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<br /> �• �nznrd ar i�roperty In,surnnre. Burruwer �hull kcep thc impruvcmm�tx nrnv exiyting ��n c�rcaftcr errctcd �m the
<br /> Pnipeny insured ugaiost lo:.r• by fire. hiv.�irds included tvithin the term "extrnJed ruverage" und .�ny other hui.urds, inctuding
<br /> fluixis��r il�xxling,fi�r which IAndcr rcquir��intiurunrr.'fhiti in.ur�mcr,I�all hc maintuincd in thc amnunt�und fur t1�c perluits
<br /> th,u I.ender requires. The Insurmtre currier pnwiding the h�tiunnue tihull h�clw.en by Born»ver+,ubjcrt tu l.ender',u�pruvai
<br /> which nhull nut hc unrcut�mably witAkcld. If Di�rruwcr liiil.r tu maintufn covrr,�gc dc�rrib�d uh.wc, (.cndcr n�uy, at I.c�t�lcr'ti
<br /> optiun,nbwin c��vcra�;c tu pn�tc�t I.c�idcr'x N�his in thc Pn+Rcny i�i ucr��rJancc with paruga�pi►7.
<br /> All jnsuruncc p��licies und�encwuls shnll he ucceptubtc a� i.cndcr unJ tihull inrludc u+tundarJ mungugc cluuhc. l.cnder
<br /> stwll havc tlio rlgiu w hald the p�►licirw and renewats. If I.e�ider reyuirc�,Borrow�r shuN prumpdy glve ta Lertder ull receipts uP
<br /> patd premiums and renew�l nolices.In the evem��f Insti,8nrruwcr shuli give prompt noti�:e ta tbe insururtu i:urrier und Lender.
<br /> Lender m;►y make pmaf of Inss if nat made pmmplly by&�rn�wer.
<br /> Unless L,ender and Bon�wer athenvit;c ugrcc in writing,insurancc p�roce�ds shull be npplicd to restorntian or repair uf the
<br /> Pruperty dumngod,if the restar�dan or npuir is ec�imm�i��ully fe:isible und l.ender's necurity iy rtnt lessened.If the trstor�tion or
<br /> nepaie is rtat cconomirsily feasible or I.tnder's scrurity wauld be Icsscned,the insurance procecds shuli be upplicd to the suma
<br />- secured by this Security Instrument, whedzer ur nat thcn due, wish uny excess paid to Borrower. If Bc►rrower aburtdons the
<br /> Pmperty.or dces not nnswer within 30 dnys a rtotice fmm Lender that tho insururtce currier hu.s nffered to setde a clalm,then
<br /> Lender may collect the insurance pt�s. I.endcr mny usc thc proceeds to repuir or restore the Property or to pay r,ums
<br /> secured by this Security[nstniment.whether or not then due. The 30-day period wi11 begin when the notice is glven.
<br /> Unless Lender sind 8ornower otherwise agree in writing. any upplicut�on of proc�eds to principul Shull rtot extend or
<br /> postpo�the due date of the monthly payments �+efemed to in puragtapha 1 und 2 or change the amount of the paymant�. If
<br /> under paragraph 2l the Property is aequlred by Lender.Borrower's right to any 9nsurance polleies and prc�eeecla rtsultiag from
<br /> damage to the Property prior ta the noqujsition shall pass to Ls�►der to the extent of the sumc secwed by this Securlry Instrument
<br /> immediazely prior to the acquisit�on.
<br /> 6.Oo�pan�y,P�+eservat�on, Maintenance aad Protectfon af the Property;Sorrower's Iaan Applicatfon;I.easeholdv.
<br /> Bomower s6al!oocupy.establIsh,and use the P�+nperty as Bornower's principat residence within sixty dnys after the execvtlon of
<br /> this SecurIty Instmment and shall continue to occupy the Property tts Borrower's principa!residence for at least one year after
<br /> the dsue of oocupaacy. unless L,ender otherwIse agcees in writing,which consent shall aot be unreasonably wlthheld.or unless
<br /> eatenuattng c3rcumstanaes exist whicb are beyond Borrower's control. Bsrrower shall not destroy.damage or impair the
<br /> Properiy.allow the Property to deteriorate, or oominit wa4Ee on the Property. Borrower shall be in defuuit if any forfeItur�e
<br /> acdon or prnax�diqg����h�3tter civ�i or cr�minai.is begua that in i,ender's good faiW judgment oould result In forfeiture of the
<br /> Property or ath��nv�se materja(ly laipair the lien created by thls Security Instiument or I,errder's security intenst.Sornnwer may
<br /> cure such a default and neinstste.as prnvtded in paragraph 18.by causing the acxion or proceeding to be dismissod wtth a iWing
<br /> s�. �u I��'s ��i issiiia a�er�nivatiun. pt,ecIudes fortefture of the Bort+ower's imerest in the Property or other materia!
