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<br /> `, , • TOOETHER W1TFt all the impmvements aow or hereuftor erected on the property.and all easeatente,appurtenaaces. and �
<br /> .=.. .. -- RAturs no+a or hereafter m part of the pmperty. Alt replucements and additioas shall also be covered by this Securiry f� :
<br /> . • " Instnunent.All af the foregoing la referred to in thIs Secur�ty Instnunent es the'Property.' z�,..
<br /> ' � BORROWER COVENANTS that Bonower la lawfully seised of the estate hereby conveyed and has�he righc[o grant aad
<br /> convey the Propetty and that the Propetty is unencumbered.except for encumbrances of record. Banower werrants and will
<br /> defend generally the tttle to the Property against all claims and demands.subject to any encumbraaces of record.
<br /> THIS SBCURITY iNS'�fLUMENT combines unlform covenauts for national use and non-uniform wvenants wtth Iimited
<br /> � �� variatians by]urisdiction to constitute a uniform secudty instrument covering real pmpeny.
<br /> . �' �.* UNiFORM COVENANTS.Bonower and Leuder covenaat and agree as follows:
<br /> •. ..�t; 1. Paytaent of Prtnctpal snd Interestt �p�Yment end Late Charges. Horrower shalt promptly pay when due �da ;�,-
<br /> ,�T princlpal of and iaterest on thc debt evidence�by the Note aad any ptepaymeat and late charges due under the Note. �,
<br /> ••��•" "'`�'� 2. �nds for Taxes end Insuranre.Subject to applicable law or to a wcitten walver by Lender.Borrower shall pay to -_�
<br /> � � � I�rtder on the day monthly payments are due uader the Note,undl the Note is paid ia tull,a sum("Fuads")for:(a)yearly taxes '_
<br /> �• and assesaments whieh may attaia priodty over thts Security Iastrument as a lien on the Property;(b)yearly leasehold paymenta -
<br /> . �'`; or round reara on che Pro P PertY P
<br /> �?y�,:- g PenY.if aay;(c)Yearly hazard or m insurauce remiums;(d)Year1Y tlood insurance premiutas. �.._
<br /> � ��.��`. if aay;(e)YeArty mnrtgage insuraace premiwas. if any:and(�anY swtts payable by Borrower co Lender. in accordanoe wi�h �:
<br /> . ;. ., the pmvistona of paragraph 8, ia lieu of the payment of mortgage insurance premiums. These items are caUed"Escrow Itama." �r
<br /> �� :. � � Leader may.at aay time. collect and hold Funds in aa amount not to exceed the maximum amoupt a lender for a federally -__
<br /> related iaongage loan may require for Borrower's escrow account under the federal Real Estate Setdement Procedures Aat of ___
<br /> 1974 as amended from time to tlme. 12 U.S.C. Secdon 2601 et seq. ('RESPA"),ualess another law thai applies to the Fwids _
<br /> .�• sets a lesser aicount. If so. Lender may, at any dme,collett aad hold Funds in an amount not to exceed the lesser amouat.
<br /> , _, Lender may estimate the amount of Funds due on the basis of current data and reasanable estlmates of expBndIturea of�ture. ___
<br /> Escrow Items or othecwise in accoNance�vith appUcable law. i��-
<br /> ' The Funds shall be held in an institution whose deposits are insured by a federal agenay. instrumentaiity, Pr endry R._
<br /> � (including L,cader.if Lender is such an insdtution)or in aay Federal Home Loan Bank. Lender shall apply t�B Funda ta pay the _,
<br /> Fscrow Items. I�ender may not charge Borrower for holding and applying the Funds,aanualiy analyzing the escrow eccount,or
<br /> ver�fying the Escrow Items,unlesa I-ender pays Bornower interest on the Funds and appltcable Iaw permits I.endec to make such _
<br /> '�' a charge.However, Lendsr may require Borrower to pay a one-tima charge for an independBnt real estate cak reponiag servlce _.:
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<br />- used by I.ender in connection with this loan. unless applicable law providea o�hcrwise. Unleas zui agreernant is made or �._
<br /> applicable law requires interest to be paid,I.ender shall aot be required to pay Borrawer any incetest or eamings on the Funds. ���
<br /> ' . . Borrower and Lxnder may agree in wdting.however.that interest shall be paid on�he Pus�As. Lealdsr:st�.ail�give co Borrower,
<br /> ` ' without charge, an annuat accoundag of the Funds. showiag credits and debits to the F�ds aRsl�t�re purpose for which each
<br /> f � dehit so ihe F+!n1s ws�a�nade.'I'he Fwids aro pledge�l as edditional SecutI�Y fos all sums seettred by iltis Sa.�utity Instcunteat. -
<br /> �.:..; �� If the Funds held by Lender eaccced the amouttts permitted to be held bY apPlicable law.LEnder shell aecouiu w Bonower !
