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�o�208ss� <br />VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />NOTICE: THIS LOAN IS NOT ASSUMABLE <br />WITHOUT THE APPROVAL OF THE DEPARTMENT <br />OF VETERANS AFFAIRS OR ITS AUTHORIZED <br />AGENT . <br />THIS VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER is made this 16 t h day <br />of 0 c t o b e r 2 012 , and is incorporated into and shall be deemed to amend <br />and supplement the Mortgage, Deed of Trust or Deed to Secure Debt (herein "Security Instrument") dated <br />of even date herewith, given by the undersigned (herein "Bonower") to secure Bonower's Note to <br />Home Federal Savings and Loan Assn of Grand Island <br />(herein "Lender") and covering the Property described in the Security Instrument and located at <br />4247 Spur Ln <br />Grand Island, NE 68803 <br />[Property Address] <br />VA GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in the <br />Security Instrument, Bonower and Lender further covenant and agree as follows: <br />If the indebtedness secured hereby be guaranteed or insured under Title 38, United States Code, such Title <br />and Regulations issued thereunder and in effect on the date hereof shall govern the rights, duties and <br />liabilities of Bonower and Lender. Any provisions of the Security Instrument or other instruments <br />executed in connecrion with said indebtedness which aze inconsistent with said Title or Regulations, <br />including, but not limited to, the provision for payment of any sum in connection with prepayment of the <br />secured indebtedness and the provision that the Lender may accelerate payment of the secured indebtedness <br />pursuant to Covenant 18 of the Security Instrument, aze hereby amended or negated to the extent necessary <br />to conform such instruments to said Title or Regulations. <br />MULTISTATE VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />�-538R (0301) 1/03 � <br />� �� <br />Pege 1 of 3 Initials: �`�� <br />VMP MORTGAGE FORMS - (800)b21-7291 <br />/ <br />