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<br /> puyments may no langer 6e required,ot!he optlon of I.ender,if mortga�e insurnnce coverage(int�e amount an�o�A��.Fenu�
<br /> thut L.ender requires)provided by an insurer approved by I.ender again bocames nvailabte and is obtuined. Bonower shnil pay
<br /> tt«Nirniiui�is rcqaired to�alntain��iu�iga�e l�iau�u�i�1n rPirxt.u�to�iri,vld�n toss iesc,ve,untii t;�c requircment for mort�age
<br /> insurnnce ends in nccordance with any vrrittsn agraement between Bormwer und Lender or appltcable luw.
<br /> 9. IusQectton. Lender or it�s agent may rnake reasonable entries upon and inspectlons of the Property. L.ender sholl give
<br /> Borrawer notice ut the time of or priot to s�n inspectlon specifyin�retts�nable cause far the Inspection.
<br /> �0. Candemnatlon. The proce�ds of any awtud or clalm for dama6es, direct or consequentiul. in connection wIth any
<br /> condemnation or other tNcing of any purt of the Property.or far conveyance in lieu of candemnatian, are hemby assigned and
<br /> shull be paid to Lender.
<br /> In she event of a totnl toking of the Property,dfe proccuis slia!! be appliod to the sun�s secure�by this Socurity Instruneent, '
<br /> whether or not then due. with any exc�ss puid w Borrower.In!he event of u partia!taking of the Property in which the fair
<br /> mttrkct value of the Propeny immodintely befora the taking is equal to or greater than the amount of the sums secured by th3s
<br /> Security Instrument lmmediately before the Wking,uNess Barrower and Lender otherwlse egree in wdting,the sums securad by
<br /> this Security Instrumeat shall be rc�duoed by the amount of the procceda muldplIed by the fallawing ftaction: (a) the total
<br /> umount of the sums sccured immedtatety before the taking, divlded by (b) the fair market value of the Property immediately
<br /> befor�e the taktog. Any balance shali be paid to Borrower. In the eveat of a partIa! takIng of the Pmperty in which the fair -
<br /> market value of the Property immediately befone the taking is less than the amount of the sums secured iminediately befare the
<br /> takins.unless Borrnwer and Lender othenvIse agree in writing or unless applIcable law otherwise provides,the proe�eds s�alf
<br /> be applied to the sums secured by thls Securiry Instniment whether or not We sumc are then due.
<br /> If tha Property is abandoned by Bomower.or If.aRer nodce by I.ender to Borrower that tlte condemnor offers to make an
<br /> award or setda a claim for damages, Borrower fails to respond to I.ender wlthiu 30 days after the date the notice is given, _
<br />: Lender is authorized to collect and appiy the pr�ceeds,at Its optlon,eIther to restaraHan or�epair of the Property or to the sums
<br /> secured by thia Securlty Instrument,whether or aot Wen due.
<br /> Unless Lender and Borrower otherwise agree ia wrldng. any, appllcatlon of.pmc�eds to}�rincipal shafl aot extend or
<br /> postpoae the due date of the monthly payments refern�d to in paragraphs 1 and 2 or change the amount of such payments.
<br /> 11.Barrower Not Released;Forbearence By I.ender Not a Waiver.Extenston of the time for payment or modification
<br /> of amorti7adon of the sums secured by this Serurity Instrument granted by Lender to any successor in iaterest of Borrow�r shaA
<br /> not operate to release the linbiliry of the orlginal Borrower or Bomower's sucoessors in iaterest.Lender shaU not be requitrxf to�,
<br /> oommence proceedings sgalnst any successor in Interest or nefuss to extend time for payment or othenvise modify amortization
<br /> of the sums seoured by this Security Ynstrument by nzason of any demaad made by the origtna!Bomower or Borrower's ,
<br /> suocessors ln interest. Any forbearance by Leader in exercisiag any right or remedy ahaq nat be a waiver of or prerlude the
<br /> exercise of any ri�ht or rcmady.
<br /> 12. Suoce�sors aad Assigos Houn�Joint and Several Liability;Co-�igaers. The cflveaants and agreements of thia
<br /> Securicy jnsaumenc shali bind and benefit.the sucoe.ssois 3ad assigns ot Lender and Bormwet,subject to the provisions of '
<br /> pazagraph 17. Bomower's oovenaztts and�agt�ments shall he}oint and severnl. Any Bnrrawer who cn-signs lhis Seca��rity
<br /> Iastrument but does not eaecute the Note: (a) is co-sigaiag this Security Instrument only to mortgage, grant aad convey that
<br /> �orrower's interest in the Property under the terms of this SerurIty Inshument: (b)is not persoually obligated to pay the sums ; -
<br /> secured by ttus Securlty Instrument:and(c)agc+ees th&t Wnder and any.other Barcower raay agree to extend,modify.forbeat or
<br /> mnice any�accommodations wIth regard ta the terms of this Securtty Iilshumeat or the Note withont that Borrower's consent�, ' '.
<br /> 13.Lon�t�Charges. If the loan secured by tdis Sacurity Instiumeai is subject to a law whtch sets mauimum loaa c6azg�s, .
<br /> anti ttiat law is finally�nterpmt�ed so tl�at t6e in�tet�st or other loan charges collected or to be ooll� in oonnection with the "
<br /> toan exoeed the petm�ued limits.then:(a)any such loau charge shall be reduced by the amount nooessary to reduce the charge --
<br /> to the perniiued limit;ead (b)any s►uns already collected trom Bomower wtuch exoee�ied permitteci UcnIts wIU be rcfe�nded to .
<br /> Borrower. Lender may choose to matte titis refund by redacing the princjpal owed under the Note or by malang a direct
<br /> payment to Borrower. If a r�efi�nd reduo¢s principal. We reductFon will be treated as a part�l �}rment wtthout nuy
<br /> prepayment charse isnder the Note.
<br />. � 14.Nolicrs.Any nntiae to Bnrnc►wer rmv.cte�t f�r�n th9g Sacurit;T��st�lt tx gierss Sy delivcring ii ar`vy �ua;iing —
<br /> It�by fust class raail unless applicabie law toquiras use of another method.The notice shall be dlracted t�the Prope:ty Addx!sss
<br /> or any other attdress Bonower designate� by nodre to I.ender. Any:nodoe to Leader shall be given by first class mai! Io.
<br /> Lender's addrass stated herein or any other address Lender desigtwtos by notice to Bomower. Any notice provtded for ia t�ils
<br /> Security IastruaienE shaU be dcecned to huve been given co Borrower or[.ender when given as pmvided in this paregraph.
<br /> 15.Govern[ng I,9w; Severebility. 'fhis Secutity Iasmiment shall be �overned by federal law and the law of the
<br /> judsdicaon in which the Pmperty is located.In the event that any provision or clause of this Seruriry Luhument or the Note
<br /> conflicts with appltcable law,such oontllcx shall not affect other pmvisions of this SecurIty Insmiment or the Note which can be
<br /> given effect wlthout the oonflicting pmvision.To this end ths provtsions of this Security Inst�ument aad the Note are declared
<br /> w be severable.
<br /> 16.Borrower's Cap�9.Borrower shall be given one conformed copy of the Note and of this Sacurity Instaunent.
<br /> , � Form So28 9J90
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