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201208675 (D) "Trustee" is First National Bank of Omaha . (E} "Ncte" means the promissory note signed hy Borrower and dated October 1 l,2012 . The Note states that Borrower owes Lender Two H�mdred Ninety Four Thousand Six Hundred Fi.fry and 00/100 I3ollars (U.S.$ 294,650.00 )plus iuterest Borrower has promised ta pay this debt in regular Periodic Payments and to pay the debt m fiitl nnt later than November 1,2027 . (F} "PropePEy" means the property that is described below imder the heading "Transfer of Righfs in the Property." (G} "�oan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,and all sums due tmder this Security Tns�ument, glus interest. (H) "Riders" means all Riders to this Security InstrumenR that are executed by Borrower.The following Riders are to be executed by Borrower jcheck box as appHcable]: QAtljustable Rate Rzder 0 Condominium Rider Q Second Home Rider OBaliaon Rider � Planned Unit Development Rider 0 1-4 FamilyRider �'YA Rider Q Biweekly Payment Rider 0 Othe�r(s} [specify] (I) "Applicabfe Law" means all controlling appficable federal, state and Iocal statutes, regcilations, ordinances and admi.nistrative rules and orders (that have the effecY oF law)as well as all applicable finat,non-appealable judicial opuuons. (J} "Communiiy Association Dues, Fees, a�d Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or simiIarorga�±�ar;on. (K) "Eleetronic Funds Transfer" means any transfer of funds, other than a transaetion originated by check, draft, or simi]az paper instrumen� which is iniiiated through an electronic term.iaaal, teIephonic insfnunent, computer, or magneric tape so xs to order, inslruct, or authorize a financial institution to debit or credit an accoun� Such term includes, but is not limited to,point-of-sale transfers, automated teller maclune transaciions, transfers 'uutiated by telephone, wire transfers, and automated clearinghouse transfers. {�} "Escrow Ifiems" means those items zhat are described in Section 3. {M} "Miseellaneous Proeeeds" means any compensation, setflement, award of damages, or proceeds paid b� aay thsrd party (other thau insurance proceeds paid under the coE erages described in Secfion 5)for.(i)datnage to, or destruction of, the Properry; (ii)condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or(iv)misrepresentations of,or rnnissions as to,tb.e value andtor condiiion of the Properry. (N) "Mortgage insurance" means instisance protecting Lender against,the nonpayment of, or default on, the Loan. � (0) "Periodie PaymertE" means the regularly scheduled amount due for(i)principal and interest under the Note, plus (ii}any amounts under Section 3 of this Security Inshument. (P} "FtESPA" means the Real Estate Settiemeut Procediaes Aci (12 U.S.C. Section 2601 et seq.) and its impiemendng regulation, I2egulation X(24 C.F.R Part 3500),as they might be amended from time to time,or auy additional or successor legislation or reguIation that governs tixe same subject matter. As used in ihis Security Insmunent, "fiESPA" refezs to all requirements and restrictions that are imposed inregard to a"federally reIated mortgage laan" even ifthe Loan does not quaFify as a"federaily related mortgage loan" tmder RESPA. (Q} "SuaCessar in Inf9rest af Borrower" means any party that has taken titie to the Property, whether or not thai garty has assumed E3orrower's obligations Zmder the Note andlor tbis Security Insuument NEORPSipI-Sicgte Famiy-Fannie MaelFredCie Maa ltNiFORM INSTRUMENf' Fortn 3028 11Dt VMP� VMP6(N� (7765}.00 WORrs{Quwx Fnancial Savices Page 2ot15 1��0��0��I��I�l��1101��!�I I�I��I�� QOOONE98Q2028