<br /> jmpairment of the lien crestetl by this Security Insttuinent or i,ender's soauity inierest. Bomower shaq also be in defsiiult if
<br /> Borrower.durlpg the loan applicat�on process,gave materially fa(se or ironocuiate information or staternents to lrender(or failod
<br /> to pruvIde Le�dcr wlth aay materta!inforenation)ia aonnertion wiW the loan evidenood by the Note�inclnding.but not Gmited
<br /> tQ.represe�tations conceming Bomnwer's oocupancy of the Property as a princIpal residence.If this Seru�ity Inspument is on a
<br /> �easel{old. Borrower shall oom�ly with all ttae provisions of the lease. If Borrower aoqu�es fee tide W the property. the
<br /> �a�old and tt►e fee Htle st�alA not merge unless I.ender agrees to the merger In wridng.
<br /> ''�� 7.Pnui�at�twe o!Lender's
<br /> Righfs ir�the Pt+operty.If B.orrower fa[ls to perform the oovenants and ag�+eements ool►tained in
<br /> tlsis 5ecudty tastnimenb ar there is a legul proceadIng tl�at rnay signif cundy affect I.erder's dghts in tke ProP�Y lsuch as a
<br /> PmoaedN$u►banktuPtcY.Smt�ate, for condepu�tion or farfeiwre or to enforre laws or regnlatFons).then I,ender may do and
<br /> �p�y for v�hatever is nacessaey•Yo pmtect the value of the Property and Lender's righcs In the Pmperty.Lender•s�cttons may
<br /> .�relude paying any awns secured by a lien wtdch has prioriry over tbls Securnty �nstiument, appesring ia oour�, peying
<br /> ���i�ta'sonable attpaneys'fex.c and entering on the Property to make nepaus.AIthongh Lender may take actioa w�der this paragreph
<br /> ' 7,Lender e�oRS�noi have W do so. -
<br /> :��' `.; Any amoimts disb�used by L.ender`ander this puragr,sph 7 shal!�baoome addItional debt af.8orrower secural by this
<br />• , :�S$cnrity Instmment.Unless Borrower and I.ender agrc;e,¢o�attur telms of payment.these amounts sdaU bear interest from the
<br />. '`.'¢l�te of disbutsement at the Note rate and shall be pay�bte, with iaterest,upon notice from Lender to gorra,qrer.rpqn�cd�g
<br /> PaYment•
<br /> . 8.Mort�ge Insurance.If Lender required mortgage insuiance t�s�oo�idon of malong the Roan socurad by this Secur��gr
<br /> Instnunent. Borro�er shall pay the p�miums nequirod to maintain the mortgage insutance in�fEeect. If, for arry�neason. d�e .
<br /> mortgage insuranoe coverage roqni�d by I.ender lapse,c or ceases to be in effect,Borrower shalE�y We pnemiuma requi�d to
<br /> obtain wverage substaztti�lly equivaleat to the aQOrtgage insuranae prcviously in effect;ac a oosc sabscandally equivaient w che
<br /> oost to Borrower of the mortgege insurance Nneviously in effect, from an altexnate mortgsge jnsm�r approved by LeMer. If
<br /> substantially�ttivaleat mortgage insucauce coverage is not available.Snrrower shall pay to[,ender each month a sum equal w
<br /> " o�-tweifth Q�'4.'he yearly tnortgage insurance pn:raitun beiag paid by Borrower when the inc��rance ooverage lapsod or oeasad to
<br /> be in eff'ea.Lender atll aooept. use and�etein these payme�ts as a toss c�eacrve in lieu of mortgage in5uranoe. Loss ieserve
<br /> Form 3028 9/ao
<br /> � Pape S ot e
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