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201208660
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201208660
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Last modified
10/17/2012 8:06:08 AM
Creation date
10/17/2012 8:06:07 AM
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DEEDS
Inst Number
201208660
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�01208660 <br />ADJUSTABLE RATE RIDER <br />THIS ADJUSTABLE RATE RIDER is made this 9 t h day of 0 c t o b e r , <br />2 012 , and is incorporated into and shall be d�med to amend and supplemern <br />the Mortgage, Deed of Trust or Security Deed (the "Security Instrument") of the same date given by the <br />undersignerl (the "Borrower") to secure Borrower's Adjustable Rate Note (the "Note") to <br />Home Federal Savings and Loan Association of Grand Is�and <br />(the "Lender") of the same date and covering the Property describefl in the �CUrity Instivment and locateii <br />at:2427 Lamar Ave <br />Grand Island. NE 68803-6232 <br />[Property Address] <br />THIS NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES iN MY <br />INTEREST RATE AND MY MONTHLY PAYMENT. INCREASES IN THE <br />INTEREST RATE WILL RESULT IN HIGHER PAYMENTS. DECREASES IN THE <br />INTEREST RATE WILL RESULT IN LOWER PAYMENTS. <br />ADDITIONAL COVEN�TTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />A. INTERE5T RATE AND MONTHLY PAYMENT CHANGES <br />The Note provides for an initial interest rate of 4. 750 %. The Note provides for <br />changes in the interest rate and the monthly payments, as follows: <br />4. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br />(A) Change Dates <br />The interest rate I will pay may change on the 1 s t day of No ve m b e r , <br />2 017 , and on that day every 12 month thereafter. Each date on which my irnerest rate <br />could change is called a"Change Date." <br />MULTISTATE ADJUSTABLE RATE RIDER - Single Family <br />�-899U (9705).01 1/97 <br />Page 1 of 4 Initials: <br />VMP MORTGAGE FORMS - (800)5 -7291 <br />
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