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<br /> �. ��awrd or Progerty Iasurance. Borrowee shall keep the impmvementa now exiaNng or4l8�iter ercctcd on tho '
<br />��'' °�" Property insured ugainat loas by tirc� hnzarda ir�c1uded wlthin the term "eatended eovernge' nnd uny othec hnuude. including -
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<br />_ �� flooda or floodtag,for whIch Lender requirds insurance.This inaurnnce shait be mnintaiaed in the amounts nnd for tho perloda --
<br /> •� ' �j' '.` that Lender requir�s. The insurance ctucter provtding the insurrittca shnll bo chosen by Borrower subJect ro Lender's ngprova! '-
<br /> _.-.,Lm,�, which ahalt not bo uareasonably wlthPield. If Borrower falle to matntoln covernge descdbed above. Lendcr rtwy�at Lender'a
<br /> �"`""�"�� option.obtuin cflverage to protect Lender's rig}�ts iA the Property in uccordwtce wlth parngrnph 7. �.
<br /> �.�r�� _ Al1 iusuranx policies and reaewNs shali be ae,reptable to Leader and shall iuclude u standacd mortgago clnuse, l,eader
<br /> �����' shull bave the right to hoid the pal3Mes and renowals.If Lender require�,Bomower ebatl promptly give to Lender ei1 rxeipta of _
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<br /> paid premiums and r�newal notices.In the event of loss.Borrower ehall give prompt nodce to the insuraure carrisr nad Lender.
<br />-='� � —= Lender ntay make proof of loss lY not made pmmptty by Borrower.
<br />.""�•� Unless Lender and Borrower oWerwIse agree la wtiting,insureace proceeds shall be applied to resWration or repair of the
<br /> --� P c o p e rt y d a m a g e d,i f t h e r e s t o r a t ion or r e P a i r is eoono m i t a l ly feas i b le aa d Lender's sec�u[ty is not lessened.If the restoratlon or
<br /> " ..- � ��" r�pair is not eronom3caliy feasibte or Lender's securlty woWd be less�ned.the insurance pmceEda sball be appfied to WB sums '
<br /> •':'-:,���� ��d bY this Securiry Insavment. whether or not then due, with any eacess paid to Bomower. If Borrower abandons the
<br /> `-°r: Property. or daes not ans�ver within 3Q days a nodce from Lender that the Wsurance c�rrier has offered to settle a claim.then
<br /> ,;..;.4 n'. � Lsader m&y collect the Insurance pmceeda. Lender may use the p�*oce�cis to repair or restore the Propeny or to pay sums -
<br /> .^•.'p{��� secured by this Secutiry lnsmtment.whether or not than due.The 30-day period wlll begiu whea the notIce ia given.
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<br />._.,;�,��,.. UNess i.ander and Borrower otheiwise ag�ee in wclting. aay apPlIcation of proc�eeds to prIncipal sha11 not extend or
<br /> t ' ; t�.:; postpoae the due date of tho montbly payatents nafen+ed to fn p�tagrapbs 1 and 2 or c6ange the amount of the p2yments. If
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<br /> -.•`:^3!it{i�� uader paragraph 21 the Property ia acquired by I.ender. Borrower's rig6t w any insuraace policies and praxeda resulting from
<br />_ '�` �.`' damage W tbe Propertat prtox to the acquiaition shall pass w Leader w the exteat of the sums se�ured by Wis 5ecurity Iastrument
<br /> 4�r��� immedlately prior to th�zcquisition.
<br /> ``:�;;�;;�;�, 6.04�.�►cY•PrrServatton,Mai�teaance and Protecdon at tCae Pebperty;Borrower's II�n Appltt�ttton.Leasehoids.
