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<br /> —� TCKII�TH6R W11'H all thc improvements now or hareafter erected on the property,and ull casements,a purtenances,artd
<br /> �::�, tixiu�s now or heteafter a part uf uie N:oj,cety. AiS rep}u.;ener�ts and kdditions ;halz alr,u tse covcr�,d i-,y il-�is �tudty -.
<br /> ���'� Instrumcnt.All af thc foreEoing is refer�ed ta in this Security InStrument�s thc"Property."
<br /> '^".'� BOAROWER COVENAIV'fS tha► Borrntiver ia lawfuily sefsexxf of the estute hereby corneyed und hus the right to grnnt uced
<br />•-;�� convey the Property and that the Propeny is unencuml�red,except for encumbrunceY of raurd. Bono�ver warran�s und wjll
<br /> , defend�enerully the title te the Praperty against nll clnims and demunds.su6ject to uny encumbrunces of rccord. _
<br />_�-� THIS SECURITY INSfRUMENT mmbirtcs unifarm covcaunts for nutionul usc and non-unifurm covcnunts with limlted
<br /> �' vuriutEons by jurisdiction tomnstituten uniform r+ecurlty Instrument covedng real property.
<br />--i��, UtJIFORM COVENANTS.8'.atro�ver and Lender cavenant aed agree as followh:
<br /> 1. PayEnent of Principal a�td Interc.st; Prepayment und Late Char(;es. Borrower shsill prompily pay when due the
<br />_-��� pdnctpal of und fnterest orw ihe debt evldenced by the Note und any pmpaymcnt and Inte charges due under the Note.
<br /> 2. Funds for Tttxes and In9ureRCe.Subject to appliable law or to a wrltten waiver by L.ender.Borrower shall pay to
<br /> Lender an the day monthly paymentsare due under the Note,until the Note is paid in full,A sum("Funds")for:(a)yearly taxes
<br /> �=��� tutd ussessments which m�y attain priodty ovcr this Security Instrument as a lien on the Property;(b)yearly leasehold payments
<br />:;�`.� or growT3 rents on the Fru�xrty,if sany; (c)yearly hazard or Property insurance premiums;�d)ycariy flood insurancc premiums. -
<br />-;;;� if uny; (e)yeudy mortgage insurana premiums. if uny;and(�any sums payable by Borrower to I.ender. in accordartce wlth
<br />-�?� the provistans of paragmpf�S, in lieu of the payment of mortgage insurance premiums. ltiese items s�re called"Bscrow Items."
<br />�-y" Lender may. ut any time. collect and hold Funds ln an amount not to excetd the maximum amount a lender for a federally
<br /> `�''� mlated mortgnge loan may require fa Borrower's escrow exount under the federal Real Fstate Settlement Procedures Act of
<br /> =-� 1974 as amended from time to time.l2 U.S.C. Section 2601 et seq.('RESPA").unless another law that agpltes to the Funds
<br /> =-- sets a lesser amount. If so,Lender may,at any time. collect and hald Funds ln an amount not to excced the lesser amouat.
<br /> ;;;� Lender may estimate the amount of Furtds due on the basis of current data and reasonable estimates of expendItures of future �
<br />-""" Escrow Itemy or otherwise ia acwndance with appltcable law.
<br /> �`� Tho Funds shall be held in an institudon whose deposits at+e insured by a federal agency. instrumentaltty, or entity
<br /> --� (including Lender.if I.ender is such an institudon)or in eny Federal Hante Loan Bank. Lender shall apply the Funds to pay We
<br /> - Escrow Items.Lender may noi charge Borrower for holding end appiyictg the Funds,annually analyzing the escmw acoount.or
<br /> - verify[ng the Escmw Items.unless Lender pays Borrower interest on the Fands and epplicable law permits I„eud�c¢q make such
<br /> a charge. However,L.ender may require Borruwer ta pay a one-time charge for sin indepe�cdent real estate t:uc t�artlag service
<br /> used by Lender in connection wirl�this loan, unless applicable Iaw provtdes otherwise. Untess an agreemont is made or
<br /> - applicable law requires interest to be paid,Lender shaU not be �equired to pay Borrower any iaterest or eaznings on the Fwtds.
