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�0120859� (C) "Lender"iswELLS F�xco s�, N.A. Lender is a National Asaociation organized and existing under the laws of THE Lender's address is 101 NORTH PHILI�IPS SIOIIX FALLS, SD 57104 iTNITED STATES OF AMERICA AVENUE Lender is the beneficiary under this Security Instrument_ (D) "Trustee" is WELLS FARGO FINANCIAL NATL BNpC (E) " Note" means the promissory note signed by Borrower and dated SEPTEI�ER 28 , 2012 _�e Note states that Borrowet owes Lender OAiE HIINDRED FIVE THOIISAND AND NO/100 Dollars (U.S. $ 000 . 00 ) plus interest_ Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later thanNOVE1�ER 1, 2027 . (F) "Property" means the property that is described below under the heading "Trensfer of Rights in the Ptopetty." (G) "Loa11" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. {H) "Riders" means all Riders to this Security Instrument that aze executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider � Condominium Rider 0 Second Home Rider 0 Balloon Rider � Planned Unit Development Rider 0 1-4 Family Rider ❑ VA Rider � Biweekly Payment Rider � Other(s) [specify] (I) "AppliqbleLaw" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrarive ntles and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "CommunityAssociationDues, Fees, and Assessments"means all dues, fees, assessments and other charges that ate imposed on Bonower or the Property by a condominium association, homeowners association or similar organization_ (K) "ElectronicFundsTransfer" means any transfer of funds, other than a hansaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magneric tape so as to order, instruct, or authorize a financial institurion to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, hansfets initiated by telephone, wire transfers, and automated clearinghouse hansfers. (L) "EsC�ow Items" means those items that are described in Section 3. (M) "MlscellaneousProceeds"means any compensation, settlement, award of damages, or pmceeds paid by any third pariy (other than +��nce proceeds paid under the coverages described in Secrion 5) for: (i) damage to, or destrucrion of, the Ptoperty; (ii) condemnarion or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property_ NEBRASKASingle Family-Fannie MaeJFreddia Mac UNIFORM INSTRUMENT Form 30281/01 VMP � VMPB(NE) (1105).DO Wolters Kluwer Financial Services Paga 2 of 17