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�41�Q�73� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />UANItL L KLUIVH <br />Witnesses: <br />(Seal) <br />-nutrower <br />_ (Seal) <br />-Borrower <br />_ (Sea/) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />�$�1$�l — Single Family -- Fennia MadFraddia Mac UHIFO1tM IN3TRUhfE3Nf Farm 3028 1/Ol <br />GCC - G3028-18 (09/Ol} (Page IS of19) <br />