<br />"'��i�;�3 Borcowet si�all oacupy.establish�and use the Pro '
<br /> .. t•..�• perty as Borrower s principal restdence within sixty days after the execution of
<br />.,�;k.:s�' this Secw3ty Insttument and ahall coatiuue to occupy the Praperty ae Borrower's princIpal rcEideace for at least one year aRer
<br />-:��°'� � the datc oP accnPancY,unless Lender otherwise agt�ees in wridng,ahich consent shall not be vnrea.gonably withheld. or unlesa
<br /> L==:;==� extennati�#$ elicumstapces e�cIst which are beyonid Barrower's conuul. Borrower shaU npt�destroy. damage or impair tlta =
<br /> `°..�` Propeny, ailow the Pnoperty to deterloratc, or oommtt arasto on the Property. Borrower shaII be in default if any forfeiture --
<br /> ___ actioa or pruoeeding�whether civil or ctlminat,is.begun that in L,ender�s good faith juttgment could result In forfelture of the
<br /> -.-_-�'-'� . , Preperty or othe�vise materlally imp�ir the lien created by thia Secutity Instnuneat ar Lender's securIty Inteiest. Bormwer taaY =
<br /> _�- ' �c�ne such a defanIc an�reinstate,as prnvfded in Para8raPh 18�by ca�siug tbe actian or ptuceeding w be dismissed wlth a niling =
<br /> Y�_;� • ihat, in Lender's gaod faith determination, pt+e�ludes forfeiture.of the Bormwer's intemst ia the Pmperty or other matetrja! �
<br /> -- _�� • impairmeat of the lien�eated by�thia'Securiry Insuument or L,ender':secudty Inte�st. Borrower sbeU atso be in default�if
<br /> _-..:.� Bormwer.durlug the loaa a�plicatloa prooess,Bave materlally fal�e or inaccurat�information or stetements w Leader(or failed
<br /> w pmvide Lender with an�►material informatIon)in ooanxtion with the loan evIdenced by tt�e Note�ineluding.but not itniited
<br /> to�r+epresentations�era�ng Bonowet's oscupancy of the Propecty as a prineipal residence.If thia Secutity Iasuumeni�S on a
<br /> leasehold. Botrower sh�11 comply �vith all the pmvIsions of the lease. U Borm�wer acquires fee title w the Propeity, the
<br /> leasehold and the fee ade shall aot merge unless Ltnder$grees to the mager In writing.
<br /> 7.Ptntect[on of I.eader's Rights in the PrOperty. If Bomnwer faia to perform the ooven�mts and�menta cuntatuod in
<br /> this Securlty Insavment.or there is a legal pmcceding that may significanily affea Leader's rights ia the P�coPertY(such as a
<br /> pteaeedjng in bankcuptcy,pmbate. for oondemnanon or forfeitune or to enfotrx lawa or ngulations).then Lender may do aad
<br /> pay fos whatever is netts.sary to protax the value of the Property aad Lender's rights in the Property. I.ender's acttons may
<br /> include paylag any sums secwed by a Itea which has priodry over this Securtty Insuuenenk•appr,�n�ng in oourt, PaY�B
<br /> -----�� reasonable attorneys'fees and entering on the P�v�crty to make r�pairs.Aldwu�h Lender mey t�e�?�a s�der sbia g�a�rey6 -
<br /> y,Lxaater d�not have to do s�.
<br /> Anyr amonnts disbvcsod by i,eader under this paragraph 7 gLall beeome addidonal debt of Hornower secui+ed by'tp��.
<br /> T Sx�rlty Inshumea�UNess$ornower and Lender agc�ee to other ttrms of payment,thessse amounta shaU bear intenst from du�
<br /> date of disbv�ement at ihe�Note rate and shaU be paysble, anth tuterest,upoa natice fmm Lender to Borrower req�g
<br /> WYmeni• . � '
<br /> 8•11lL�mRgage I�uuoe.If Lender requirxd mortgage insuiance as a oo�tion of makiu,�t�he loan secuied by this Securit�r
<br /> _ lnsuumen��8omowu shall pay the pnemiums nquircd to maintaia the a�mtga�e iasuranc� in effoct. If. for any reasoa. the
<br /> mortgage insaranoe ooverage req�rcd by I.ender Iapses ar ceases to be tn effeci,Borrower shati pay the p�miums rcqutred w
<br /> _ obta3n coverage suGstanttally equivalent to the mortgag�insu�anoe pnwIously in�ffca,aa a aost substanttally cquivatent to the
<br /> oost w Hon+ower of the mortgage iassuanoe prevlously in effat, from an alternau mortgage'll�urer approved by L,eadSr.If
<br /> sub�antial�t aiuivaIent mortgage ias�nnoe coverege is not aw�il�le,�Bomower shall pay to�3..cnder each month a sum oqil�t to
<br /> -- - ono-twelfth of the yearIy mort�age insua�nce premium being pa�d by Borrower�cvhen the iasuYactce coverage tapr.ad or oeased to
<br /> __. --- be in ef�ect.Lznder wIll eecept.use and c+etain these payazents a� a loss cesetve ia lleu of mortgage iasurance. Loss reserve �;:
<br /> =-�' Form 30 81
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