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201208580 <br /> for the repaus and r�toration in a single paymem or in a series of progress pavments as thc work is <br /> completed. If the insurance or condeinnauon proceeds are not sufficient fo repair or restore thc Property, <br /> Bonower is not relieved of Borrower's obligation for the complction of such repair or restorarion. <br /> Lendcr or its agent may make reasonable entries upon�d in.�ections af the Property. If it has reasonable <br /> cause, Lcnder may inspect the interior of the improvements on the Properiy. Lender shall give Bonower <br /> notice at the time of or prior to such an.interior inspection specifying such reasonable cause. <br /> 8. Borrowet'S Loan Application. Borrower shall be in default if, during the Loan application process, <br /> Bbr�ower or any persons or entities actuig at the direction of Borrower or with Borrower s knowledge or <br /> consent gave materially false, misleading, or inaccurate information or statements to Lender(or failed to <br /> proride Lender with material information) in connecti�n with the Loan. Material representations iuclude, but <br /> aze not llmited to, representafions coueexuing Borrower's oecupancy of the Pxaperty as$orroWOr's principal <br /> residcnce. <br /> 9. Profection of Lender's Interest in the Property and Rights Under this Security Instrument. If(a) <br /> Borcower fails to perform the covenants and agreements contained in tlais 5ecurify Instrumeut, (b)there is a <br /> legal proceediag that might siguificantly affect Lender's intere5t�in the Proper[y and/ar rtgh�undex tlus <br /> Sceurity inshzunent(such as a.proceeding in bank.�uptcy, probate, for condeuuiarion or f�rfeiture, £or <br /> enforcement of a lien which ma.y attain priority over this Security�Instriunent or to enferce laws or <br /> regnlations), or (c) Borrower has abandoncd fhe Properiy, then I,endcr may do and pay for whatever is <br /> reasonable or apnropriate to protect Lender's interest in thc Property and rights under fl�is Security <br /> Instrument, including protecting and/or assessing the value of the Proper[y, and securing and/or repairing <br /> the Properry. Lender's actions can include, but aze not Iunited to: (a)paying any sucns secuted by a lien <br /> which has priority over this SecLuity Instrument (b)appeazvig in court, and(c)paying reasonable attomeys' <br /> fees tp protect its interest in the Properry and/or rights under this Security Instrvment, including its secwed <br /> position in a bankruptcy proceeding. Sccuring the Property includes, but is not lixnited 40, enCerin�the <br /> Property to make repairs, cl�ange Iocks, replace or board up doors and windows, drain.water from pipes, <br /> eliminate building ox other cade��olations or dangerous conditions, and have utilities turneci on or off. <br /> Although Lender may take aetion under this Scction 9, Lender does not have Yo do sa ana is not under any <br /> duty Or obligation to do so. lt Is agreecl that Lender incurs no 1ia61Iiiy f'or not talang any or all actions <br /> autfiorized under tlus Section 9. <br /> tlny amounts disbursed by Lendcr under this Section 9 shall becomc additional debt of Borrower secLu-ed by <br /> this Security Instrument. These amounts shall bear interest at the Note rate from the.date of disbursement <br /> and shall be payable, with such interest, upon notice from I,ender to Borrower requesting payment. <br /> If tl�is Securlty Instsuuient is on a leasehold, Bonoa�er shall wmply with a11 The provisions a£the lease. If <br /> Boaower acquires fee title to the Properfy, the lexsehold and the fee title shall not merge unless Lender <br /> agrees to the merger in writing. <br /> 7 U. Mortgage Insurance. If Lender requued Mortgage inswance as a condition of making t]�e Loan, Borrower <br /> shall pay fhe premitians required to maintain the VIortgage Insurance in effect. If, ior any re&son, ihe <br /> Mortaage Insurance coverage required by Lender ceases to be available from the mortgage nisurer tLat <br /> previously provided such.insurance and Borrower was requued to make separately designated payments <br /> towazd the premiuws for Mortgage Insurance, Borrawer shaA pay the premiums required to obtain coverage <br /> suUstantially equivalent to the Mortgage Insurance prcviously in effect, at a cost substantially equivalent to <br /> the cost to Borrower of tfie Mortgage Insurance previously in effect, frrnn an alternate mortgage insurer <br /> selected by Lender. If substantially equivalent Mortgagc Insurance coverage is not availablc, Borrower shall <br /> z�oozaas <br /> NE3RASKh-Single Familv Fannie PA aelFradtl[e M ac ONIFORfd INSTRUbi ENT Porm 3028 1/01 <br /> vpn a� vmas�NF�(s�os) <br /> Woltess Kluwe�Fnsnclal Services Pega B of 1] <br />