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<br /> '-�-..�, condcmnatian or othcr tiiking of any part uf chc Ropcny,or for ranvcyimcc in licu of concicmnaitirn,i�rc hcreby ar•.tgncd iind _
<br /> __.z-;�.� shall be�aid to 4cndcr. _
<br /> _,�,� In the event of a totnl t:►Icinb of the Pruperty, the pruceeds shull be upplicd to the tiums tiecurcd by this Security
<br /> Instrumcnt,whcthcr or not then duc.with uny cxcr+,puid to Durrowcr. In th�cvcnt of'a paaiat taking of thc Prupeny in �
<br /> ��,� which the fuir market vulac of the Property immcdiatcly before thc talcing iti equal to or�reater than thc amount uf thc.ums
<br /> `,� secured by this Security [nstrumcnt immediutely txrfon:the taking,unles.r• Borrawcr aid I.endcr atNcrwitie ugrcc in writing,
<br /> the sums secumd by thi� Security Instntment shall be mduced by the umount of the procced�multiplied by the fullowing
<br /> � :; fraction: (u)the total amount af the sums secured immediatcly beforc the takins,divided by(b)the fair mnrket vulue uf thc
<br /> '" Property immediately befarc thc tuking. Any balancc shull bc paid to Borrowcr. In thc cvcnt of a purtiul t:►king of the
<br /> �^_"'',�:` Property in which du fair markct v:due of thc Praperty immcdiatcly beF�rc thc wking iti Iess thun thc amount of the sums
<br /> =���s.'�� secured immediately before the tuking, unless Borrowcr and l.ender uthc;rwise ugcee in writing or unless applicuble luw =
<br />=�s:;� otherwise provides.the proceede shall be applied ta the sums secumd by this Security Instrument whether or nat the sums are
<br /> :Y:,.=� thcn due.
<br />';r��+� If the Properry is ubundoned by Burrowcr,or if,after notice by Lender to Borrower that the condemnor offers to make
<br />�;�;k"� nn awurd ar senle u claim for damages,BoRawer fails to respond ro Lender wethin 30 days after the dute the natice is given,
<br /> ' L,ender is nuthorized to callect and apply the praceeds.nt its option,either to restoration or repair of the Praperty or to the
<br /> ��"'��'`�-.,;�j sums secumd by this Sccwiry Inswment.whethcr or nat then due.
<br /> ----- Unless[,ender and Borrower otherwise ag►re in �vriting,any application of proceeds to principal shall not extend or
<br /> ,;,��;c�� postpone the due dute of the monthly payments refemed to in parugraphs 1 and 2 or change the amount of such payments,
<br /> �-�--- 11. Borrower Not Reteased; Forbearance By I.ender Not a Watver. Extcnsion of the time for paymcnt or
<br /> ;;,�"��'� modification of cunartization of the sums securcd by this Secutity Instrument granted by Lender to any successor in interest
<br /> -° of Bcamwer shall not operate to release the liability of the original Borrc�wer or Borrower's successon in interest. Lender
<br /> -- u� shall not be required to commence proceedings against nny successor in interest or ref use to extend time for payment or
<br />'=�?�i� otherwEse modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original
<br /> -- Bomower or Borrower's successors in interest. Any forbearsnce by Lender in exercising ony right or rcmedy shall not be a
<br /> — waiver of or preclude the exerclse of any right or remedy.
