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<br /> . . S. Aazard or Prnperty Iasureitce. Botrower shail keep the improvementa now existina br'hemaft�r e�� a�a tho
<br /> , _. ` Propsrty insurai against losa by fire,ha�erda Included wttbin the term'eatended coverage' and aay other hazards, inaludlpB .
<br /> � . J 4 floods or floodiag�for whfch Lender requireg iasurance.Thia iasurance ahaU be wal�telned in the amounts and for the perioda
<br /> ure.
<br /> .:a that L�eader requires. The Insuraace carrIer providieg the inaurance shall be chosQU by Bflaower subject to Lender's approvnl �_
<br /> � which shall aot be unreasonably wUhhcld. If Borrower faila to maiatain coverage deuribed above, Lender may, at L,endee'e `° `
<br /> ; optlou,obtain covera�e to protect Y.eader'a rigtts in the Propeity in accordance with paragrePh�. ..
<br /> � AU insuraace goUcfes and renewals ehail be accepts�►le to Lendor aud shall ia�lude a stnudard mortguge clause. I.ender
<br /> .: !-�� shaU have the rlght to hold the polides aad reaewals. If Lender requires,Borrower ah�l pmmptly give to L.ender ull receipts of _' "
<br /> ., paid premiums and renewal nodces.Ia the event of loss,Borrower shall give prompt�aice to We insurance cunier and Lendcr. �'-;
<br /> � I.ender may wake praof of loas if not made pmmptly by Borrower. =-
<br /> ��f�. Unless Lender and Berrower othe�vlse agree!a wrlting. insuTance proceeds ahaal be applled to restoration or repair of tha ___
<br /> °""'"""'"�'` Propetty damaged,if the t+estoration or s+epair la economically feasible acd Lender's s�urlty is not leasened. If the restoratlon or —
<br /> ' repair is not ecoaomically feasible or Lender'a securlty would be lesseaed.the iasuranoe procceds shall be applied to the euma
<br /> � secured by thia SecurIry Insavme�at,whaher or not thea due, with aay excesa paid to Borrower. If Borrower abaudona the
<br /> , Property,or does not answer withia 30 days a aodoe from Lender that the iusurance carrier has offered to settle a clalaa,tben
<br />- , ` Lender iaay collect the inaurance pmeeals. Lender may use the pmcceda to repair x nston the Property or to pAy autue `
<br />_ ;� socured by thia Securlty Insuument,whether or nat then due.The 30-day perIod will begla when the uotice is gtvoa.
<br /> , . ,� Unlesa I.ender and Bomower othetwise agree in wrlting, any applicatton of proceeds to princ{pal shall aot estend ot
<br /> - +� postpone t}te dua date of the moatldy paymenta referred w in paragraphs 1 aad 2 or change the amouat of the payments. lf
<br /> � uader paragraph 21 Use Property is acqulred by L.ender,Bonawer's right to any inaurance policies aad proc�eda resulting from
<br /> damage to the Progerty prior w the acquiaidon shall pass w Lx,ader to the exteat of the n�ns secured by this Securiry Insauraea.t
<br /> , : :=� immedlately prlor to t.�e ttcqaidition. �- -
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<br /> •f�-'� '°� 6.Occnpancy,Freswevatlan, Maintenance and Protertion of the Pmperty;Boaower's I.oan AppIIeatdont I.easeholds.
