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At � ' :fx�°.' � '�y*'.:i11S �' f'f. '�"`�y��'PoR�t- �i't_o�L' a� .r -=t. . � ._._, Sy��r;ll�l'..,F .' .`. `lt �T .�_-__. _ -- --�-' - ----.__ ... _ --.-.--. <br /> � � � t . �_ Y�a r srt,t�'` r�?;:,��,:;:=.�' 'i:�,. <br /> J' �i . r,4� ,i. �, 5t� ti�, • � <br /> �,/����;� , S ' .. _I'',1 ; r 9`.i'i F`} ' � . . <br /> i, . �f 5 C-V•?,13 - _ t 1, � ' . � <br /> ' "�n'+nl .. . . .. ' <br /> � <br /> � , . / i� ' <br /> _'. .,i,., . <br /> . ,. .Y . �.;. . . <br /> ,.- :. . _..�.__..._..w_-.._.Y._.._.._"'_'_'.�.'�.""'�__.�J-. <br /> . .� � "_�Y.t.�•� .��.�...��_�_��.__�___""'_'_"__�...�.�..��.�.�--�- <br /> Q'3� -....������...� <br /> - 9�- ic�9sss <br /> S. Hazard or Peoperty insurance.Borrowor shall keep the improvements now existing or hereafter erected on the <br /> ; , Property Gtsured against tosa by fire.hazards included wlthin the term "extended coverage" and any other hazards.includtng <br /> , r f�ooda or flooding,for which L,ender requirea insuteuce.7'his[nsurance shal�be maintained in the amounts and for the periods <br /> + thnt Lender requires. The inaurance cartier provtding the insurance sball bo chosen by Borrower aubject to l.ender's approvai <br /> � which ahell not be ut►m,asonably witt�held.If Borrawer faila to melntain coverage described above, Lender may, at l,ender's <br /> option.obtnin coverage to pmtect l.ender's dghts in the Property in accordance with paragraph 7. <br /> • � All insurance policles and renewals ahall be acceptable to lxnder and shalt include a standard mortgage clause. Lender <br /> �� shali have the rlght to hold the polictea end renewals. lf L,ee�der requires.Borrower shall prompdy give to LQnder all receipts of <br /> � patd pmratums and renewal notices. Ia the event of lass.Borrower shall give prompt notice to the Insurance carrier and Lender. <br /> ,.,.;� . Lender tnay meke proof of loss if ttot made px+nmpdy by Bonawer. restoration or re air of the �` <br /> �� Ualess Lender und Borrower othetwise agcee in writiag,iasurance procceds shall be applied to p �;_,: <br /> .,,;� property danwged,if the restoradon or re r is ecoaomicall feasible and L,ender's securlty is not lessened. If the restorntion or e�..: <br /> .e�,_. <br /> '��°""'" repair is not ecanomically feasible or Lender's securtty would be lessened,the iasuraace proceeds shaU be applied to the sums =_. <br /> ' � secwed by this Secudty instiument.whether or not then due. with any excess paid to Borrower. If Borrower abandona ette .� <br /> � ;.� propetty.or does not answer withia 30 days a nodce from Ixuder that the insurunce carrier hes offered to settle a claim,then rt_ <br /> ~ ��: Lender may collect the insurance pmceeds. Lender may use the proceeds to repair or restote the Property or to pay aurns <br /> � 4` Secured by ahis Serurity Insuument,whether or not then due.'ihe 30-day pedod will begin when the nodce is given. <br /> h <br /> � �" Unless Lender and Borrower otheiwis�agree tu w�ItinB, �Y aPPlication of proc�eeds to princip�t s�alt not extend or <br /> 'r postpone the due date of the monthly pay�nenu referred to ia paragraphs 1 aad 2 or change the amount og r�e paymenta. if <br /> F.,, uader paragcaph 21 the Property is acquireA by Leader.Borrower's dght to any insurance poflcies and prorxeds�suldr►g from <br /> damage to che Piroperty prior w the acquisidon shaU pass to L.ender to the excent of the sums se�ured by this Security instru�nenc <br /> � ;mm�iately prior ro the acquisidon. ..- <br /> � 6.Occupancg',PrPServatt�a,Meintenance and Protection of the Propeity:Barrower's I.�usn Application;i.easeGo�ds. <br /> �. .� Botrower shaq occupy.establish,and use the PropertY as Barrower's priacipal residence withia sizty days atter tYie execudoa of <br /> this Security Iaswment and shall continue so accupy the Property as Borrower's principal residence for at least o��year after <br /> • . the date of oxvpaacy.ualess Lender otherwise agrees in writing,which consent shall not be unrea.