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201208395 <br /> for the repairs and restoration in a single payment or in a series of progress payments as the work is <br /> completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, <br /> Bortower is not relieved of Borrower's obliga[ion for the completion of such repair or restoration. <br /> Lender or its agent may make reasonable entries upon and inspecuons of the Property. If it has reasona6le <br /> cause, L.ender may inspect the interior of the improvements on the Property. Lender shall give Borrower <br /> notice at the tune of or prior to such an interior inspection specifying such reasonable cause. <br /> 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, <br /> Borrower or any persons or entities ac[ing az[he direc[ion of Borrower or with Borrower's lmowledge or <br /> consent gave materially false, misleading, or inaccwate information or statements to Lender(or failed to <br /> provide Lender with material information) in connection with the Loan. Material representations include, but <br /> are not limited to, representations conceming Borrower's occupancy of[he Proper[y as Borrower's principal <br /> residence. <br /> 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If(a) <br /> Borrower fails to perform the c:ovenants and agreements contained in this Security Instrument, (b)there is a <br /> legal proceeding that might significantly aff�t Lender's interest in the Property and/or rights under this <br /> Security Instrumem (such as a proceeding in 6ankrup[cy, probaze, for condemnazion or forfeiture, for <br /> enforcement of a lien which may attain priority ovet this Security Instnunent or to enforce laws or <br /> regulations), or(c) Borrower has abandoned the Property, then Lender may do and pay for whatever is <br /> rcasonable or appropriate to protect Lender's interes[in the Property and rights under this Security <br /> Instrumen[, including protecting and/or assessing the value oF the Property, and securing and/or repairing <br /> the Property. Lender's actions can include, but aze not limited to: (a)paying any sums secured by a lien <br /> which Las priority over this Securiry Instrument (b) appearing in court; and(c)paying reasonable attomeys' <br /> fees to pro[ect its interest in the Property and/or rights under[his Security Instrument, including its secured <br /> position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the <br /> Property ro make repairs, change locks, replace or boazd up doors and windows, drain water from pipes, <br /> eliminate building or other code violations or dangerous conditions, and have utilities tumed on or off. <br /> Although Lznder may take action under this Section 9, L.ender does not have to do so and is not under auy <br /> dury or obligation to do so. It is agreed thaz Lender incurs no liability for not[aking any or all actions <br /> authorized under this Section 9. <br /> Any amounts disbursed by Lender under this Sec[ion 9 shail become additional deb[of Borrower s�ured by <br /> this Securiry Instnunen[. These amounts shall bear interest at the Note rate from the date of disbursemern <br /> and shall be payable, with such interest, upon notice from L.ender to Borrower requesting payment. <br /> If this Security Insmunent is on a leasehold, Borrower shall compty with all the provisions of the lease. If <br /> Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender <br /> agrees to the merger in writing. <br /> 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condiuon oF inaldng the Loan, Borrower <br /> shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the <br /> Mortgage Insurance coverage required by Lender ceases to 6e available from the mortgage insurer that <br /> previously provided such insurance and Borrower was required to make separately designated payments <br /> towazd the preauums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage <br /> substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to <br /> the cost to Horrower of the Mortgage Insurance previously in effect, from an attemate mortgage insurer <br /> selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall <br /> NEBHASKA-Smgle Family-Fannle Mae/F�etltlie Mac ONIFOFM INSTRUMENT Form 3028 1 i01 <br /> VMP� VMPBME)Iit051.00 <br /> Wolters Kiuwer Financial$ervlcas Page 8 ot 17 <br />