<br />� � .�':,�':��i Bomnwer shall � P P �Y�Ys after the�ecution of
<br />_ -�,.'.:r��:, �PY,eatabltsh. and use the PropeRy as Bortower s rinai al residence witbin s
<br /> • "'''1;:�:n�'' this Security lnstrument and sbaU coctinue to occupy the Property as Boaower's principal residence for at least ane year afeer
<br /> � : � the dau of aceupauc.y,unless Leacia othecwiae a,gn�s ia wrlting.which consent ahaU aoi be uareasonably withheld�or ualess -
<br /> ° eatenuating circumstance� exisi which ane beyond Horrower's control. Borrower shall not destroy. damage or Impair the
<br /> • Pcoperty, aUow the Property to deuctor�e. or commit aesta on the Propesty. Borrowe:shail be ln default if any forfeitute
<br /> � actioa or procading, whether olv�l or cr(minal, is begun that la Lender's good faith judgmeut could result ia forFeit�ue of the
<br /> ' ' . Property or othe:wIse materlaUy impair tha lien created by this Secudty Insmm�ent or Lender's securlty intcrest.Borrower may
<br /> .. �' ctue such a default aad reinatate.as provlded tn paragraph 18,by causing the ection or proceeding w ba dismissed with a rnling
<br /> .. :'s , � that. ia Lr�tder's good faith determinasion. Pncludes forfeiture of the Borrower's interest in the Properiy or other maurlal
<br />� - '`_ _ _�,_ •____ im}�aicmeat of the lien created by this Saaarlty Iasm�ment or I.ender's securlty intereat. Bormwer ahell also be in defAUlt lf _ -
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<br /> � - h�j�Lr,_� Borrower,during the loaa application Fs�cooess,Save maurially false ar iaaccvrate infoimatioa or statements w Leader(or failed
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<br />-:.•,,tir��:, to provtde L�ader�vith any mat e r i a l i n forma don)l a cona e a ion w i t h t he lo a n e v i d e n c e d b y t h e N o t e.i n c l u d i n g.b u t n o t I i m i -
<br />�°"`� w,representettona cancerning RorxoweY'a oc.cupancy of the Property as a principal rasidanoe. If thia Secudty Inshumaat ia on a
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<br />�. ,��+;�r,- leasehold, Borrower sball comply wIth eil the pmvisions of the leace. If Borrow�acquires fee tide to tha Property, the
<br />�T'�f�';u3 . I e a s e h o I d a n d t h e f a d fl e s h a 1 1 a a 4 m e r g e naleas I:ender a g r e e s w the mer ger ia wrltia g.
<br /> °� �'`�� 7.Ptotecdon of Lender's RDght� ln We Yrapaty.If Borrower fails to' rfonn tya covenants and ments contaiaed in
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<br />=_�_r..<,,-; this Secudty Iusuument, or then ia a legal proceediag that may sigaificandy affecr Leadar's righte fn the ProPert3+(such as a
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<br />_,.-�:;�,,;� ,.. , protteding in banSauptcy,probate�for coademnafloa or forfeiture or w enfor�ee laws or reguladops)�.thea Leader may do aad
<br /> r=�,�r�:�.,:.,,-�*J� pay for whauver is neoeasary to protxt the valua of the Property and Latder's rlgl�ta in the Pcapercy. Lender's acdons may
<br /> =��;���� include paying any sums secured by a lien which has priodry over this Security Insunmant. ePP�B in cow�t. PaY�B
<br /> _�-��', c�e�asonable attormeye' fas and arteriag on the Property to make npatrs.Atthough Lender may take action under th�s paragraph
<br />_�`---- 7.I.endes das nat have to do so.
<br /> ___ _ ' Any amounts disbursed by Leader imder thia paragraph 7 shall t►e�w�me addidoaal debt of Bomuwer socut+ed by thia
<br />—�� ' Securlty Iastcument. Unleas Borroacr and i.ender agree to oiher terms oi paymeat� these amounts ehall Oear inta+est fmm cha _
<br /> �°=�-� daie of disbursement at the Note nte nnd sha11 be paYable. with interest.upon nodce fmm Lender to Borrower rcque�ng
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<br /> .....:.::;-:-;. payment.
<br />��!"�,�">:::� 8.Mortgage Iasurance.If�.ead�r�equlrai mortgage insurauce as a coadidon of making the toaa secur�d by thla Savrlry
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<br />_--°` Iasuument, Bormvver shall pay the premtums r�equfred to maintain the mortgage�nsuraace ia effect. If. for aay reason,
<br />--�-= � mortgage iasurnnos coverage requicod by I.euder lapses or ceases to be in effect►Bonower shaU pay tho premiums requind to
<br />�---=•�� obtain coverage suDstaadally equivaleat to the mortgage insurance previously in effea,at a coat substaatiaUy equivalent to the
<br /> 1:_-,:f.�° `-~�� c�st to Bormwer of tha mortgage�surence previausly in effe�t. from an alternste mortgaga lnsure�c appmved by L�►der. If
<br />�''`�',s�,��`,?;..;�. . substantially equivaleat mortgage 3nsucanx coverage is not available,Bormwer shali pay to Lender each month a sum equal to
<br />�:a�i��y�: , one-t�welfth of the yearly ntortgage iavurance ptemtum being paid by Bormwer wbea the insnrance wverage lapsed or ceased to
<br />_�*,_:,::��:�;..-__ be in effut.Lender will accept�use and re�in theae payments as a loas reserve in lieu oi asortgage insu:ance. Loss resenre
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