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201208476 (C) "Lender" is tQUITABLE BANK Lenderisa SdVings Bank organized and exisling under the laws of TH E STATE Q F N E B RAS KA . Lender'saddressis 113 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Lender is the beneficiary imder�l�is Security Instrument. (D) "Trustee" is E4UITABLE BANK (E) "Note" meansthepromissorynotesignedbyRorroweranddatedOCtober 04, 2012 TheNote statesthatBorrowerowesLender FORTY EIGHT THOUSAND AND 00/lOD Dollazs(LT.S. $48,000.00 )plus interest. Borro«�er has promised to pay thu debt in regulaz Peaiodic Payments and to pay the debt in full noY later than NQvember 1, 2022 . (F) "Property" means the property tYiai is described below under the hcading "Transfer of Rights in the Pxoperty." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late cfiarges due under the Note, anci all suu�s due under this Seciuity Instrument, plus interest. (H) °'Riders" means ail Riders to this Secwity Instrument that azc cxecuted by Borrower. The following Riders aze to be executed by Bonower [eheck box as applicable]: 0 AdjL�fable Rate Rider ❑ Condominium Rider � Second HQme Rider 0 Balloon Rider 0 Platmed Unit Development Rider 0 1-4 Fanuly Rider 0 VA Rider �Biweckly Payment Rider 0 Other(s} [specify] (I) "AppGcable Law" means all controlling applicable federal, State and local statutes, regulations, ordinances and adminis[rative rules and orders(t6at have the effect of law)as well as all applicable$nal, aon-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and othcr charges that are imposed on Borrower or the Properiy by a coadominium association, homeowners association or siuular organization. ({� °'Elec#ronic Funds Transfer" means any transfer of funds, oflier than a transaction originated by check, ciraft, ar suxrilar paper instrument, which is initiated through an elec7ronic ternunal, telephonic instrument, computer, or ma�eTic fape so as to order, instruct, or authorize a financial institution to debit or eredit an accounL Suck term includes, but is not litnited to, point-of-sale trans£ers, automated teller machine transactions, �ansfcrs initiated by telephone, wire tranefers, and automated clearinghouse teansfers. (L) "Escrow Items'° means those items that aze descnbed in Section 3. (M) "M iseellaneous Proceeds" means any compensarion, settlemcnt, a�vazd of aamages, or proceeds.paid by any third party(other tlkw insur�nce proceeds paid under the coverages described in Section 5)for. (i) damage to, or destruction of, flie Pxoperty; (ii) condemnation ox other taking of aR or any paiC of the Properry; (iii) conveyance in lieu o£condettmarion; or(iv) imsrepresentations of, or omissions aS to, tha value and/or condition of the Property. zaoozaia NEBRASKA-SingleFamily-FannieMaelFreddie Mac ONIFORM MSTRUMTiT Portn 3028 U01 VMP d VMPG(NE)(�105) `Nolters KWw u Financial Services Pzge 2 of 1]