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',.`'"', �.'.'",±�,'R�,�"�e'u�� _ _ _ .,�._ !�. . :.,��_:=-- _r::_--_�------ �. ; • , .- _..,..:v.,._ •.�---- -_— . ._...��,�.�s,..-- ��a.��,� " puyment�may no longcr bc requircd,ut the nptlon of Lcnder,if mongugc insuruntic covcrugr (in th .�mc;unt far thc per�od , that L.ender requircs)providod by an insurcr approvod by Lender again bcranxs ovailable an.i is obtalnod. Borruwcr 9holl puy the prcmiums rcquired to muintuin mungage insurunce in effect.or to provide u loss reserve,undl the requirement for mortgage insurance onds in accotdnnce with any written agrcement between Borrower and Lender ar upplicuble luw. 9. Inspectlan. Ixndcr or its a�ent may muke reasonuble entrics upon und inspections of the Property. Lender shull givc Haaower notice ut the t6me of or prior to an inspectian specifying reasonable rnuse far the inspection. - 10. �ondemnation. Thc proceais af nny uward or claim for damages. direct or consequcntial, in connection with any candemnation or other taking of t►ny part of the Property,or for conveyunee in lieu of condemnution.are hereby ussigned ancl sh�ll be putd to L.ender. In the event of•r tosal taking of the Property.iho procee�s shall be applied ta the sums secured by this Security Instrument, whether or not tt�en due, with any excess paid ta Borrawer.In the event of a partial taking of the Property in which the fair , markct valuc of the Property immediAtely before the takins is eyusl to or greutcr than the amount of the sums secwed by this Security Instniment lmmedlately before thc talcing.unless Bomawer and Lender othcrwise agree in wr�ting.the sums secured by this Security Instntment shall be neduce�by the amount af the prcxceds multiplied by dte followtng fraction: (u) the total amount of the sums securod immediutely before the taking,divIded by(b)the fuir m.uket value of th� Property immediately before the taking. Any b�lance shall be paid to Borrower. In the event �f a partial taking of the Pmperty in wl�ich the fxir markat value of th�Property immcxflatcly beforo the taking is less than the umount of the sums secured immediately before the taking.unless Borrower and Lender otherwise ngree ln writing or unless applicable law otherwise provldes, the proceeds shall be appliod to the sums secured by this Secur�iy Instrument whether or not the sums are then due. If the Property is abandoned by Borrower,or if,after notice by L,ender to Borrower that the oondcmnor offers to make an award or setUe a c[uim for damages, Borrower fails to respond to Lender within 30 days after che d3te the notice is given, Lender is authoriud to collect and apply the proceeds,at its option,either to restoration or repair of the Propsrty or ta the sums secured by this Securiry Instrument,whether or not tiien due. Unless Le.nder and Bonower othenvise agxa in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragtaphs 1 and 2 or change the amount of sa�ch payrnents. 11.Borrower Not Released;ForbeArance By Lender Not A Waiver.Exteasion of the time for payment or rrwdificadon of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shaU not operate to release the liability of the original Borrower or Borrower's successors in interest.Lender shall not be requirod to commence proccedings against any successor in interest or nfuse to extend time for payment or othe�wlse modlfY amortfzation of the sums socurod by this Secudty Instrument by reason of any demand made by the originai Borrower or Borrower's successors in interest. Any farbearance by Lcnder in exercising siny right or remedy shall not be a waiver of or preclude the exercjse of any right or remaly. 1Z. Successors and Ass(ga9 Bound; Joiut and Several LtAbtUty; Co-signers. The covenants and agroements of this � Security Instrument shall birjd and benefit the successors and assigns of Lender and Borrower, subject to the provisions af paragraph 17. Bormwer's covenants and agraments shall.be joint and several. Any Borrower who co-signs this Socurity _ Insaumcnt but dcx.w;wt oxecute the Note: (a)is co-signing this Security Instrument only to mortgage, grant arx3 convey thrt Borrower's intenest ln the Prope�ty under the tecros of th3s Security Instniment; (b)is not personally abligated to pay the suma _ securai by this SecurIty Insuumenr and(c)agrees ihat Lender and any other Borrowcr eru�y agra to extend. modify.fo�fiear or make aay ac�wmrnodations with regard to the terms of this Security Instrument or the NotF wtthout that Borrowa•'s conseat. 13.Loan Charges.If the loan secured by this Security Inst�nt is subject to a Isw which sets maximum loan ctuirgas, and that luw is finally interpreted so that the interest or other loan charges onUoctod or to be collected in connection with the loan exceed the permitted limits,then: (u)any such loan charge shall be reduced by the amount nxessary ro reduce the�huge _ to the permittod llmir and(D)any sums already collxted fmm Borrower which exceeded permittod 9imits will be refundod to Borrower. I.ender may chnose to make this nfund by reducing the pdncipal owed under the Note or by►naking a dinxt - payment to Bomower. If a refund roduces princtpal, the reduct�on will be treatai as a partial prepayment witi�out any ry pnpayment charge under lt►e Note. ; 14.Notkes.Any notice to Borrower provided for In this Secudty Instrument shall ba given by delivering it or by malling `� it by first class mail unless applicable Isw requires use of another method. The notIce shall be dira.�ta!to the Property Address � or any other address Borrower designates by notIa to Lender. Any nodce to Lender shall be given by fust class nuil to Lencler's address stated heretn or any other address L,ender designates by norice to Borrower. My notice provided for in this Security Insavment shall be deemod to have been given to Borrower or Lender when given as providal in this paragnph. �' 15.Goveroing I.aw; Severabtlity. Tl�is Security Instrumcnt shall be governed by federal law and the law of the jurisd;ction in which the Property is lornted. In the event thpt any provision or clause of this Sxurity Instrument or the Note 8 mnflicts with upplicable law. such conflict shall not eftect other provisions of this Securlty Instrunnent or the Note which can be j given affect without the wnflicting provision. To this end the provisions of thIs Security Instrur►wnt and the Note are dxlared to be severable. � 16.Borrow�er's Copy.Borrower shall be given one conformed copy of the Note and of this Security Instmment. �1 ( Form 3048 8l80 i P.�soee i � � � � . _iq�t'°1w�.i�A��-�.,�.,�----�-�—_ -- --- -- -�a.acnrr�:�t-�t.sf�s��-- _ _ raeH-.,�.o... ---�---� �q��+� . .�r:':"fi-£"s .ra�ir�.'oY��:k��;�!.�c� ..�.f.. -----..----_._ .�IN!.. ` .' ��t ��.r- �',�.;•.}:-�i� .:;?�t�Y'!�:�u�__