�onably wict�held.or uuless <br /> '' " extenuating c[rcumstaaces exist which are bzy'nnd Borroaer's control. Borrower shall aot destroY, damege or in►pair the <br />- . �';�" - progerty,allow the Propeity to detedorate, or commit waste on the Property. Borcower sha11 be in defaulc af�ny forleitun <br /> � •. �'•'• actlon ot proce�dlag.whether civil or ctiminal. is begun that i�►1�ender's good faith judgment cauld result in#brf�titure of tLe <br /> • PmPenY or ot�e:tivsse materially impair the lien created by this 5ecurity Insnumeat or Leader's securiry lnterest.�rrower rn�y <br /> -�'-�'`•���'.;� cure such a default and reinstate.as provided in parag�aph 18.by causing the act�on or pmceedin8 co be dismissed with a�u�inB <br /> that. !n]xnder's good faith determinatlon. prectudes forfeiture of the Borrower's interest ia the Fcoperty or other macerial <br /> ',�� � <br /> • ` r - - ��rment of the lien created by this SxurltY lnstrument or Lender's securiry interest. Borrower shall also be in defau8¢if <br /> - -+;•"`�':� Borrower,durin8 the toaa application pmcess�Save materIally falsc:,�inaccurace informacion or aincc„i�riis io Laa�o:��;f�:�' <br />-�'?`''"`-�;�;�:; eo pi�vide l.eaJ�with any nssterial In€orm�.doa){n conne�tion vvith the loan evidenced by the Note.including.but aot iinant�l _ <br /> � a . .—� { <br /> -���` to.representations conctrniag Borrower'e oaxupancy of the Property as a principal resldence.if this Szcurity lasnvment te c7u a <br /> _�_..�nrav����;jj <br /> =o-;_;�,_��;�{ leasehold. Bormwer shall comply with e13 the provisions of the lease. If Borrower aoquires fea �de to tha Pmpercy, tA� <br /> - �' � leasehold and the fee dde shall not metge uasless Leader agrees to the merger in writin8• <br />� :���,,�" [s contained!n <br /> .:,c;:,--�, �µ�— 7.Pf+otoctioa of I.endtr's Rights ta t?ie Property.If Borrower fails w perform the coveaants and agc+eem�a <br /> _,k`�y;w , . <br />;��-;�,•. �, tWs Seauity Insttument. or there is a lega� Pr�LaB that may signiScantly affect I�endec's rights in the Pcoparty(such as a <br /> °'��:::.,�x,.,, pr�ing m banl�uptcy.probate.for co��emmadon or forfeituce or to enforx lawa or regulationsl.thea Lender may do and <br /> .�'`"'"`"'"� • pay for what�vei is ner�ssarY to pmtect tTite.value of the Pmperty aad Lendet's dghts in the Propercy. Lxnder's acdo�s may <br /> _.,rT,.,�....., n in caurt. Pa3+� <br /> ==-%,�;�'�: iaclude payi�lg any soms secuced by a lien which has priority over this Securlty Insuumen�, appeari 8 <br /> __--—_= reasoaabte aitatpeYs�fees aad entering on ttie Pmperty to malce repairs.Atthough Lsnder may take accion under thia paragraph <br /> --- 7;�Y.e�ader docs not have co do so. <br /> ---��_� ,4ny amau�i s dishucsed by I.ender uader this paragcaph 7 shall become additional debt of Bomower secured by t6ia <br /> -_T--,,—. �udty Tn�ument. Untess Fsomowcr aat :.endcr:�see t��t�ser te�ef g�yment.the�amounts shell bear in4enst ftom ihe <br /> :-��,�� c4ate of disbutsement at the Note rate edd ahall be payable. wtth interest, upon notice from Lender to Sorrower requescing <br /> -°_•.;p'p.:�. payment. . <br /> j�`.��;i�� 8.Mort�age Incurance.If Lender required mortga$e insurance as a condition of maldng the loan sectu+asY�by�1s Securih� :,' <br /> --_---�`-"� , Tnstn�ment,Bosrower shaU pay the preman�ms require�t to maintain the mortgage insurance in e�fect. If, for a�ry re�son, the <br /> ,..�.. �:-��. �� � <br /> =-',�,�. mortgage insvt�Ance coverage requirod by 1Lender lapses or oeases to bB in effect.Borrower shall.�aay the pceuaiwns requir+e�!ta r, <br /> ;_:.,;. <br /> --- obtain o�vera��substantially equivalent tv the mortgage insurance pnwiously ta effect.at a oost substantiaUy equivalent to the ��- <br /> ,:..,�,;��. wst to Bo:rower of the mortgage insurance pnviously in effect. from an alternate mortgage insun7 appmved by Lxnder.lf k'r <br /> .��'�'H''��- substaatially�qutvalent mortgage insura�tce coverage is not avaUable.Borrower sball pay to L.ender each ino�e:.`�a sum Wual to <br />-�-r�rr,_a�•a.• <br /> ==F-.��:,,,,, oae-twelfth af the yearly mortgage insurance pnmium being paid by Borrower when the insurance.aoverage la�psed or ceased co <br /> =�'�*,�:�s' ;�:;; be in effect.B.fnder wlll axept,nse and retain these payments as a loss resenre Ia lieu of�ortg�e insurance. 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