<br /> — Borrower sud I.ender may ag�+ee in writing. however,that inte�st shaU be paid on the Funds. Sxnder shatl give to�orrower.
<br /> wlthoui charge. an armual accowting of the Funds, showing cmdits and debits to the i�1►nds and ttte pwpose for which each
<br /> __= deDit to tAe Funds was macie.'1['he runds are piedged as addiaonai security for sii sums securat by tius Securiry Insaument.
<br /> If the Funds held by i��1er exaeed the amounts pemutted to be held by applicable lavv,I.ender shall aocount to Borrower
<br /> - for tLe excess Funds in accor�aace with the requirements of applicable law. If the emouat of the Fuads held by Lender at any
<br /> time is not sufficient to pay tde Escrow Items when due,Lender mny so'aotify Borrower in writing,and.in such case Borrower
<br /> shall pay w Lender t6o amount nacessary to roake up the de8ciency. Bomower shall make up the deficiency in no more than
<br /> twEive monthly payments. ut Lender's sole discretEon. � . •
<br /> ' Upon payment in fiill of all sums secuted by dtis�urity Instwnent, Lender shal!promptly refund�a.tBorrower any,
<br /> - �unds held by Lender.If. under paragra�h 21,Lender shall acquI�e or sell the Property,I.ender.prior to the acquisitlon or s:9-�
<br /> °'�� of tfle Propeny. shall apply any Funds held by Lender at the time of acquisition or sale as a credIt against the s��ms secured fay
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<br /> -= this SecwIty Instrument. �
<br /> 3.ApplTcalloa of P�ym�atts. Ualess applicable i�w�nzovides otherwise,aU psymenu received by i.ender ander para�raphs
<br /> � !and 2 shall be applied:f rst. to any prepaymeat charges due under the Note;second. to amounts payable uuder paragraph 2;
<br /> third.to interest due; fourth,to prindpal due;aad last,to any tate cha�ges due w�der the Note.
<br /> __ 4. r!+�...t�!�, ��lees.s3omowe�- sl�l p3Z• s!I saxr.,,a�.scss�n•s:,;cha�gcs. finr..°ans! im,.*Nsi*.ieas r.aribeesble to t!�Prc�+,�
<br /> ° which may attain prioriry over this Socurity Instn�nzenc: and leasehald•payments or grourtd�ents, if any. Bornower shall pay
<br /> these obligadons in the masmer providad in paragraph 2,03 if not paid in that mannet,Bomower shall pay thara a�i'dme directly
<br /> to the person owed paymerd.�mrtower shal! prompt�y ifl�sh to Lender ail notices of amounts to 6e paid under:�is paragrnph.
<br /> If Borrower makes these payrrtents dirertly,B3omower sF��1D�prumptly furnish to Lender receipts evidencing the payments.
<br /> Borcower shall pmmpdy discharge any��ien wlilch has prioriry over this Securiry Inshument unless Borrower:(a)agrees in
<br /> writing to the payment of the obGg3tion sec�zsed by the Gen in a manner accepiable to Lender,(b)contests iu good faith the lien
<br /> by, or defends against enforoemetet of. ?he lien in, 2e�a1 proceedIngs which in the I.ender's opinion operate to prevent the
<br /> �- enfo�ement of tlie lIen;or(c) seac�a�aom.the hotdei of:3he uen an agreement sa�'is4'actory to Lender subordinatiag the lten to
<br /> _= = this Security Instrument.If Lender det�nines that any pgrt of the Property is subject�to a Gen whi�h may attain prtority over
<br /> -- this Security Instivment,[�ender may giv�8nrrower a notice identify�nig the lien. Bvmnwer shall satlsfy the lien ur take onx m��
<br /> -- more of the actions set forth above within IO days of the giving of ncttece;` � ,.
<br /> . �Fa�m 8028 8/80
<br /> - v,os s oe e
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