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�0120860� <br />persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the <br />Properly, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the chazging of <br />the fee is permitted under Applicable Law. <br />Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />confened upon Trustee herein and by Applicable Law. <br />Request for NoHces: Borrower requests that copies of the notice of default and sale be sent to Bonower's address <br />which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the tenns and covenants contained in all pages of this <br />Securi Instrument and in y Rider executed by Borrower and recorded with it. <br />Z � c� 3 I� <br />GERARD A RUIZ Date J E RUIZ ate <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA ), . .. <br />) <br />COUNTY OF HALL ) <br />The foregoing instrument was acknowledged by GERARD A RUIZ and JEANNE E RLTIZ, before me on <br />October 3, 2012. In witness whereof, I hereunto set my han ri, i� a plic ble, official eal. <br />My commission expires: 5/10/2015 <br />sa ayer <br />Assist nt Vice President <br />C�I, NO7ARY - Sffite ot Nebra� Hall County, NE <br />� USA R' MAYER Identification Number <br />Niq Camm. Exp. I�ay 10, 2a15 <br />(Official Seal) <br />� 2004-2011 Compliance Systems, Ivc. 9BAD-FAE7 - 2011L2.0.485 <br />Coacumer Real Estate - Seaaity Ieshument DL2036 Pege 5 of 5 www.complienccsystems.com <br />