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<br /> S. Hazard or Peoperty insurance.Borrowor shall keep the improvements now existing or hereafter erected on the
<br /> ; , Property Gtsured against tosa by fire.hazards included wlthin the term "extended coverage" and any other hazards.includtng
<br /> , r f�ooda or flooding,for which L,ender requirea insuteuce.7'his[nsurance shal�be maintained in the amounts and for the periods
<br /> + thnt Lender requires. The inaurance cartier provtding the insurance sball bo chosen by Borrower aubject to l.ender's approvai
<br /> � which ahell not be ut►m,asonably witt�held.If Borrawer faila to melntain coverage described above, Lender may, at l,ender's
<br /> option.obtnin coverage to pmtect l.ender's dghts in the Property in accordance with paragraph 7.
<br /> • � All insurance policles and renewals ahall be acceptable to lxnder and shalt include a standard mortgage clause. Lender
<br /> �� shali have the rlght to hold the polictea end renewals. lf L,ee�der requires.Borrower shall prompdy give to LQnder all receipts of
<br /> � patd pmratums and renewal notices. Ia the event of lass.Borrower shall give prompt notice to the Insurance carrier and Lender.
<br /> ,.,.;� . Lender tnay meke proof of loss if ttot made px+nmpdy by Bonawer. restoration or re air of the �`
<br /> �� Ualess Lender und Borrower othetwise agcee in writiag,iasurance procceds shall be applied to p �;_,:
<br /> .,,;� property danwged,if the restoradon or re r is ecoaomicall feasible and L,ender's securlty is not lessened. If the restorntion or e�..:
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<br /> '��°""'" repair is not ecanomically feasible or Lender's securtty would be lessened,the iasuraace proceeds shaU be applied to the sums =_.
<br /> ' � secwed by this Secudty instiument.whether or not then due. with any excess paid to Borrower. If Borrower abandona ette .�
<br /> � ;.� propetty.or does not answer withia 30 days a nodce from Ixuder that the insurunce carrier hes offered to settle a claim,then rt_
<br /> ~ ��: Lender may collect the insurance pmceeds. Lender may use the proceeds to repair or restote the Property or to pay aurns
<br /> � 4` Secured by ahis Serurity Insuument,whether or not then due.'ihe 30-day pedod will begin when the nodce is given.
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<br /> � �" Unless Lender and Borrower otheiwis�agree tu w�ItinB, �Y aPPlication of proc�eeds to princip�t s�alt not extend or
<br /> 'r postpone the due date of the monthly pay�nenu referred to ia paragraphs 1 aad 2 or change the amount og r�e paymenta. if
<br /> F.,, uader paragcaph 21 the Property is acquireA by Leader.Borrower's dght to any insurance poflcies and prorxeds�suldr►g from
<br /> damage to che Piroperty prior w the acquisidon shaU pass to L.ender to the excent of the sums se�ured by this Security instru�nenc
<br /> � ;mm�iately prior ro the acquisidon. ..-
<br /> � 6.Occupancg',PrPServatt�a,Meintenance and Protection of the Propeity:Barrower's I.�usn Application;i.easeGo�ds.
