekly Payment Rider
<br />❑ Other(s) [specify]
<br />(,n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non
<br />-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
<br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument,
<br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an
<br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine
<br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br />(Nn "Escrow Items" means those items that are described in SecHon 3.
<br />(1� "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
<br />any third pariy (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Properiy; (ii) condemnation or other taking of all or any part of the Property;
<br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac iJriIFORM INSTRUMENT
<br />Moditied for VA
<br />� 338.8 Page 2 of 15 Form 30281/Ol
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