<br />:;':;i:.�,.� for the excess Funds in accordance vvith the.requiraments of applicable law. It the amouat of d►e Funds held by L.ender at any --
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<br />-:.;:[���,}�.;�';:,; ; Y. � tlme is aot sufficieat to pay the Escrow Items a+hen due,I.ender may so nodfy Boirower#n wrlting,and,ia such case Borrower
<br /> �' ' '��< ' shaU pay ta Lendor ttte amount neca�ary to taake up the deSciency. Borrower shaU make up the deficiency in no more thaa
<br /> :;�.�'� �•'�`" twelve monthly payments.at Lender's sale discredon. -
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<br /> ;:.r�i�._><.;+ Upo�payment in ti�ll of all sums secured by t6is Secudty Insavmeat. Lender shall prompdy refimd to Borrower aa}► .—
<br /> ''�-'"" � Funds held by Lender.Jf.under paragreph 21,Lender shall acquire or sell the Prope�ty.Leader,prlor w the acquIsitlon or sale
<br /> '�'��t""`''� of the P�operty.shall apply any Funds held by Leader at the dme of acquisition or aale as a credit against the sums secured by
<br /> �,�. t6is Secucity Insuument.
<br /> J,'^°�`'���' 3.Applicat[oa of Paymeuts.Unless applicable law pmvides ot�erwise.all payments received by Lender under paragraphs
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<br /> � � - 1 and 2 shall be applied:ficst� w a�►Y PrePayment chazges due under the Note;secoad.w amouats payable under paragraph 2;
<br />_-, third,to intenst due:fourW;to princIpal due;and test,w any late charges due under the Note.
<br />^:.,z�:�"�� 4.Char�es:Ltens.Borrower shati pay all tazes,assessments, charaes. flnes aud impositions aarIbutable to thc Prope�ty _
<br />_-'.-='���;` � -- which may attain prior[ty over this Security Insuument, and leasehold payicents or grouad rPncs,if a�r. Borrower sb�FaY .
<br /> ��y �. these obUgadoas in the mannar pmvtded ta paraBraph 2.or if aot paid in that maaner, Borrower sha11 pay tttem on time di�realy _
<br />_�•��� to the petson owed payment.Borrower shall pramptly furnish to Lender aU aodces of amounts w be paid under this paragraph. _-
<br />',-°z�."='�-_- If Borrower makes these payments direcdy.Borrower s h a l l pmmp dy f u r n is h to L e n der r e c eip t s e v t d e n c i n g t h e p a y m e n t s. _
<br /> :��4:�'�� Boreower shell pmmptly discharge any lien which has prtority over this SecurIry Instrument wiless Borrower:(a)agrexa in
<br /> -=�.��;� writiag to tde payment of the obligatlon secured by ttte lien in a maaner acceptable to Lender;(b)contests in good faith the liea
<br /> -°-=�s�=-- by. or defends against enYorcement of the lien ia. legal pmceedings which in the Lender's opinion operate to pnwent th�
<br />;^��1�C�,� enforcement of We lien;ar(c)secures from the holder of the Iten an egreement sadsfa+ctory to I.ender subordinatIng the lien to _
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<br /> '` ?'-•�:�� . this Security Ias�t. If Lender determines that any part of the Property is subject w a liea which may attain priority over r.
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<br /> �. =-.�, ` this Security Instrument.I.euder may give Bornower a aotice identifying the lien. Botrowes sbalt satisfy the liea or talce one or
<br /> - ,��•:q•��•'r • more of the actions set forth above within 10 days of the givtng of notice.
<br />_ . :. ; Form 30x8 � -
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