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201208711
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Last modified
8/19/2014 2:20:56 PM
Creation date
10/18/2012 4:15:40 PM
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201208711
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� <br />� <br />� <br />— <br />— <br />�� <br />A = <br />N <br />0 - <br />� - <br />� <br />� - <br />� - <br />�� <br />- <br />� <br />� <br />� <br />�� � � <br />� <br />� � <br />� <br />� <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />s� <br />D � <br />� r <br />r ,., <br />n <br />.� , <br />. <br />�,� <br />�-- <br />,�-. � <br />�.:� <br />�_. <br />� <br />� � <br />�., <br />—I <br />� <br />.'.;L� <br />� � <br />� <br />F--` <br />r•J <br />�� <br />I� <br />� � <br />o —� <br />c � <br />z <br />--� m <br />� � <br />o -*� <br />-r, _ ,. <br />;j.��. [. "J <br />t '- . � <br />f " <br />L�% <br />� � <br />�,r) <br />C!7 <br />� � <br />� <br />� <br />1 � <br />[Space Above This Line For Recording Data] <br />v <br />� <br />� <br />� <br />� <br />f'�'1 <br />�1 <br />� <br />ff <br />� <br />A7 <br />90 <br />� <br />C°� <br />1's°I <br />ev! <br />MIN:100416700018166596 <br />DEED OF TRUST <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR <br />ITS AUTHORIZED AGENT. <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regazding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated October 15th , 2012 , <br />together with a11 Riders to this document. <br />(B) `Borrower" is �ne D Morris and Emily L Morris, husband and wife <br />Borrower is the trustor under this Security Instru�nt. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Box 288 West Point, NE <br />68788 <br />(E) �MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneFciary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated October 15th , 2012 . The <br />Note states that Borrower owes Lender One Hundred Ten Thousand Seven Hundred Eighty Nine and <br />00/100 Dollars (U.S. $110,789.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />November 1, 2042 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Properiy." <br />(I� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n uRiders" means all Riders to this Security Insmament that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider � Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider VA Rider <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 907046 Creative Thinking, Inc. <br />N " <br />O <br />F--� <br />Y � <br />�� <br />� <br />� <br />F�- <br />H <br />�O <br />.S'� � <br />GOTO(00231aa2) <br />� �� <br />
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