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�012a�5�6 �C) "Lender"is�LS FARGO BANR, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of � Lender's address is 101 NORTH PSILLIPS IINITED STATES AVENIIE, SIOUX FALLS, SD 57104 Lender is the beneficiary under this 5ecurity Instrument. (D) "Trustee" is �LS FARGO FINANCIAL NATL SNR C/O SPEC. SERV., PO BOX 31557, BII�I�INGS, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated �CTOBER 09, 2012 . The Note states that Borrower owes Lender ONE HIINDRED FORTY FOIIR THOUSAND EIGHT BUDIDRED AND 00/100 Dollars (LT.S. $*****144, 800 . 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later thanNOVII�ER O1, 2027 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidencedby the Note, plus interest, any prepaymentcharges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider 0 Condominium Rider ❑ Second Home Rider 0 Balloon Rider � Plaffied Unit Development Rider � 1-4 Family Rider 0 VA Rider � Biweekly Payment Rider � Other(s) [specify] (1) "Applicable Law" means all controlling applica.ble federal, state and local statutes, regulations, ordina.nces and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, insiruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire h�ansfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresenta.tions of, or omissions as to, the value and/or condition of the Property. NEBRASKA-Single Family-Fannfa Mae/Freddfa Mac UNIFORM INSTRUMENT Form 3026 1/01 VMP � VMP61NE1171061.00 Woltars Kluwar Finerxial Services Page 2 of 17