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�o�2oss4� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />� ` (Seal) <br />Pamela J Baxa - aorrower <br />(Seal) <br />n W Baxa - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- eortower <br />STATE OF NEBRASKA, <br />[Space Below This Line For Acknowledgment] <br />Hall <br />COURTy SS: <br />On this 10 th day of October, 2012 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Pamela J Ba�ca, John W Baxa <br />in said county, the date aforesaid. <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />My Commission expires: �= Z�j � (� <br />GENERAL NOTARY - Siate of Nebraslra <br />� DEVRA MCElAOY <br />Nly Comm: Exp. Aug. 25, 2013 <br />� <br />Devra McElroy -Notary Pubiic <br />NEBRASKA- Single Family - FannieMae/FreddleMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Fortns Inc. (800) 446-3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />