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�0120�3�G (C) " FARGO BANK, N.A. Lender is a 1�1ATIONAL ASSOCIATION organized and existing under the laws of THE UNITED STATES Lender's address is 101 NOATH PHILLIPS AVENUE, SIOIIX FALLS, SD 57104 Lender is the beneficiary under this Security Inslrument. (D) "TlvStee" is �LS FARGO FINANCIAL NATL BNK C/O SPEC. SERY., PO BOX 31557, BILLINGS, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated �TOBER 05 , 2012 . The Note states that Bortower owes Lender ONE HUI�IDRED THIRTY FIVE THOUSAND AND 00/100 Dollars (U.S. $ *****135 , 000 . 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later thanNOVEN�ER Ol, 2042 , (F) "Propel'iy" means the property that is described below under the heading "Transfer of Rights in the ProPerty-" (G) "LoBh" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Inshvment that are executed by Bonower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider Condominium Rider 0 Second Home Rider 0 Balloon Rider � Planned Unit Development Rider 0 1-4 Family Rider � VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify] (I) "ApplicablBLaw" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "CommunityAssociationDues, Fe�s, and Assessments"means all dues, fees, assessments and other charges that are imposed on Borrower or the Ptopetty by a condominium association, homeownets association or similar organization. (K) " ElectronicFundsTransfer" means any trdnafer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine hansactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escl'ow Items" means those items that are described in Section 3. (M) "Misce118neousProceeds"means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or deshuction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. �� NEBRASKASingle Family-Fannie Mae/Freddie Mac UNIFORM INS7RUMENT ' Fortn 30281/01 VMP � VMPB(NE) (110b).00 Wolteis Kluwar Finanefel 3ervices Pege 2 of 17