<br /> �. .� Botrower shaq occupy.establish,and use the PropertY as Barrower's priacipal residence withia sizty days atter tYie execudoa of
<br /> this Security Iaswment and shall continue so accupy the Property as Borrower's principal residence for at least o��year after
<br /> • . the date of oxvpaacy.ualess Lender otherwise agrees in writing,which consent shall not be unrea.�onably wict�held.or uuless
<br /> '' " extenuating c[rcumstaaces exist which are bzy'nnd Borroaer's control. Borrower shall aot destroY, damege or in►pair the
<br />- . �';�" - progerty,allow the Propeity to detedorate, or commit waste on the Property. Borcower sha11 be in defaulc af�ny forleitun
<br /> � •. �'•'• actlon ot proce�dlag.whether civil or ctiminal. is begun that i�►1�ender's good faith judgment cauld result in#brf�titure of tLe
<br /> • PmPenY or ot�e:tivsse materially impair the lien created by this 5ecurity Insnumeat or Leader's securiry lnterest.�rrower rn�y
<br /> -�'-�'`•���'.;� cure such a default and reinstate.as provided in parag�aph 18.by causing the act�on or pmceedin8 co be dismissed with a�u�inB
<br /> that. !n]xnder's good faith determinatlon. prectudes forfeiture of the Borrower's interest ia the Fcoperty or other macerial
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<br /> • ` r - - ��rment of the lien created by this SxurltY lnstrument or Lender's securiry interest. Borrower shall also be in defau8¢if
<br /> - -+;•"`�':� Borrower,durin8 the toaa application pmcess�Save materIally falsc:,�inaccurace informacion or aincc„i�riis io Laa�o:��;f�:�'
<br />-�'?`''"`-�;�;�:; eo pi�vide l.eaJ�with any nssterial In€orm�.doa){n conne�tion vvith the loan evidenced by the Note.including.but aot iinant�l _
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<br /> -���` to.representations conctrniag Borrower'e oaxupancy of the Property as a principal resldence.if this Szcurity lasnvment te c7u a
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<br /> =o-;_;�,_��;�{ leasehold. Bormwer shall comply with e13 the provisions of the lease. If Borrower aoquires fea �de to tha Pmpercy, tA�
<br /> - �' � leasehold and the fee dde shall not metge uasless Leader agrees to the merger in writin8•
<br />� :���,,�" [s contained!n
<br /> .:,c;:,--�, �µ�— 7.Pf+otoctioa of I.endtr's Rights ta t?ie Property.If Borrower fails w perform the coveaants and agc+eem�a
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<br />;��-;�,•. �, tWs Seauity Insttument. or there is a lega� Pr�LaB that may signiScantly affect I�endec's rights in the Pcoparty(such as a
<br /> °'��:::.,�x,.,, pr�ing m banl�uptcy.probate.for co��emmadon or forfeituce or to enforx lawa or regulationsl.thea Lender may do and
<br /> .�'`"'"`"'"� • pay for what�vei is ner�ssarY to pmtect tTite.value of the Pmperty aad Lendet's dghts in the Propercy. Lxnder's acdo�s may
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<br /> ==-%,�;�'�: iaclude payi�lg any soms secuced by a lien which has priority over this Securlty Insuumen�, appeari 8
<br /> __--—_= reasoaabte aitatpeYs�fees aad entering on ttie Pmperty to malce repairs.Atthough Lsnder may take accion under thia paragraph
<br /> --- 7;�Y.e�ader docs not have co do so.
<br /> ---��_� ,4ny amau�i s dishucsed by I.ender uader this paragcaph 7 shall become additional debt of Bomower secured by t6ia
<br /> -_T--,,—. �udty Tn�ument. Untess Fsomowcr aat :.endcr:�see t��t�ser te�ef g�yment.the�amounts shell bear in4enst ftom ihe
<br /> :-��,�� c4ate of disbutsement at the Note rate edd ahall be payable. wtth interest, upon notice from Lender to Sorrower requescing
<br /> -°_•.;p'p.:�. payment. .
<br /> j�`.��;i�� 8.Mort�age Incurance.If Lender required mortga$e insurance as a condition of maldng the loan sectu+asY�by�1s Securih� :,'
<br /> --_---�`-"� , Tnstn�ment,Bosrower shaU pay the preman�ms require�t to maintain the mortgage insurance in e�fect. If, for a�ry re�son, the
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<br /> =-',�,�. mortgage insvt�Ance coverage requirod by 1Lender lapses or oeases to bB in effect.Borrower shall.�aay the pceuaiwns requir+e�!ta r,
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<br /> --- obtain o�vera��substantially equivalent tv the mortgage insurance pnwiously ta effect.at a oost substantiaUy equivalent to the ��-
<br /> ,:..,�,;��. wst to Bo:rower of the mortgage insurance pnviously in effect. from an alternate mortgage insun7 appmved by Lxnder.lf k'r
<br /> .��'�'H''��- substaatially�qutvalent mortgage insura�tce coverage is not avaUable.Borrower sball pay to L.ender each ino�e:.`�a sum Wual to
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<br /> ==F-.��:,,,,, oae-twelfth af the yearly mortgage insurance pnmium being paid by Borrower when the insurance.aoverage la�psed or ceased co
<br /> =�'�*,�:�s' ;�:;; be in effect.B.fnder wlll axept,nse and retain these payments as a loss resenre Ia lieu of�ortg�e insurance. Loss ressrve
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