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.�� <br />�� <br />0 <br />� = <br />� �� <br />� = <br />V <br />0,�_ <br />� �� <br />� <br />�� <br />— <br />— <br />—� <br />. � , �, <br />� ,r <br />THIS INSTRLTMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust 5treet <br />GRAND ISLAND, NE 68801 <br />NMLS COMPANY IDENTIFIER: 446443 <br />� �� <br />.�. <br />_ ^' <br />�C 6 D %, �` j <br />� � ,�,,. . -- <br />` �;; c >i�__ __I <br />�'i; � <br />O <br />���(�, 1—+ <br />Y ��' -U � i� [l <br />r � � <br />� !.�, � <br />> � � <br />O ' —� <br />�, <br />(� �; �--�, a- <br />� � ,� <br />_� <br />_ ; �_ <br />i_�1 ;" '� <br />C <br />� . y� <br />�;� } <br />c� cn <br />o -� <br />C D <br />z m <br />� <br />� Q <br />� � <br />— �� <br />� i�.� <br />r � <br />r r� <br />v> <br />� <br />n <br />�i �i <br />C�'� <br />! r; <br />N <br />O <br />{�"a <br />it� <br />� <br />� <br />-J <br />O <br />� <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street / jf <br />GRAND ISLAND, NE 68801 �� S <br />. <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />THIS DEED OF TRUST ("Security Instcvment") is made on October 2, 2012. The grantor is GAYLE <br />CATHERINE STUHR, A SINGLE PERSON, whose address is 1830 N LAFAYETTE AVE, GRAND <br />ISLAND, Nebraska 68803-2652 ("Borrower"). Bonower is not necessarily the same as the Person or Persons who <br />sign the Note. The obligations of Bonowers who did not sign the Note are explained further in the section ritled <br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The hvstee is Arend <br />R Baack, Attorney whose address is P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary <br />is Home Federal Savings & Loan Associatlon of Grand Island, which is organized and existing under the laws <br />of the United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801 <br />("Lender"). GAYLE CATHE1tINE STUHR owes Lender the principal sum of Fifteen Thousand Seven <br />Hundred Sizty-nine and 93/100 Dollars (U.S. $15,769.93), which is evidenced by the note, consumer loan <br />agreement, or similaz writing dated the same date as this Security Instrument (the "Note"), which provides for <br />monthly payments ("Periodic Payments"), with the full debt, if not paid earlier, due on October 25, 2017. This <br />Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all <br />renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to <br />protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's <br />Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this Security <br />Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, <br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in <br />the COUNTY of HALL, State of Nebraslca: <br />Address: 1830 N LAFAYETTE AVE, GRAND ISLAND, Nebraska 68803-2652 <br />Legal Description: ALL OF LOT FIVE (5), BLOCK FIFTEEN (15), IN SCARFF'S ADDITION TO <br />WEST LAWN, IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA <br />TOGETI�R WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br />"Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />any encumbrances of record. <br />Secured Indebtedness. The debt evidenced by the Note and which is secured by ttus Security Insirument is <br />subject to the provisions of 12 CFR 22632. Borrower acknowledges that Borrower has received the disclosures <br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security <br />Instrument, or as otherwise required by 12 CFR 226.31. Bonower and Lender further acknowledge and agree that <br />this Security Instrument will secure additional debt subject to 12 CFR 226.32 only if Lender satisfies the necessazy <br />requirements imposed on such debt imposed by 12 CFR 22632 and Applicable Law. <br />Borrower and Lender covenant and agree as follows: <br />Payment of Principal and Interest; Prepayment and Late Charges. Bonower shall prompdy pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the <br />Note. <br />�te <br />!9S <br />�° <br />n� � <br />'��D�� <br />� i <br />I 8 <br />9 <br />��, <br />It ' <br />s� <br />� <br />� <br />� <br />O 2004-2011 Campliance Syatems, Inc. 9BAD-D7DA - 2011L2.0.485 <br />Consuma Real Eatete - Senrtity Insaument DL2036 Page 1 af 6 K'a'W'•�P1���Y8��•� <br />