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<br /> puynxnts muy n�longer bc rcquircd,ut thc opilon ol'i_cn�lcr, if ms�rtgugc in�urnnrc covcrugc(in t c umaant und or he period
<br /> thut Lendcr rcquircs)provided by an lnsurcr appravccl by I.endcr uguin bccames uvuilablc and is obtaincd.Borrower�hall pny
<br /> th�prcmlums rcquired ta maintuin nx�rtgagc insurs�ncc in cffcct,or ta pravidc u loss rescrvc,until thc rcqufrement far mortgegc
<br /> insurance enda in accorda►xe with uny wdtten agrexment between Bottawer und l.endoror applicnblc luw.
<br /> 9.lnspectlon. l.cndcr or its agcnt mny makc reu�nable cntries upon and Dispadons af tbe Property. [.endcr Fhall givc
<br /> Barrower notice ut the time otor pdor ta an imp��ctic�n hpecifying ru►sonable�:ause forthe inspection s
<br /> 10.Condemn�tlan.The proceeds of zinY award a� claim far clamages, direct or can�equential, in connection with uny
<br /> candemnution ar athcr tnking uf any part of the Property. or for r.onvcyancc in Ileu of aandemnutian,ure hereby ussfgned and
<br /> shaU be paid to I.ender. �
<br /> in thc event of a total taking of the Fropeny_the proceeds shull be upplicd to the sums accurod by this Security Instrument. ,
<br /> whether or not then due,with any exoess p:sid to Borrower. In the event of u purtial taking of the Property In which the fair
<br /> market value of the Property immediutely bcfae the tuking is equal to or grcatcr than the amount of the sums secured by this
<br /> Security Instrument immediately before the takin�,unless Borrower und Lender otherwise agree in writing,the sums securGd by
<br /> this Security Instrument shall be reduced by ihe amount of the procecds multiplied by the following fraction: (a)the total
<br /> amount of the sums secured immediately before the talc3ng,divided by(b) the fair market value of the Praperry immediatelY
<br /> before the taking. Any balance shall be paid io Borrower. in the event of a partial tal:ing of the Property in which the fair
<br /> market value of the Property imm�iately before the taking is less than the amount of the sums secured immediately before the
<br /> takIng, unless t3orrower and Lender othenv�sea�ree in writing or unless applicable law otherwi�e provides, the procceds shail
<br /> be applied ta the sums secured by this Security Instrurnent whether or nat the sums are ihen due.
<br /> If the Property is abandoned by Borrower,or if.after notice by Lxnder to Borrower that the condemnor offers to make an
<br /> uward ar settle a claim for damaga, BoiTC�a�er fails to respand to I.ender within 30 days after the date the notice is given.
<br /> I.ender is Authorized to callect and epply the proce�ds,at its option,either to restaration or repair af the Property ar to the sums
<br /> secured by this Security Instrument,whether or not then due,
<br /> Unless L.ender and Borrower otherwise agree in writing, any application of' pracceds to principal shall not extend or
<br /> postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or chenge the amount of such payments.
<br /> 11.Borrower Not Released;Forbesranc� BY Lender Not a Walver. Extension of the time for payment or modificatton
<br /> of amortizadon of the sums secured by this Saurlry Instrument grantect by L.ender to any successor in interest of Horrower shull
<br /> � not operate to releuse the liabillty of the original Borrower or Bonower's successors in interest.Lender shall not be required to
<br /> �,mmence procealings aAainst any succasor in interest or refuse to extend time for payment or otherwise modify amortization
<br /> af the sums secured by thia Security Instnxnent by reason of any demand maue by che original Bvrn,wc� �� Baruwa's
<br /> successors in interest. Any forbearence by Lender ln exercising any rlght or remedy shall not be a waiver of or precludo the
<br /> cxercise of uny right or remedy.
<br /> 12. Succeasore And Assigr�Bound; ]otnt and Sever�l Ltabiltty= Co-signero. The covenunta und agrcements of thie
<br /> Socurity [nstrument shall bind 3nd beneCt the successors nnd assigns of i.ender and Horcower. subject to the provisions of
<br /> paragraph 17. Bonower's covenants and agreemente sfiall bo joint and several. Any Borrower who co-signs tMs Security
<br /> Instrument but does not executa the Note: (a)i s co-signing this Security Instrument only to mortgage. grent and wnvey that
<br /> Borrawer's interest in the Property under the terms of this Security Instrument:(b) fe not personally obligated to pay the sums
<br /> securod by this Securtty Instrumenr,and(c) agrors that L.ender and any other Borrower may agroe to extend, modify,forbear or
<br /> make any accommodations with regard to tl-�e terms of this Security Instrument or the Note without that Borrower's consent.
<br /> 13.Loan Charges.lf the loan stcured by this Securiry Instrument is subject to a law which sets meximum loan charges.
<br /> and that Iaw is finally interpreted so that tho interest or othor loan charges collceted or to be collected in connectioa with the
<br /> loan excced the perm[tted limits.then:(a) any such loan charge shall be reduced by the amount nec�asary to roduce the chargo
<br /> to the permitted Iimit;nnd (b)any sums alrady mllected from Borrower which exceoded permitted limIts will be nfundal to
<br /> Borrower. I.ender may choose to make thls r�fund by reducing the principal owed under the Note or by maldng a direct
<br /> payment to Bo�rower. If a refund reduces principal, the reduction will be treated as a parttal prepayment without any
<br /> prepayment charge under the Note,
<br /> 14.Noticxs.Any notice to Borcower provaded for in this Secudty Instrument shall be given by delivering it or by mailiag
<br /> it by first,class mail unless applicabte law requi res use of enother method. The notia shali be directed to the Property Address
<br /> or any other address Borcower designates by notice to Lender. Any not�ce to Lender shall be given by fimt class mail to
<br /> Lender's address st�ted herein or eny other addnss Lender designates by notice to Borrower. Any nodce provlded for in this
<br /> Security Insuument shall be deerned ta have been given to Borrower or Lender when given as provided in this paragraph.
<br /> 15. Governing Law; Severobility. '1Lis Security Instrument shall bc govemed by federal law and the law of the
<br /> jurisdictton in which the Property is Iocated.I�the event that any provision or clause of this Security Instrument or the Note
<br /> conflicts with applicable law,such conflict shall not affect other pmvjsions of this Saurity Instrument or the Note which can be
<br /> given effect wtthout the conflicting provision.To this end the provislons of th(s Security Instcument and the Note are declared
<br /> to be sevetable.
<br /> 16.Borrower's Copy.Borrower shal l be given one wnformed copy of the Note and of thts Scxurity Tnstrument.
<br /> Form 3028 8l90
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