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<br /> WHEN RECORDED MAIL TO:
<br /> Equitable Bank
<br /> Diers Avenue Branch
<br /> PO Box 760
<br /> Grand Island.NE 68802-0760 FOR RECORDER'S USE ONLY
<br /> DEED OF TRUST
<br /> MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one ti►x�e $'I O,QOO.00.
<br /> THIS DEED OF TRUST is dated October 9, 2012, among SONYA MARIE KEOPANYA, whose
<br /> address is 652 MEVES AVENUE, GRAND ISLAND, NE 68807; A SINGLE INDIVIDUAL
<br /> ("Trustor"); Equitable Bank, whose address is Diers Avenue Branch, PO Box 160, Grand lsland,
<br /> iVE 68802-0760 (referred to below sometimes as "Lender" and sometimes as "Beneficiary");
<br /> and Equitable Bank (Grand Island Region), whose address is 7 13-115 N Locust St; PO Box '160.
<br /> Grand Island, NE 68802-0160 (referred to below as "Trustee").
<br /> CONVEYANCE AND GRANT. For valuable consideration,Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br /> for the benefit of Lender as Beneficiary, aIl of Trustor's right, title, and interest in and to the following described real
<br /> property, together with all existing or subsequently erected or affixed buildings; improvements and fixtures; alI
<br /> easements, rights of way, and appurtenances; all water, water rights and ditch. rights (including stock in uti4ities with
<br /> ditch or irrigation rights); and aII other rights, royakies, and profits relating to the real property, i�nduding without
<br /> Iimitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL
<br /> County, State of Nebraska:
<br /> LOT TWENTY (20), BLOCK TWO (2), MEVES FIRST ADDITION TO THE CITY OF GRAlVD
<br /> ISLAND, HALL COUNTY, NEBRASKA_
<br /> The Real Property or its address is commonly known as 652 MEVES .AVENUE, GRAND
<br /> ISLAND, NE 68807_ The Real Property tax identification number is 400062488_
<br /> REVOLVING LINE OF CREDIT_ This Deed of Trust secures the IndebYedness,.including, with�out limitation, a revolving
<br /> line of credit,which o6ligates Lender to make advances to Trustor so Iong�as�:Trustor complies with all ihe terms of the
<br /> Credit Agreement. Such advances may be made, repaid, and remade from time to time, subject to the limitation that
<br /> the total outstanding balance owing at any one time, not induding finance charges on such balance at a fixed or
<br /> variable rate or sum as provided in the Credit'Agreement any temporary overages, other charges, and-eny amounts
<br /> expended or adyanced as provided in either the Indebtedness paragraph or this paragraph. shall not exceed the Credit
<br /> Limit as provided in the Credit Agreement. It is the interotion ofi Trustor and Lender that this Deed of Trust secures the
<br /> balance�outstanding under the�Credit Agreement from�time to time from zero up to the Credit Limit as�provided in the
<br /> Credit Agreement and any intermediate balance_
<br /> Trustor presently assigns to Lender (also known as Beneficiary in this Deed oT TrusU all of Trustor's right, fitle, and
<br /> interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor
<br /> grants to Lender a Uniform Commercial Code security inrerest in the Personal Property and Rents.
<br /> THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND
<br /> PERSONAL PROPERTY, IS GNEN TO SECURE (A) PAVMENT OF THE.INDEBTEDNESS AND �(B) PERFORMANCE OF
<br /> EACH OF TRUSTOR'S AGREEMENTS AND OBLIGATIONS UNDER THE CREDIT AGREEMENT, THE RELATED
<br /> DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING
<br /> TERMS:
<br /> PAYMENT AND PERFORMANCE_ Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all
<br /> amounts secured by tnis Deed of Trust as they become due, and shall strictly and-in a timely manner perform all of
<br /> Trustor's obligations under the Credit Agreement,this Deed of Trust, and the Related Documents. � �
<br /> POSSESSION AND MAINTENANCE OF THE PROPERTY_ Trustor agrees that Trustor's possession and use of the
<br /> Property shall be govemed by the fiollowing provisions:
<br /> Possession and Use. UnSil the occurrence of�an Event of Default,� Trustor may (1) remain in possession and
<br /> control of the Property; (2) use, operate or manage the Property; and (3) �collect the Rents fram the Property_
<br /> Duty to Maintain_ Trustor shall maintain the Property.in good condition and promptly perform a❑ repairs,
<br /> replacements, and maintenance necessary to preserve its value. - .
<br /> Compliance With Environmental Laws_ Trustor represents and warrants-to Lender that: (l? � During the period of
<br /> Trustor's ownership ofi ihe Property,there has been no�use,�generation, manufacture,�storage,treaYment, disposal,
<br /> release or threatened release of any Hazardous Substance by any person on, under, about or firom the Property;
<br /> (2} Trustor has no knowledge ofi, or reason to believe that there has been, except as previously disclosed�to and
<br /> acknowledged by Lender in writing, (a) any breach�or violation of any Environmental Laws, {b) any use,
<br /> generation,. manufacture, storage,. treatment, disposal, release or tnreatened release of any Hazardous Substance
<br /> on, under, about or from the Property by any prior owners or occupants ofi the Property, or (c) any actual ot
<br /> threatened litigation or daims ofi any kind by any person relating to such matters; and (3) ExcepT as previously
<br /> disclosed to and acknowledged by Lender in writing, (a) naither T�ustor nor any tenant, contrector, agent or other
<br />
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