<br />°T=��,,,� 12. Successors and Assigns Bound;Joint and Several Liability;Co-signers. The covenants und agrecments of this
<br /> _��� Security Inshument shall bind and benetit►he surcessors and ussigns of Lender and Borrower,subject to the provisions of
<br /> - paragraph 17. Borrower's covenants and ugreemenGs shall be joint and several.Any Bortower who co•signs this Security -
<br /> - - Instrument but dces not execute the Note: (a)is co-signing this Security Insuument only to mortgage,gractt and convey that
<br /> __. -- Burtt�wc�s iidcicsi iii iFie I'io�',City tiRdCl tftC i�fii�::Of fZtt:$£ZISfli��.Rcen�r++on(; �hl!c�nt�+erc�nnlly ohlieated to p3y t11e sums
<br /> -- se.cured by this Securiry Insuument:and(c)agrecs that Lender and�ny otlier Bocrower may agree to extend,modify.forbear
<br /> - = or make any accommodations with regnrd to the teans of this Security Instrument or the Note without that Borrower�s
<br /> _ cansent.
<br /> — 13. Loan Charges. [f the loan secured by this Secority Instrument is subject to a luw which sets mnximum loan
<br /> charges.and that law is finally interpreted so that che interast or other loan charges collected or to be collected in connection
<br /> i with the loan exceed the pertnitted limits,then: (a)any such loan charge ahall be reduced by the amount necessury ro reduce
<br /> % the charge to the permitted Iimlt;und(b)any sums already collected from Borrower which exceeded permitted Itmits will be
<br /> refunded to Borrower. Lender mny choose to make this nfund by reducing the princi}�al owed under the Note or by making a
<br /> �_ direct payment to Borrower. If a cefund reduces principal,the reduction will be treate�i as a paRial prepayment without c�ny
<br /> prepayment oharge under the Note.
<br /> 14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by
<br /> mailing it by first class mail unless upplicable law requires use of another method.The notice shall be directed to the Property
<br /> ' Address or any other address Borrower designutes by notice ro Lender. Any noace to Lender shall be given by first class
<br /> mail to I.cnder`s address stuted herein or any othcr address L.ender designates by nottce to Borrower. Any noticc provided for
<br /> . in this Security Instrument shall be dcemed to have bcen given to Borrower or Lender when given as provided in this
<br /> paragraph.
<br /> 15. Governfng Law;Serer�bility. This Secuxity Instrument shatl be govemed by federal law and the law of the
<br /> jurisdiction in which the property is located. In the event that any provision or clause of this Security Instrument or the Note
<br /> __ conflicts with applicable luw. such conflict shall not nffect other provisions of this Securi ty Instrument or the Note which can
<br /> be givcn eFFect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are
<br /> declared to be severable.
<br /> , l6. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument.
<br /> � 17. 7tansfer otthe Property or a BeneRcial Intercst tn Borrnwer. If all or any part of the Property or s►ny interest in
<br /> - it is sold or uansferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not n nntucal petson)
<br /> _ — without L.ender's prior written consent.Lender may,at its option,reyuire immediate payment in full of all sums secured by
<br /> --=-= �his Secudty Inshument. However.this option sh:ill not be exercised by Lender if exercise is prohibited by federal law as of
<br /> _-,���„m' the date of this Securiry Instrument.
<br /> ��;r�,�� If Lender exercises this option,Lender shall give Borrower nodce of acceleration. 'Ihe not[re sh:tll provide a period of
<br /> --��� not less than 30 days from the date the notice is delivered or mailed within which Borro�ver must pay all sums secured by this
<br />-n« "�� Sccurity Instrument. If Borrower fuila to p�ay these sums prior to the expiration of this period.Lender muy invoke any
<br /> •-����y r e m e d i e s p e r m i tt e d b y t h i s S e c u ri ty I n s t r u m e n t w i t h o u t further notice or demand on Barower.
<br /> '�'.:^.:`, 18. Borrower's Rlght to Reinststte. If Bonower meets certain conclitions. Borrower shall have thc right to have
<br />.�•,•• enforcement of this Security Insuument discuntinued at any time prior tu the earlier oF. (a) 5 days(or such other period as
<br />" .�,�_"-' Single Family•-��nnfe M�dFYcddk Dfac UNIPORM INSTRUMENT-Umfortn Covonants 9190 (paRe 0 uj6�+age.r)
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