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��120�555 sale, the following described property located in the [Type of Recording Jurlsdlctfon] Of HALL Lot 3ix (6), Block Twenty (20), Charles Grand Island, Hall Caunty, Nebraska �� APN #: 400108410 LOAN �: 1208R3800321755 CO�J�TY ' [Name of Recording Jurisdidion]: Wasmer's Additioa to the City of which currently has the address of 1724 w charies st, Grand xsland, Nebraska 68803 ("Property Address"): [ztp code� [streetl [�hY] TOGE7HER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fatures now or hereafter a part of the properly. All replacements and additions shall also be covered by this Security Instrument All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by �rrower in this Security Instrument, but, 'rf necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns); fias the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Properly is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-un'rform covenants with limited variations by jurisdiction to constitute a un'rform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Princlpal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, 'rf any check or other instrument received by Lender as payment under the Note or this Security Instrument is retumed to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b} money order; (c) certfied check, bank check, treasurer's check or cashier's check, provided a�y„ such check is drawn upon an institution whose deposits are insured by a federal agency, instr�,mentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan cunent. Lender may accept any payment or partial payment insufficient to bring the Loan current, withoutwaiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrowerfrom making payments due underthe Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument. Initials: NEBRASKA-Single Family-Fannle Mae/Freddle Mac UNIFORM INSTRUMENT Form 30281/01 Online Documents, Inc Page 3 Of 11 NEEDEED 1108 � -r.�i�' � �', �. . . � .r. : .