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�0120856� accoun� Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (1Vn "Escrow Items" means those items that are described in Section 3. (1� "Miscellaneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by any third pazty (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Properiy. (0) "Periodic Payment" means the regulazly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. § 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any parly that has tsken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN TI� PROPERTY T'he beneficiary of this Security Instaument is MERS (solely as nominee for Lender and Lender's successors and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall . [Type of Recording Jurisdiction] [Name of Recording Jwisdiction] LOT NINE (9), BLOCK FOUR (4), LAKE DAVIS ACRES SUBDIVISION, HALL COUNTY, NEBRASKA. � which currently has the address of GRANDISLAND [C►n'] � 4721 CALVIN DRIVE [Street] , Nebraska 68801 (°`Property Address"): [Zip Code] NEBRASKA—Single Family—iJNIFORM INSTRUMENT NEBRASKA-MERS GreatDas ITEM 2697L3 ` 091911 (P 3 af 13) WYLIE,F000045�197 OW�452197